Five bank accounts that offer a little something extra

Not all bank accounts are created equal.

Bank accounts are probably one of the most used financial products in the market, yet many people pay little attention to which one they choose. Probably because they're all relatively the same and are simply a means to accessing your money for daily purchases. And unlike high interest savings accounts, transaction accounts can't rely on a fancy interest rate or bonus interest to lure you in.

These days, it's not hard to find a bank account that offers no account keeping fees, easy ATM access, some form of digital wallet and a mobile banking app to manage your money on the move. But in addition to these relatively standard features, there are bank accounts around that offer a lil' something extra. Here's five:

• Bankwest Student Account

This transaction account is designed for Australian students or apprentices, and charges no account keeping fees while providing easy access to your balance. But it also offers account holders deals and discounts on a huge range of popular brands like Apple, Hoyts, THE ICONIC, Spotify, McDonalds and Baskin Robbins with Student Edge.

Learn more about this account and the discounts available in our review here.

• Citibank Plus Transaction Account

This account boasts a range of out-of-the norm features, including no overseas ATM fees and no foreign transaction fees when making overseas purchases (yes, this includes online shopping!). But if this isn't enough, you can also get yourself some free wine. Thanks to the Citibank Dining Program, you'll enjoy a free bottle of wine each time you eat out at a participating restaurant. All you need to do to unlock this deal is pay for the meal with your Citibank debit card – easy.

Read more about this transaction account here.

• ING Orange Everyday Account

This popular everyday bank account already offers free ATM access around the world and no account keeping fees if you meet the deposit requirements. But in case that's not enough, it's also giving away free money. That's right, FREE MONEY. If you open a new account before 31 May 2018 and deposit $1000 or more within the first month (such as your salary) plus make 5+ card purchases within the month, you'll get an extra $75 just because.

Read the full terms and conditions of this offer and open an account via our review page here.

• St.George Complete Freedom Account

This handy transaction account offers cardless cash, a feature that allows you to get cash out at ATMs without your debit card. This feature is relatively rare, with only a few banks offering it to customers. So if you regularly forget your debit card or prefer to leave it at home when you're out and about, this account could be ideal for you.

Plus, if you open a new account online before 2 March 2018 and deposit just $250 within the first 45 days, you'll receive a $50 cash bonus courtesy of St.George. Who can say no to free money?

Learn more about this account's features and the cash bonus offer in the review page here.

• ME Everyday Transaction Account

This transaction account is all about saving you money: it boasts zero account keeping fees and zero ATM fees right across the country. But for something different, it also donates to charity on your behalf. By choosing the pink debit card ME will donate one cent to the National Breast Cancer Foundation each and every time you make a purchase. So you'll know that each time you use your debit card, from small transactions like your daily coffee to large purchases, you'll be supporting an important cause.

The account comes with a bunch of other features too, which you can read about here.

And if none of these tickle your fancy, take a look at some other everyday bank accounts instead in our comprehensive guide.

*All deals quoted were correct at time of writing.

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