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New home loan rate changes for Jan-Feb 2017

Posted: 13 January 2017 12:55 pm
News

out of cycle rate changesThe RBA has yet to meet for the first time in 2017 but lenders are opting to start the year with their own rate changes

As the RBA takes a break for January and begins to gather data for its meeting and announcement on 7 February 2017 lenders have taken it upon themselves to continue the trend that began late last year of making changes independent of what the RBA decides for the cash rate. We have already seen ME, Virgin Money and Suncorp have all already announced or implemented changes to their variable or fixed products or both.

Major lenders changes

LenderChangeLoans affectedDate effective
ANZUp 0.20 - 0.40%Fixed Rate Home Loan - 2, 3, 4 Years Fixed Rate (owner occupier + investor), Breakfree Package Home Loan 2, 3, 4 Years Fixed Rate (owner occupier + investor)13 Jan
ANZDown 0.20 - 0.23%Breakfree Package Home Loan - Variable (owner occupier + investor)13 Jan
NABDown 0.10-0.15%Tailored Fixed Rate Home Loan - 1 Year Fixed Rate, Choice Package Fixed Rate Home Loan - 1 Year Fixed Rate16 Jan
NABUp 0.05 - 0.80%Tailored Fixed Rate Home Loan - 2,3,4,5 Year Fixed Rate (Owner Occupier + Investor), Choice Package - 2,3,4, Years Fixed Rate (Owner Occupier + Investor)16 Jan

All other lenders changes

LenderChangeLoans affectedDate effective
Bank AustraliaUp 0.10 - 0.25%Basic Home Loan - 3, 5 Years Fixed Rate (owner occupier), Premium Home Loan Package - 3, 5 Years Fixed Rate (owner occupier)3 Jan
Bank AustraliaDown 0.20 - 0.50%Basic Home Loan - 1, 2, 3, 5 Years Fixed Rate (investor), Premium Package Home Loan - 1, 2, 3, 5 Years Fixed Rate (investor)3 Jan
BankwestUp 0.10 - 0.20%

Complete Home Loan Package - 2,3,5 Years Fixed Rate (investor), Fixed Rate Home Loan - 2,3,5 Years (investor)

24 Jan
Bank of QueenslandUp 0.10 - 0.25%Fixed Rate Home Loan - 3, 4, 5 Years Fixed Rate (owner occupier + investor), Discount 3 Years Fixed Rate Home Loan6 Jan
Bendigo BankUp 0.05 - 0.15%Connect Fixed Rate Home Loan - 1, 2, 3 Years Fixed Rate (owner occupier + investor), Residential Investment - 1, 2, 3, 4, 5 Years Fixed Rate, Basic Fixed Rate Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)4 Jan
Beyond BankUp 0.05 - 0.10%Pinnacle Plus Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor), Fixed Rate Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor), Total Home Loan Package - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)29 Dec
CUAUp 0.07 - 0.15%Fixed Rate Home Loan - 1,2,3 Years Fixed Rate (Owner Occupier + Investor), Premium Fixed Rate Home Loan - 1,2,3 Years Fixed Rate (Owner Occupier + Investor)19 Jan
G&C Mutual BankUp to 0.05 - 0.10%Fixed Rate Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)25 Jan
Greater BankUp 0.05 - 0.20%Ultimate Fixed Rate - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor), Ultimate Discounted Fixed - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor), Great Rate Fixed Rate- 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor), Great Rate Discounted Fixed - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)16th Jan
Heritage Bank

Up to 0.10%

Fixed Rate Home Loan - 2, 3, 5 Years Fixed Rate (investor), Advantage Package Home Loan - 2, 3,5 Years Fixed Rate (investor)

17 Jan
Heritage Bank

Up 0.05%

Fixed Rate Home Loan - 2 Year (owner occupier), Advantage Package Fixed Rate Home Loan - 2 Year (owner occupier)

7 Feb
Heritage Bank

Down 0.30%

Fixed Rate Home Loan - 1 Year (owner occupier + investor)

