Geelong Bank Personal Loan
Borrow upwards of $1,000 with terms up to 7 years. Costs include interest charges and establishment fees.
With Geelong Bank, you can borrow from $1,000 with either a secured or unsecured personal loan. You can also make additional repayments without penalty and you can redraw these repayments at no extra charge. Maximum term is 7 years, and repayment frequency can be weekly, fortnightly or monthly. The interest rate starts from 9.95% p.a., and an establishment fee of $220 applies.
From 9.95% (variable)
Interest Rate (p.a.)
Comparison Rate (p.a.)
Min Loan Amount
Main points to consider
You can borrow from $1,000 with a maximum loan amount that will vary based on your financial situation. You have the choice of either a secured or an unsecured loan.
You can get a loan term of up to 7 years and you'll receive an interest rate from 9.95% p.a. with a comparison rate of 10.27% p.a.
Features and benefits of a Geelong Bank Personal Loan
- Free redraw facility. You can redraw on your additional repayments without charge.
- Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis, and can also make additional repayments without penalty.
- Loan repayment insurance. Geelong Bank offers insurance in the event that you do not make your repayments.
- Variable loan amount. You can borrow from $1,000 with your maximum loan amount determined by your financial situation.
Fees and charges
- Application fee. You will pay an initial fee of $220.
- Security fees. You may need to pay a $25 security administration fee, as well as a $15 security variation fee.
You will also need to pay a portability fee if applicable, but you will not pay any fees for redraws or additional repayments.
How to apply for a Geelong Bank Personal Loan
You can begin your application by clicking "Go to site" above and following Geelong Bank's instructions. In order to be eligible for a loan, you will need to meet the following criteria:
- Be at least 18 years old
- Be an Australian citizen or permanent resident
You will also need to provide further personal and financial information as part of your application.
The Geelong Bank Personal Loan gives you a lot of flexible repayment options, including the ability to make additional repayments and redraw on these payments without penalty.
Before you apply, you should always compare a number of loan products to help find the one that is right for you.
Compare other personal loans
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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