GetCapital Import Line of Credit

Borrow up to $750,000 on a revolving basis. This loan is secured and interest rates range from 10.95% to 24.95%.

  • Get Capital has rebranded to Shift and this product no longer exists. For more information, please visit Shift's website directly.

GetCapital offers a line of credit from $10,000 up to $750,000, which you can use to finance international supplier purchases for your business. Applications are online and easy to complete, and loan terms range from 6 months to 4 years. The rates for this loan range from 10.95% to 24.95% p.a., and you will also be charged a drawdown fee of 1.5% the loan amount. There is also an annual fee of $395 and a weekly direct debit fee of $3.85.

Initial draw down fee

Upfront Fee


Max. Loan Amount

6 months to 4 years

Loan Term

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Product NameGetCapital Import Line of Credit
Min. Loan Amount$10,000
Max. Loan Amount$750,000
Loan SecuritySecured
Upfront FeeInitial draw down fee
Loan Term6 months to 4 years

How does an Import Line of Credit from GetCapital work?

You can apply for this line of credit online and it takes just 60 seconds to get started if you meet the eligibility criteria. You can apply for a credit limit up to $750,000.

Repayments need to be made weekly via direct debit. You can draw up to your limit throughout your loan term as long as you keep making ongoing weekly repayments via direct debit. Once you repay funds they become available again, and you can repay and redraw as you like. Keep in mind that fees apply for this loan.

Features on offer with the Import Line of Credit from GetCapital

When you apply for an Import Line of Credit from GetCapital, you'll have access to the following features:

  • Credit limits. You can apply for however much credit suits your needs, with limits up to $750,000 being available.
  • Easy repayments. You can repay the loan via a weekly direct debit.
  • Revolving credit line. Once you make repayments on the loan, the funds become available again. This is for the entire loan term, which is for 6 months to 4 years.
  • Access competitive exchange rates. You can access competitive foreign exchange rates through GetCapital's preferred partners.

How much does this Line of Credit cost?

The following fees and charges are associated with this loan:

  • Interest rate: 10.95% to 24.95% annual percentage rate
  • Direct debit fee: $3.85 charged weekly
  • Drawdown fee: 1.5% of the drawdown amount.
  • Annual fee: $395

How you can apply for GetCapital's Import Line of Credit loan

If you're ready to apply with GetCapital, click "Go to Site" to get your online application started. First, check that your business meets the following eligibility criteria:

  • Your business has been trading for a minimum of three years (two with property)
  • You have $10,000 in sales per month
  • The loan will be for 100% business use

You'll need your name, contact details, business name, requested loan amount and current monthly turnover for the initial application, following which you will need to provide supporting documents. If you're approved you will receive a loan offer and a relationship manager will help you through the rest of the loan process.

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    Default Gravatar
    May 19, 2017

    i need a start up capital up to $200000 can you give it on business i am buying a new business can you give it without any security only on business?

      Avatarfinder Customer Care
      May 21, 2017

      Hi Avinash,

      Thanks for your question.

      Kindly note that most of Australia’s big banks have funding available for capable new businesses, however, you’re likely to find that business loans from banks require security, usually in the form of commercial or residential real estate. But aside from banks, you may find funding from other sources.

      You can find more information details about this through our guide about buying small businesses. Aside from that, you can also start comparing business loans on our website.

      I hope this helps.


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