7 Feb
Homeloans

Up to 0.11 - 0.20%

Fixed Rate Home loan - 1, 2, 3, 4, 5 Years Fixed rate (owner occupier + investor), Alt Doc Fixed Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)

27 Jan
Homeloans

Up to 0.05 - 0.10%

Ultra Plus Fixed Home Loan - 2 & 3 Years Fixed rate (owner occupier + investor)

13 Feb
ING DIRECT

Up to 0.05 - 0.15%

Fixed rate Home Loan - 1, 2, 3, 4, 5 Years Fixed Rate (owner occupier + investor)

17 Feb
Newcastle Permanent

Up 0.09 - 0.10%

Fixed Rate Home Loan - 3, 4, 5 Years Fixed Rate (owner occupier + investor)

23 Jan
Newcastle Permanent

Up 0.10% - 0.60%

Fixed Rate Home Loan - 1, 2, 3, 4, 5, 7, 10 Years Fixed Rate (owner occupier + investor)

13 Feb
UBank

Up 0.22% - 0.30%

Fixed Rate Home Loan - 3, 5 Years Fixed Rate (owner occupier + investor)

14 Feb
Virgin MoneyUp 0.20 - 0.24%Reward Me Fixed Rate Home Loan - 3, 4, 5 Years Fixed Rate (owner occupier + investor)6 Jan
Virgin MoneyDown 0.16 - 0.30%Reward Me Fixed Rate Home Loan - 1, 2 Years Fixed Rate (owner occupier + investor)6 Jan
LenderChangeLoans affectedDate effective
AMPUp 0.15%Essentials Home Loan (investor), Professional Package Home Loan - Variable (investor), Professional Package Home Loan - Line of Credit (investor), Basic Package Home Loan - Variable (investor), Classic Home Loan - Variable (investor), Classic Club Introductory Home Loan - Variable (investor), Classic Club Line of Credit Home Loan (investor), Land Loan (investor), SuperEdge Home Loan - Variable (investor)9 Jan
Australian UnityUp 0.06%Health, Wealth and Happiness Package Home Loan - Variable (owner occupier)2 Feb
Bank AustraliaUp 0.08 - 0.12%Basic Home Loan - Variable (owner occupier + investor), Premium Home Loan Package - Variable (owner occupier + investor), Bridging Home Loan - Variable, Line of Credit Home Loan3 Jan
Bank AustraliaDown 0.72 - 0.92%Premium Home Loan - Variable LVR <80% (owner occupier)3 Jan
Bank AustraliaUp 0.08%Basic Home Loan - Variable (owner occupier)20 Feb
Bank of QueenslandUp 0.15%Clear Path Variable Home Loan (owner occupier + investor), Clear Path Line of Credit Home Loan (owner occupier + investor), Standard Variable Home Loan (owner occupier + investor), Low Doc Standard Variable Home Loan (investor), Low Doc Line of Credit Home Loan (owner occupier + investor)6 Jan
BankwestUp to 0.10 - 0.30%Complete Home Loan Package - Variable (investor), Premium Select Home Loan - Variable (investor), Equaliser Home Loan - 3 Years Introductory (investor)17 Jan
BankwestUp 0.20%

Premium Select Home Loan - Variable (investor), Complete Home Loan Package - Variable (investor)

24 Jan
BankwestUp to 0.10 - 0.40%

Complete Home Loan Package - Variable (investor), Premium Select Home Loan - Variable (investor), Equaliser Home Loan - 3 Years Introductory (investor)

