Finder makes money from featured partners, but editorial opinions are our own.
How much does funeral insurance cost?
We obtained online quotes from four of Australia's most well-known insurance brands. We found that for a 40 year old looking to get $8,000 worth of cover, premiums are on average under $10 a week.
Must read: What is the cost of funeral insurance?
The cost of funeral insurance varies across brands and is also determined by personal factors including age and health status.
| Age | Weekly cost | Monthly cost |
|---|---|---|
| 40 | $8.63 | $36.25 |
| 50 | $9.80 | $41.61 |
| 60 | $14.98 | $63.25 |
| 70 | $26.17 | $110.64 |
| 80 | $64.77 | $280.67 |
Prices shown are the initial premium in the first year, based on a sum insured of $8,000. Premiums may increase as you get older and be impacted by personal circumstance. Quotes obtained as of March 2021 and are subject to change.
What costs are involved with a funeral?
Common costs associated with funerals include:
| Funeral Expense | Starting Price |
|---|---|
| Funeral director fee | $3,000 |
| Transfer of deceased to funeral home | $300 |
| Storage of deceased at funeral home | $150 |
| Preparation of deceased | $200-$600 |
| Embalming | $600-$1,400 |
| Coffins | $800-$8,000 |
| Death certificate | $66 |
| Cremation certificate | $110 |
| Cremation permit | $110 |
| Burial services (graveside service) | $2,000 |
| Cremation service (at crematorium) | $600 |
| Cremation service with chapel service | $1,200 |
| Celebrant | $300 |
| Family car | $400 |
| Flowers | $200 |
| Newspaper notice | $200 |
More on cremation costs vs burial costs
*These prices are based on estimates given by funeral directors from across Australia and may vary due to a number of factors. We have tried to show the general starting price for these services based on our research.
More guides on Finder
-
Why are there millions of dodgy cars on Australian roads?
Drive a banger that needs some TLC?
-
Shady shoppers: Petty crime escalates as Australians hit hard by cost of living crisis
More Australians are resorting to theft as they struggle with the rising cost of living, according to new research by Finder.
-
How to repay a home loan faster
No one wants to spend years and years paying off what ends up being mostly interest. Here are several tips on how to pay off your home loan faster.
-
6 ways a term deposit can help you level up your savings in 2024
SPONSORED: We take a look at how term deposits can help you save more cash and build wealth.
-
Pet or pay? Aussies would fork out more than $6K to save their furry friend
Australian pet owners would fork out an eye-watering amount before considering putting their pet down, according to new research by Finder.
-
The Bitcoin halving is here!
The fourth Bitcoin halving is here - what to expect next from Bitcoin.
-
Can travel insurance cover conflicts abroad?
What you need to know about travel insurance and acts of war.
-
Economic snapshot: 4 things to watch this month
Get up to speed with the latest economic update, offering insights into Australia's financial landscape.
-
How to invest in the Sun Silver IPO
Everything we know about the Sun Silver IPO, plus information on how to buy in.
-
Flat sharing when flat broke: 2.5 million Aussies move in with family or friends in past year
Shared housing is quickly becoming the answer to the skyrocketing cost of living, according to new research by Finder.