Get the Finder app 🥳

Connect your accounts & save

Geelong Bank Personal Loan

Last updated:  

Get access to a redraw facility and flexible repayment options.

With Geelong Bank, you can borrow from $1,000 with either a secured or unsecured personal loan. You also have the ability to make additional repayments without penalty and you can redraw these repayments at no extra charge.


From 9.95% (variable)

Interest Rate (p.a.)

10.27%

Comparison Rate (p.a.)

$1,000

Min Loan Amount

Details

Product NameGeelong Bank Personal Loan
Interest Rate (p.a.)
From 9.95% (variable)
Comparison Rate (p.a.)10.27%
Interest Rate TypeVariable
Min Loan Amount$1,000

Main points to consider

You can borrow from $1,000 with a maximum loan amount that will vary based on your financial situation. You have the choice of either a secured or an unsecured loan.

You can get a loan term of up to seven years and you'll receive an interest rate from 9.95% p.a. with a comparison rate of 10.27% p.a.

Features and benefits of a Geelong Bank Personal Loan

  • Free redraw facility. You can redraw on your additional repayments without charge.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis, and can also make additional repayments without penalty.
  • Loan repayment insurance. Geelong Bank offers insurance in the event that you do not make your repayments.
  • Variable loan amount. You can borrow from $1,000 with your maximum loan amount determined by your financial situation.

Fees and charges

  • Application fee. You will pay an initial fee of $195.
  • Security fees. You may need to pay a $25 security administration fee, as well as a $15 security variation fee.

You will also need to pay a portability fee if applicable, but you will not pay any fees for redraws or additional repayments.

How to apply for a Geelong Bank Personal Loan

You can begin your application by clicking "Go to site" above and following Geelong Bank's instructions. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident

You will also need to provide further personal and financial information as part of your application.

The Geelong Bank Personal Loan gives you a lot of flexible repayment options, including the ability to make additional repayments and redraw on these payments without penalty.

Before you apply, you should always compare a number of loan products to help find the one that is right for you.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 7.5% p.a. and 20.49% p.a. based on your risk profile
A loan from $10,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

Logo for Pepper Money Unsecured Fixed Rate Personal Loan
Pepper Money Unsecured Fixed Rate Personal Loan

You'll receive a fixed rate between 7.45% p.a. and 16.95% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Make additional repayments or pay off the loan early, penalty-free.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Ask a question
Go to site