31 Jan
Catalyst MoneyUp 0.10%Variable Lite & Variable Home Loans (owner occupier + investor)20 Feb
Heritage BankDown 0.30 - 0.70%Discount Variable Home Loan - Discount Variable, Special Rate Offer (owner occupier)4 Jan
Heritage BankUp to 15%Discount Variable Home Loan - Discount Variable, Special Rate (investor), Standard Variable Home Loan - Variable (investor), Advantage Package Home Loan - Standard Variable (investor)17 Jan
Heritage BankUp to 0.15%Advantage Package (Owner Occupier + Investor), Living Equity Line of Credit (Owner Occupier + Investor)7 Feb
HomeloansUp to 15%Ultra Plus Variable Home Loan (Owner Occupier + Investor)24 Jan
HomeloansUp to 0.10 - 0.18%Monipower Home Loan - Variable (investor)20 Feb
Illawarra Credit UnionUp 10%Variable Lite & Variable Home Loans (owner occupier + investor)20 Feb
IMBUp to 0.10 - 0.19%

Standard Variable Home Loan (Owner Occupier + Investor), Platinum Package (Owner Occupier + Investor), Lo Doc Home Loan, Introductory Variable Rate Home Loan, Equity Line Advantage Home Loan, Discount Split Home Loan(Owner Occupier), Accelerator Home Loan

30 Jan
ING DIRECTUp to 0.15%

Orange Advantage Home Loan - Variable LVR <=80% (investor), Mortgage Simplifier Home Loan - Variable LVR <=80% (investor)

17 Feb
ING DIRECTDown 0.03 - 0.05%

Orange Advantage Home Loan - Variable LVR >80% <=90% (investor), Mortgage Simplifier Home Loan - Variable LVR >80% <=90% (investor)

17 Feb
ME BankUp 0.05 - 0.10%Flexible Home Loan (owner occupier + investor), Basic Home Loan (owner occupier + investor), Flexible Home Loan with Members Package (owner occupier + investor)4 Jan
Newcastle PermanentUp 0.10%27 Feb
Pepper MoneyDown 0.10%27 Feb
RAMSUp 0.15%Full Feature Advantage Package - Variable (owner occupier + investor), Line of Credit, Full Feature Advantage Package - Line of Credit, Low Rate Home Loan (owner occupier + investor), Self-Employed Line of Credit, Self-Employed Line of Credit with Value Advantage Package, Self-Employed Home Loan (owner occupier + investor), Self-Employed Home Loan with Value Advantage Package (owner occupier + investor)16 Jan
State CustodiansUp 0.10%

Line Of Credit Loan Spring Special(owner occupier + investor), Standard Variable Spring Special (owner occupier + investor), Breathe Easy Spring Special (owner occupier + investor)

27 Feb
SuncorpUp 0.15%Back to Basics Home Loan (owner occupier), Standard Variable Home Loan (owner occupier)23 Jan
Virgin MoneyUp 0.10 - 0.15%Reward Me Variable Home Loan (owner occupier + investor)6 Jan

