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In this context, a cookie obviously isn't a tasty snack. Instead, the term refers to a small piece of data that a website sends to your web or mobile browser when you visit the site.
The main purpose of cookies is to improve your experience when you visit the same website again in the future. For example, cookies can remember your language and site preferences, ensure that items remain in your shopping cart, and track what pages you've previously visited.
However, cookies can also collect the personal information of site users, which is why there are requirements in place for website owners to inform users about what cookies are on their site.
In many cases, it's a requirement for website owners under the Privacy Act.
In Australia, the collection of personal information is governed by the Australian Privacy Principles, which are in turn part of the Privacy Act. While these principles don't make any specific mention of cookies, they do outline your requirements for notifying users about the collection of personal information. Check whether your company or organisation is required to comply with the Australian Privacy Principles to determine your notification requirements.
It's a legal requirement for any organisation or agency covered by the Privacy Act and includes:
The terms and conditions contained in the Australian Privacy Principles are quite complicated. For example, they specify the difference between personal information and sensitive information — if your cookies collect the latter, you must get the consent of users first. There's also a distinction between express and implied consent, as outlined by the Office of the Australian Information Commissioner.
Next, you may need to consider whether your website will need to comply with the EU's ePrivacy Directive or GDPR laws. If you do, the disclosure requirements are different than they are for Australian website users, so you may want to speak to a lawyer for advice tailored to your business.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
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finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
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When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.