fintechFIVE: Carrott

Elizabeth Barry 27 July 2017 NEWS

fintech carrott

Christian Raftery

Managing director, Carrott

In two sentences or less, describe your product or service.

Carrott has developed SenseSuper, a leading platform that allows you to contribute personal after-tax contributions using lazy cash from your bank account. You can find out more and register for SenseSuper beta access (starting 18 August 2017) at https://www.carrottslc.com/au/.

What has been the company's biggest milestone to date?

Earlier this year, Carrott was lucky enough to be invited to participate in the Gemstar Immersion Program in Singapore, where we met with government and financial services to learn more about fintech innovation. Carrott also met with leading VCs to see how we could work together. The experience has opened quite a few doors for Carrott as we look to expand into the Asia region.

What’s your most useful advice for having a productive day?

Because of the flexibility required in the modern working day, having a ‘To Do’ list with allocated times for each task really improves productivity. As a general rule, a good strategy is to allocate only about 70% of the time in your day. This allows for interruptions; for example, phone calls or an impromptu meeting.

Where do you see the company in 12 months?

Carrott is looking to achieve the ambitious target of 25,000 users of the SenseSuper app in Australia and to roll out its SenseSuper platform into the Asia region at the beginning of next year. Carrott is also working on a project to coincide with the international release of SenseSuper. Our new project is very much aligned with SenseSuper's mission of "Use Sense to Make Cents" and Carrott's "Stop Lazy Cash".

Which book has had the most influence on your professional mindset?

The Art of War by Sun Tzu has been most influential in my professional life. It offers a level of disciplined thinking and whilst it can apply to many situations (business, politics and military strategy etc), I find it inspires me to think outside the box as an entrepreneur and try new ideas.


The fintechFIVE is a series of five questions intended to shed light on innovative companies from Australia and around the world. Every Thursday we ask the same five questions to a representative from a different fintech company – check out the most recent fintechFIVEs here.

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