Compare home loans for September 2020 to make sure you're getting the best rate

Data indicated here is updated regularly
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
2.64%
2.66%
$0
$0 p.a.
80%
Up to $4,000 refinance cashback.
A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
2.49%
2.49%
$0
$0 p.a.
80%
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
Athena Celebrate Home Loan - 60% LVR  Owner Occupier, P&I
2.39%
2.39%
$0
$0 p.a.
60%
A very low variable rate for home buyers with 40% deposits or equity. This rate takes effect from 30 September for new and existing customers. You can get this rate if you apply today.
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
2.68%
2.69%
$600
$0 p.a.
80%
$2,000 to $3,000 refinance cashback
Get a competitive variable interest rate with no application fee or ongoing fees. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR ≤ 80% (Owner Occupier, P&I)
2.19%
3.36%
$0
$395 p.a.
80%
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
homeloans.com.au Low Rate Home Loan with Offset - LVR Under 60% (Owner Occupier, P&I)
2.44%
2.46%
$0
$0 p.a.
60%
A competitive rate with no application or ongoing fee. This loan is not available for construction.
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
2.59%
2.60%
$0
$0 p.a.
80%
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
Virgin Money Reward Me Variable Home Loan - LVR ≤ 60% ($750k+ Owner Occupier, P&I)
2.60%
2.77%
$300
$10 monthly ($120 p.a.)
60%
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
Tic:Toc Live in 10% deposit Variable Rate - Principal & Interest
2.39%
2.40%
$0
$0 p.a.
90%
Get a very low interest rate and pay no application, settlement or valuation fees. Apply online for full approval in real time and add a 100% offset account for $10 a month.
Well Home Loans Balanced Variable - LVR 80% Special Offer (Owner occupier, P&I)
2.17%
2.20%
$250
$0 p.a.
80%
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. This special discount rate is available for new borrowers who apply and get approved by 30 November 2020. Not available for construction purposes.
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I (*now 2.59%, drops to 2.54% on 30 Sep)
2.54%
2.46%
$0
$0 p.a.
80%
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan. This rate will drop to 2.54% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.
IMB Budget Home Loan - Special LVR  ≤90% (Owner Occupier, P&I, NSW and ACT borrowers only)
2.78%
2.84%
$449
$0 p.a.
90%
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
2.29%
2.91%
$300
$10 monthly ($120 p.a.)
80%
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
IMB Budget Home Loan - LVR ≤80% (Owner Occupier, P&I, NSW and ACT borrowers only)
2.61%
2.67%
$449
$0 p.a.
80%
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only.
Athena Evaporate Home Loan - 60% to 70% LVR  Owner Occupier, P&I
2.49%
2.43%
$0
$0 p.a.
70%
A low variable rate for owner occupiers with 30% deposits. This rate takes effect from 30 September for new and existing customers. You can get this rate if you apply today.
AMP Bank Professional Package Variable Rate Home Loan - $100,000 and above, LVR ≤ 80% incl. LMI (Owner Occupier, P&I)
2.59%
3.00%
$0
$349 p.a.
80%
Get a sharp rate with no application or settlement fee, a redraw facility and 100% offset account. Other fees and charges apply.
ME Flexible Home Loan Fixed with Members Package - 3 Year Fixed Rate LVR ≤ 80% (Owner Occupier, P&I)
2.19%
3.30%
$0
$395 p.a.
80%
Get a low 3 year fixed rate with a 100% offset account and package discounts.
homeloans.com.au Low Rate Home Loan with Offset - LVR 60% to 80% (Owner Occupier, P&I)
2.54%
2.56%
$0
$0 p.a.
90%
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
ME Flexible Home Loan Fixed - 2 Year Fixed Rate LVR ≤ 80% (Owner Occupier, P&I)
2.34%
3.98%
$0
$0 p.a.
80%
Get a low fixed rate and pay no application or ongoing fees.
Bankwest Complete Home Loan Package Variable - $200k to <$750k LVR ≤80% (Owner Occupier, P&I)
2.73%
3.18%
$0
$395 p.a.
80%
A low variable rate loan with a 100% offset account and package discounts.
Yard Variable Home Loan - LVR 80% Special (Owner Occupier, P&I)
2.39%
2.42%
$0
$0 p.a.
80%
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Heritage Bank Discount Variable Home Loan - LVR ≤ 80% (Owner Occupier, P&I) New Customers Only
2.78%
2.80%
$600
$0 p.a.
80%
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
HSBC Home Value Loan - Promotional Offer LVR 90% (Owner Occupier, P&I)
2.69%
2.70%
$0
$0 p.a.
