GIO Travel Insurance Deals

GIO discount codes and coupons for November 2018

GIO provides two travel insurance policies to cover and multi-trip journeys. Both offer comprehensive cover to provide for medical emergencies overseas, including assistance in an emergency and hospitalisation.

Travel insurance is a financial and administrative safety net in the event of an accident, loss or damage of personal property. Holidays are expensive, so it’s important to protect your investment with the right travel insurance plan.

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Medibank Travel Insurance  Deals Medibank Travel Insurance Deals

15% off travel insurance

For Medibank health members, plus a chance to win flights for you and your friend. T&Cs apply.

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Tick Travel Insurance Tick Travel Insurance
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Get 5% off all Tick travel insurance policies

Want to save more on your Tick travel insurance policy? Just enter this code to receive a 5% discount on your cover to destinations like Bali, New Zealand, USA, Europe, Thailand, Fiji, Vietnam and more.

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Travel Insurance Saver Travel Insurance Saver

Get up to 30% discount on travel insurance

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Your chance to win $5,000

Buy a travel insurance policy to go into the draw to win $5,000.

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Easy Travel Insurance Easy Travel Insurance

Up to 35% off travel insurance

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YouGo Travel Insurance Deals YouGo Travel Insurance Deals
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Save 10% on YouGo travel insurance

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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Win a trip to Hawaii for 2 worth up to $8,000

Your chance to win the trip to Hawaii when you purchase the policy with TID. Total worth of prize up to $8,000. Terms & conditions apply.

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Popular Travel Insurance Deals - Coupons coupon codes

Last checked Code description Code
13 Nov 2018 Get 5% off all Tick travel insurance policies fin****
21 Nov 2018 Get 5% off travel insurance with Fast Cover COU****
12 Oct 2018 Save 10% on YouGo travel insurance YOU****
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What policies are available from GIO?

Based on your insurance needs and the frequency of your trips, you can choose between once-off travel cover and insurance for an unlimited amount of journeys during a 12-month period.

Holiday

This once-off plan is available as a single or family option, and covers one return journey. Destinations are divided into regions, so you’ll be asked to specify a region when signing up for the policy. You are covered for:

  • Unlimited cancelled travel and accommodation expenses
  • Unlimited medical assistance and hospitalisation expenses overseas
  • Additional transport and accommodation expenses
  • Cash paid while hospitalised
  • Delayed transport and accommodation
  • Personal baggage and travel documents
  • Accidental death and disability
  • Personal liability up to $5 million
  • Resuming a journey
  • Special event cancellation
  • Delayed baggage
  • Car hire excess

Annual Multi-Trip

This policy is ideal for frequent and business travellers since it covers an unlimited amount of travel within the insurance period. Besides all the benefits of the Holiday policy, it also covers loss of income and bringing in a substitute to complete your business should you fall ill or suffer injury. Your benefits include:

  • Unlimited cancelled travel and accommodation expenses
  • Unlimited medical assistance and hospitalisation expenses overseas
  • Additional transport and accommodation expenses
  • Cash paid while hospitalised
  • Delayed transport and accommodation
  • Personal baggage and travel documents
  • Accidental death and disability
  • Personal liability up to $5 million
  • Resuming a journey
  • Special event cancellation
  • Delayed baggage
  • Car hire excess
  • Loss of income
  • Substitute person to complete your business

Who is GIO Underwritten By?

GIO travel insurance is underwritten by Vero Insurance Limited.

Pros and Cons of GIO

Below are a few pros and cons to consider before purchasing a GIO travel insurance policy.

Pros

  • Underwritten by Vero Insurance Limited
  • Two comprehensive policies
  • Generous 30-day cooling-off period
  • Quotes available online
  • Ability to purchase policy online
  • Option to make payments online
  • 24/7 emergency support
  • Ability to resume an interrupted trip
  • Able to extend policy if needed

Cons

  • Some pre-existing medical conditions excluded
  • No option to claim online
  • Age restrictions

How do I apply for GIO travel insurance?

Briefly discuss steps involved in applying for cover.

  • Compare policy options. Your choice depends on whether you’d like cover for just one trip or for all your journeys within a 12-month period. Both options provide full cover, including overseas medical assistance and hospitalisation.
  • Get an online quote. Enter your travel information and personal details into the online calculator for a quote on your premium.
  • Read the PDS. Before agreeing to purchase the policy, make sure that it provides the amount of cover you need for your trip. Everything you need to know is detailed in the PDS.
  • Additional options. If you require additional cover for your luggage, sporting activities or valuable items, make sure that you have the option to upgrade your policy.

How do I make a claim with GIO?

You can file a claim on the phone or in writing via fax or email. Here’s how to get the process started.

  • Give notice. In the event of a claim, you have to get in touch with Vero Insurance to get the ball rolling. There are separate numbers for calls from local and international numbers.
  • Send in the documentation. You’ll have to supply the necessary documents at your own expense. Depending on the nature of your claim, this would include police and medical reports, statements from transport providers, travel itineraries and tickets, and luggage tags.
  • Respect the process. Besides being honest in your account of the events, you have to let the insurer handle the matter. Don’t be tempted to resolve the matter yourself or offer to make payments without first consulting your insurance advisor.

GIO F.A.Q

If you need further information, below are some frequently asked questions about GIO’s travel insurance policies.

William Eve

Will is a personal finance writer for finder.com.au specialising in content on insurance. While he cannot give personal advice to clients, Will enjoys explaining the intricacies of different types of protective cover to help individuals and businesses find affordable cover that won't leave them underinsured.

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