How to buy an F45 franchise

An F45 franchise costs $50,000 plus an additional $100,000 for gym equipment (not including ongoing franchise fees).

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

F45 Training is a gym franchise that offers intense 45-minute circuit training sessions and was founded in Australia in 2011. It now has over 1,300 gyms in 33 countries around the world and counts Mark Wahlberg among its investors.

If you're interested in buying an F45 franchise, see how they work and compare your finance options below.

What is an F45 franchise?

F45 Training operates on a franchise model, which means potential owners (franchisees) can purchase and run an F45 gym using its operational model and branding.

After buying the franchise from the franchisor or another franchisee, the owner then runs the business themselves, but also pays an ongoing franchise fee in return for marketing and support.

While you may not have as much control as if you were to start your own gym, you may benefit from the existing F45 brand awareness and are given help throughout the process of setting up your gym.

How much does an F45 franchise cost?

You will need to pay an initial franchise fee of $50,000 to purchase an F45 franchise.

This covers initial training and support, but does not cover the cost of real estate, which you must provide. The property you have must be approximately 170 square metres to be used as the gym studio.

You will also need to purchase approximately $100,000 in equipment for your gym and will pay an ongoing monthly franchise fee of $1,500, which gives you access to F45's business systems, marketing and exercise systems.

Are there any other costs?

There are a number of other costs beyond the initial franchise purchase and monthly fee that you will need to consider. These include:

  • Property costs. The initial franchise fee does not cover the purchase or leasing of the property that is used for the gym.
  • Working capital. You will need additional funds to help cover the cost of equipment, staff and other business needs.
  • Cost of finance. If you need finance to cover your purchase of an F45 franchise, you will have to factor in the cost of this finance.

These additional costs will vary depending on your existing financial situation and funding needs, so it may be worth consulting a financial advisor to determine how much you'll need.

How to apply for an F45 franchise

Once you have the necessary funds and property, you will need to do the following to apply for an F45 franchise:

  1. Make an ownership inquiry on the F45 website.
  2. Take part in a phone interview with the franchisor.
  3. F45 conducts due diligence checks.
  4. Have a video interview with the franchisor.
  5. Visit a training site.
  6. Your application is considered by the F45 review board.
  7. If approved, you begin the franchise induction program.

What are my finance options?

Depending on your financial situation, you may need additional finance to cover the purchase or starting costs of your franchise.

  • Secured business loan. With a secured business loan, you will need to use an existing asset, often a commercial or residential property, as security. You will generally receive a lower interest rate as a result, as well as loan terms up to 10 years. You may also be able to borrow up to $1,000,000.
  • Unsecured business loan. Unlike a secured loan, you do not need to use an asset as security, but will generally only be able to borrow up to $500,000. You will also likely receive a higher rate on an unsecured loan.
  • Business line of credit. A line of credit gives you ongoing access to an agreed amount, that you can use if and when you need it. You only make repayments on the funds you use and can continue to use the credit provided you make your repayments.
  • Peer-to-peer loan. Many alternative lenders now offer marketplace lending, where they match borrowers with investors willing to cover the loan.

What to consider before applying for finance

  • Do you have an asset to use as security? If you offer an asset as security, you will generally receive a lower rate, and may even be more likely to be approved for a loan.
  • How much can I afford to borrow? While you should find a loan that covers all necessary costs, you should also have a detailed plan for how you will repay the loan, to ensure you don't borrow more than you can afford.

How do I apply for finance?

You can compare your finance options using the table below. Once you have found a loan that suits your needs, you can click "Go to site" and follow the instructions to start your application.

As part of your application, you will have to provide certain financial and personal information. This may include your business experience, credit history, current debts, liabilities and assets, and your personal financial situation. You may need to also provide a detailed business plan or revenue forecasts.

Compare F45 franchise loan options available to you

Name Product Min. Loan Amount Max. Loan Amount Loan Term Upfront Fee Filter Values
Swoop Finance Business Loan
1 to 20 years
Depending on your loan contract
Apply online and borrow between $1,000 and $100,000,000. Options for good and bad credit borrowers.
Zip Business Loan
Up to 5 years
No establishment fee
Borrow up to $500,000 with loan terms of up to 5 years. Flexible weekly, fortnightly and monthly repayment options available with no early repayment fees.
Lumi Unsecured Business Loan
3 months to 3 years
2.5% establishment fee
Apply for up to $300,000 from Lumi and benefit from short loan terms, no early repayment fees and once approved receive your funds in just one business day.
ebroker Business Loan
1 month to 30 years
$0 application fee
Small business loans available between $5,000 and $5,000,000. Get access to 70+ non-bank lenders on this independent platform.
Valiant Finance Business Loan Broker
3 months to 5 years
$0 application fee
A Business Lending Specialist from Valiant Finance can give you access to competitive business loans from over 70 lenders. Loans between $5,000 and $1 million are available. Request a call – your loan can be funded in 1 business day.
Moula Business Loan
1 to 2 years
2% Establishment fee
A loan of up to $250,000 that can be approved and funded within 24 hours. Available to businesses with 6+ months operating history and $5,000+ monthly sales.
Max Funding Unsecured Business Loan
1 month to 1 year
$0 application fee
An unsecured business loan from $3,000 that offers convenient pre-approval and no early repayment fees.
OnDeck Business Loans
6 months to 2 years
3% of loan amount
Apply for up to $250,000 and receive your approved funds in one business day. Minimum annual turnover of $100,000 and 1 year of trading history required.
Prospa Business Loan
3 months to 3 years
3% origination fee
Small business loans are available from $5,000 - $300,000 on terms of up to 3 years. At least six months trading history and a monthly turnover from $6,000 is necessary.
ANZ Unsecured Business Loan
Up to 15 years
Apply for a loan from $10,000 with no security required and benefit from flexible repayment terms.
Octet Trade Finance
1 month to 2 years
Transaction fee 2.5%
Access a line of credit to pay suppliers in over 65 countries. Borrow from $200,000 up to $7 million.
ANZ Secured Business Loan
Up to 15 years
Benefit from a low rate when you secure this loan with property and/or business assets. Loans from $10,000 available.
Westpac Business Loan
1 to 30 years
$0 application fee
Purchase a new vehicle, equipment or support your cash flow with a business finance solution from Westpac.

Compare up to 4 providers

More guides on Finder

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site