Ford Ranger Insurance

Want to insure a Ford Ranger? Here's some things you should know

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The Ford Ranger name has been used on three distinct model lines since its creation, being used on and off since 1958, with the somewhat iconic pickup truck being sold for 29 years. The name has been used globally since 1998, so it’s no surprise that many people have at least encountered the name.

Keep reading to find out more about Ford Ranger car insurance costs and how you could save on your premiums.

Want cover for your Ford Ranger?

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to pick and choose how comprehensive you want your cover to be with optional extras like roadside assistance, choice of your own repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 28 February 2021, you can earn up to 40,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who love collecting frequent flyer points.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. It'll cover you if your car is damaged as a result of domestic violence. It offers higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. You get a free Bauer magazine subscription when you sign up and a portion of your premiums go to supporting female-led businesses.

Who it might be good for: Someone who wants a female-centred car insurance policy (it will cover men too).
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Compare up to 4 providers

Which factors affect my Ford Ranger insurance rate?

There is a range of factors that could affect your insurance rate. These include:

  • Your age, marital status, job and where you live
  • The model and age of your car
  • Your car’s safety rating, security and any anti-theft precautions
  • Annual mileage
  • Your driving history and activity
  • The size of your car’s engine
  • No claims discount

How can I save on my Ford Ranger premiums?

We’ve got some advice that may help you to save money on your premiums. Our advice includes:

  • Pay annually rather than monthly. By paying annually, you could save.
  • Make yourself a secure investment. By keeping a good credit rating and clean history of no claims, you may be rewarded by your provider with lower premiums.
  • Be economical about your car usage. By walking or taking public transport, you can keep your mileage, and premiums, lower.
  • Don’t just accept your renewal quote. Renewal quotes aren’t always the cheapest option out there. When it’s time to renew your policy, make sure you shop around - and haggle.
  • Install extra safety precautions. Providers don’t like to insure risks, so by investing in some extra safety or security equipment, you may just find that your premiums get lower.
  • Avoid driving convictions. Convictions of any kind raise your premium rate, so do your best to avoid any.

Ford Ranger facts

  • The Ford Ranger was discontinued in the United States and Canada in 2011, but there are plans to resume sales there in 2019, with a new facelift expected to be revealed in 2019.
  • The original Ford Ranger pickup truck spanned just two generations.
  • The Ford Ranger was voted the 7th best pickup truck of 2018.

How safe is the Ford Ranger?

When tested by the crash-test experts at Euro NCAP in 2011, the Ford Ranger received a 5/5 safety rating and has upheld that rating. It scored 96% for its adult occupant safety and 86% for its child occupant safety. Its safety features also merited it a score of 71% for the safety assist category.

As standard, the Ford Ranger comes with an array of safety measures, designed specifically for the model. ESC, or electronic stability control, is there to keep your vehicle balanced, no matter the terrain. The trailer sway control will help prevent anything you’re towing from drifting and causing potential danger to you and the vehicles around you, whilst the roll stability control can intervene if there is a high rollover risk detected whilst you’re driving. In addition, it also has a traction control system and a tyre pressure monitoring system.

As previously mentioned, the safer you can make your vehicle, the lower your premiums may become. For optional safety extras available to the Ford Ranger, visit the Ford website or contact a Ford dealership.

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