90%
A competitive value home loan with no ongoing fee.
Community First Accelerator Home Loan Package - 2 Year Intro Rate Variable New Loan Offer (Owner Occupier, P&I)
1.99%
3.25%
$0
$395 p.a.
80%
A package loan that offers discounts and a 100% offset account. Available on new loans or external refinances of $750,000 or more.
Heritage Bank Fixed Rate Home Loan - 2 Year Fixed Rate (Owner Occupier, P&I) New Customers Only
2.59%
4.26%
$600
$8 monthly ($96 p.a.)
95%
Get a partial offset account and the option to make interest-only repayments.
Bank of Melbourne Basic Home Loan - Special Offer (Owner Occupiers, P&I) LVR above 60% up to 80%
2.64%
2.66%
$0
$0 p.a.
80%
Up to $4,000 refinance cashback
A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
Bluestone Prime Direct (Owner Occupier, P&I)
2.49%
2.51%
$0
$0 p.a.
70%
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.
Newcastle Permanent Building Society  Premium Plus Package Fixed Rate - 2 Year Fixed (Owner Occupier, P&I)
2.44%
3.76%
$0
$395 p.a.
95%
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
2.14%
2.41%
$395
$0 p.a.
80%
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
BankSA Basic Home Loan - Owner Occupier, P&I
2.64%
2.66%
$0
$0 p.a.
80%
Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
G&C Mutual Bank Momentum Home Loan - LVR <50% (Owner Occupier, P&I)
2.55%
2.57%
$0
$0 p.a.
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, P&I)
2.14%
2.46%
$395
$0 p.a.
80%
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
Newcastle Permanent Building Society Fixed Rate Home Loan - 2 Year Fixed (Owner Occupier, P&I)
2.54%
3.98%
$595
$0 p.a.
95%
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
Suncorp Home Package Plus Fixed - 2 Year Fixed Rate Special Offer $150k+ LVR ≤90% (Owner Occupier, P&I)
2.29%
3.28%
$0
$375 p.a.
90%
A low fixed rate loan available for borrowers with 10% deposits. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
UBank UHomeLoan - 1 Year Fixed Rate (Investor, P&I)
2.29%
2.84%
$395
$0 p.a.
80%
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.39%
3.14%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online. Available with a 5% deposit.
Athena Variable Home Loan - Owner Occupier, IO (*now 3.09%, drops to 3.04% on 30 Sep)
3.04%
2.68%
$0
$0 p.a.
80%
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees. This rate will drop to 3.04% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.
ME Flexible Home Loan With Member Package - LVR ≤80% $400k up to $699,999 (Owner Occupier, P&I)
2.84%
3.29%
$0
$395 p.a.
80%
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
UBank UHomeLoan Variable Rate - Discount Offer for Investor Variable P&I Rate
2.89%
2.89%
$0
$0 p.a.
80%
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
ME Basic Home Loan - LVR ≤80% $150,000 or more (Owner Occupier, P&I)
2.58%
2.60%
$0
$0 p.a.
80%
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
Newcastle Permanent Building Society Real Deal Home Loan - Special Offer 1 (Owner Occupier, P&I)
2.59%
2.63%
$595
$0 p.a.
80%
$2,000 cashback for eligible refinancers borrowing $250,000 or more.
Heritage Bank Advantage Package - 1 Year Fixed (Owner Occupier, P&I) New Customers Only
2.59%
3.32%
$0
$350 p.a.
95%
Get a partial offset account and flexible repayments with this package loan.
UBank UHomeLoan - 1 Year Fixed Rate (Owner Occupier, IO)
2.29%
2.47%
$395
$0 p.a.
80%
A one year fixed rate offer with no ongoing bank fees.
IMB Fixed Rate Home Loan - 3 Year Fixed (LVR 90% Owner Occupier, P&I, NSW and ACT borrowers only)
2.39%
3.08%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
Greater Bank Great Rate Home Loan - Discounted 1 Year Fixed LVR ≤80% ($150K+ Owner Occupier)
1.99%
3.52%
$0
$0 p.a.
80%
Get one of the lowest rates on the market with this fixed rate mortgage. Guarantor option available. NSW, QLD and ACT residents only.
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, IO)
2.29%
2.44%
$395
$0 p.a.
80%
A competitive 3 year fixed rate with no ongoing bank fees.
UBank UHomeLoan - 1 Year Fixed Rate (Investor, IO)
2.44%
2.85%
$395
$0 p.a.
80%
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer Discount 1 ($150k+ Owner Occupier, P&I)
2.94%
3.34%
$0
$395 p.a.
95%
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
IMB Fixed Rate Home Loan - 3 Years Fixed (LVR ≤90% Investor, P&I, NSW and ACT borrowers only)
2.64%
3.56%
$449
$6 monthly ($72 p.a.)
90%
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
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