Geelong Bank Personal Loan

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Get access to a redraw facility and flexible repayment options.

With Geelong Bank, you can borrow from $1,000 with either a secured or unsecured personal loan. You also have the ability to make additional repayments without penalty and you can redraw these repayments at no extra charge.

From 9.95% (variable)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Min Loan Amount

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Product NameGeelong Bank Personal Loan
Interest Rate (p.a.)
From 9.95% (variable)
Comparison Rate (p.a.)10.27%
Interest Rate TypeVariable
Min Loan Amount$1,000

Main points to consider

You can borrow from $1,000 with a maximum loan amount that will vary based on your financial situation. You have the choice of either a secured or an unsecured loan.

You can get a loan term of up to 7 years and you'll receive an interest rate from 9.95% p.a. with a comparison rate of 10.27% p.a.

Features and benefits of a Geelong Bank Personal Loan

  • Free redraw facility. You can redraw on your additional repayments without charge.
  • Flexible repayments. You can make payments on a weekly, fortnightly or monthly basis, and can also make additional repayments without penalty.
  • Loan repayment insurance. Geelong Bank offers insurance in the event that you do not make your repayments.
  • Variable loan amount. You can borrow from $1,000 with your maximum loan amount determined by your financial situation.

Fees and charges

  • Application fee. You will pay an initial fee of $195.
  • Security fees. You may need to pay a $25 security administration fee, as well as a $15 security variation fee.

You will also need to pay a portability fee if applicable, but you will not pay any fees for redraws or additional repayments.

How to apply for a Geelong Bank Personal Loan

You can begin your application by clicking "Go to site" above and following Geelong Bank's instructions. In order to be eligible for a loan, you will need to meet the following criteria:

  • Be at least 18 years old
  • Be an Australian citizen or permanent resident

You will also need to provide further personal and financial information as part of your application.

The Geelong Bank Personal Loan gives you a lot of flexible repayment options, including the ability to make additional repayments and redraw on these payments without penalty.

Before you apply, you should always compare a number of loan products to help find the one that is right for you.

Personal Loan Offers

Important Information*
Logo for Harmoney Unsecured Personal Loan
Harmoney Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 25.69% p.a. based on your risk profile.
Apply for a loan up to $50,000 and repay your loan over 3 or 5 years terms.

Logo for ANZ Fixed Rate Personal Loan
ANZ Fixed Rate Personal Loan

You'll receive a fixed rate of 10.5% p.a.
Apply for up to $50,000 to use for a variety of purposes without needing to add security. Available to self-employed applicants. Note: These rates are available until 2 February 2021. Credit, eligibility criteria and terms & conditions apply.

Logo for NAB Personal Loan Unsecured Fixed
NAB Personal Loan Unsecured Fixed

You'll receive a fixed rate between 9.99% p.a. and 18.99% p.a. ( 10.88% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% p.a. (13.56% p.a. comparison rate) or less. See Comparison rate warning in (i) above.

Logo for SocietyOne Unsecured Personal Loan
SocietyOne Unsecured Personal Loan

You'll receive a fixed rate between 6.99% p.a. and 20.49% p.a. based on your risk profile
A loan from $5,000 to use for a range of purposes. Benefit from no ongoing fees and no early repayment fee.

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