Protecting your Golden Retriever

Protect your Golden Retriever from health problems with pet insurance.

It’s difficult to imagine another breed of dog as loving, playful and gentle as the Golden Retriever. They are great family dogs who want to be part of your “pack” and will bend over backwards to please you.

Despite these highly attractive traits, you should be aware of some common health issues among the breed. Read on to find out how comprehensive pet insurance can save you from significant vet bills.

What do you want to learn about?

Who provides cover for your Goldie?

Details Features
Comprehensive Cover
Comprehensive Cover
Price beat guarantee on current comparable policies.
  • Maximum yearly benefit: $12,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0 or $100
  • Paralysis tick benefit: $1,500
  • Discounts: Woolworths Rewards members get 10% off 1st year
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Comprehensive Plan
Comprehensive Plan
Get a free engraved pet ID tag when you sign up.
  • Maximum yearly benefit: $8,000 or $12,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0, $100 or $200
  • Paralysis tick benefit: $1,000
  • Discounts: 10% multi-pet discount
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Major Medical Cover
Major Medical Cover
Get 2 months free when you sign up.
  • Maximum yearly benefit: $15,145
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0, $100 or $200
  • Paralysis tick benefit: $1,200
  • Discounts: 15% multi-pet discount
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Ultimate Cover (Accident & Illness)
Ultimate Cover (Accident & Illness)
Helps support the RSPCA.
  • Maximum yearly benefit: $11,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $1,200
  • Discounts: 10% multi-pet discount
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Premium Accident & Illness Cover
Premium Accident & Illness Cover
Pay fortnightly, monthly or yearly at no extra cost.
  • Maximum yearly benefit: $12,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $1,200
  • Discounts: 10% refund after your 1st year
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 Premium Care
Premium Care
Helps support Guide Dogs Australia.
  • Maximum yearly benefit: $20,000
  • Reimbursement rate: 85%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0 or $50
  • Paralysis tick benefit: $2,000
  • Discounts: 10% multi-pet discount
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Sovereign Accident & Illness Cover
Sovereign Accident & Illness Cover
With guaranteed renewal you can protect your pet for life.
  • Maximum yearly benefit: $14,000
  • Reimbursement rate: 85%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $1,200
  • Discounts: 10% multi-pet discount
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Platinum Accident and Illness
Platinum Accident and Illness
No joining fee to pay.
  • Maximum yearly benefit: $12,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $1,000
  • Discounts: No
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Top Accident & Illness Cover
Top Accident & Illness Cover
If you're over 50 get 10% off.
  • Maximum yearly benefit: $12,000
  • Reimbursement rate: 80%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $1,200
  • Discounts: 10% off for seniors
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Accident and Illness Cover
Accident and Illness Cover
Your pet is covered for life.
  • Maximum yearly benefit: $12,000
  • Reimbursement rate: 75% or 85%
  • Eligibility: Between 8 weeks and 9 years old
  • Excess options: $0
  • Paralysis tick benefit: $500
  • Discounts: 10% off for pensioners and rescue dogs
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History

Retrievers are working dogs who were bred to fetch (or retrieve) birds that had been shot from the sky by hunters. In the late 19th century Scotland, there were a number of proficient retriever breeds, but none that were exceptionally friendly and gentle in the home. One hunter named Lord Tweedmouth decided to do something about that.

He bred a local retriever named Nous with a Tweed Water Spaniel (now extinct) named Belle. The four offspring formed the basis of the Golden Retriever breeding program and are the ancestors of all Golden Retrievers today. Other bloodlines were later introduced including the Irish Setter, Bloodhound and St. John’s Water Dog (also extinct).

Characteristics

The Golden Retriever is a large-built dog with a distinctive, thick golden coat of wavy fur. However, the Goldie’s beautiful fur doesn’t come without its drawbacks, as the breed is prone to heavy shedding.

