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Geelong Bank Personal Loan

Borrow upwards of $1,000 with terms up to 7 years. Costs include interest charges and establishment fees.

With Geelong Bank, you can borrow from $1,000 with either a secured or unsecured personal loan. You can also make additional repayments without penalty and you can redraw these repayments at no extra charge. Maximum term is 7 years, and repayment frequency can be weekly, fortnightly or monthly. The interest rate starts from 9.95% p.a., and an establishment fee of $220 applies.

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From 9.95% (variable)

Interest Rate (p.a.)

10.27%

Comparison Rate (p.a.)

$1,000

Min Loan Amount

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Details

Product NameGeelong Bank Personal Loan
Interest Rate (p.a.)
From 9.95% (variable)
Comparison Rate (p.a.)10.27%
Interest Rate TypeVariable
Min Loan Amount$1,000
Max. Loan Amount$50,000

Main points to consider

You can borrow from $1,000 with a maximum loan amount that will vary based on your financial situation. You have the choice of either a secured or an unsecured loan.

You can get a loan term of up to 7 years and you'll receive an interest rate from 9.95% p.a. with a comparison rate of 10.27% p.a.

Features and benefits of a Geelong Bank Personal Loan

  • Free redraw facility. You can redraw on your additional repayments without charge.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis, and can also make additional repayments without penalty.
  • Loan repayment insurance. Geelong Bank offers insurance in the event that you do not make your repayments.
  • Variable loan amount. You can borrow from $1,000 with your maximum loan amount determined by your financial situation.

Fees and charges

  • Application fee. You will pay an initial fee of $220.
  • Security fees. You may need to pay a $25 security administration fee, as well as a $15 security variation fee.

You will also need to pay a portability fee if applicable, but you will not pay any fees for redraws or additional repayments.

How to apply for a Geelong Bank Personal Loan

You can begin your application by clicking "Go to site" above and following Geelong Bank's instructions. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident

You will also need to provide further personal and financial information as part of your application.

The Geelong Bank Personal Loan gives you a lot of flexible repayment options, including the ability to make additional repayments and redraw on these payments without penalty.

Before you apply, you should always compare a number of loan products to help find the one that is right for you.

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Important Information*
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