The Golden Retriever has a long, symmetrical body, a friendly demeanour and intelligent eyes. It is strongly-built and moves with graceful, yet powerful strides.

Because Golden Retrievers are big eaters, they can easily go overboard and put on too much weight. It is important to manage their diet and give them plenty of exercise.

Temperament

Be prepared to spend at least two hours a day playing fetch with your pup and letting it run around outdoors, as Golden Retrievers have seemingly boundless energy and need to burn it off. They also love to swim, but keep a close eye on them when around questionable waters.

One thing to keep in mind: Golden Retrievers are extremely friendly toward strangers, so they don’t make the best guard dogs.

Is the Golden Retriever right for me?

Features
Life expectancy
  • 10-12 Years
Apartment-friendly
  • No
Tolerates being alone
  • No
Kid-friendly
  • Yes, but be careful around small children
Dog-friendly
  • Yes
Shedding factor
  • High
Easy to train
  • Yes
Intelligence
  • High
Aggression
  • Low
Tendency to bark
  • Medium
Energy level
  • High
Exercise requirement
  • Daily vigorous exercise (i.e. frisbee in the park)

retriever-puppies (1)

Cost of pet insurance for a Golden Retriever

The good news keeps on coming for these loving and intelligent pets. Golden Retrievers cost only about $15 per week to insure with a comprehensive policy. That’s a small price to pay for a pet with such a big heart.

Health problems Goldies can experience

As with many pure breeds, some undesirable hereditary traits can be passed down through the lineage due to early inbreeding. These usually manifest themselves as health problems.

Lucky for us, the Golden Retriever has avoided many of these problems, but there are still some health issues you need to watch out for. These include:

  • Hip/elbow dysplasia and other joint conditions
  • Cataracts and other eye diseases
  • Allergies
  • Blood clotting
  • Subaortic stenosis
  • Bloat
  • Epilepsy
  • Hypothyroidism
  • Cancer

When should you desex a Golden Retriever?

Desexing your Golden Retriever too early or too late could hasten some health complications. A study at the University of California Davis found that the risk of certain diseases can increase based on when Golden Retrievers are neutered.

Desexing your male dog too early (before one year) can hasten certain complications, while doing so too late (after one year) can hasten others. These study results are based on Golden Retrievers, but can differ from breed to breed and gender to gender.

The best thing you can do, no matter what kind of dog you own, is to check with your vet, who will assess your particular dog’s constitution to determine the best time to get it desexed.

How much does treatment cost?

Treating some of the health problems Golden Retrievers may inherit can be an expensive exercise. The table below is a rough guide to the treatment costs you can expect for a range of common conditions:

Health problem Average total claim
Fractures $2,715
Cancer $1,798
Snake bite $1,742
Diabetes $2,583
Cruciate condition $2,530
Epilepsy and seizures $1,079
Liver $1,716
Pancreas $1,360

Source: The Hollard Insurance Company (2016/2017)

Why you need pet insurance for your Golden Retriever

A properly raised Golden Retriever will create a lifetime of joy for all members of your family. That’s why it is important to make sure it stays happy and healthy.

A good pet insurance plan could protect your beloved dog with effective treatments for conditions like hip dysplasia, cataracts or allergies.

It will also cover accidents like getting hit by a car and snake bites. This might come in handy given the Goldie’s energetic and adventurous nature.

For a small price, you can rest assured your Goldie will get the best treatment possible and that it won’t break the bank.

Compare pet insurance for your dog from Australian brands

Picture:Shutterstock


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2 Responses

  1. Default Gravatar
    natalieAugust 28, 2018

    How much does it cost to desex a female golden retriever?

    • finder Customer Care
      JhezelynAugust 28, 2018Staff

      Hello Natalie,

      Thank you for your comment.

      As per checking, Desexing female dogs will cost you at around $200 – $220 for small dogs and can go up to $400 or more for large dogs (60kg plus). The typical cost for desexing female dogs weighing 10 – 20 kg is around $250.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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