Fee-Free Shops

What is a fee-free shop?

When they “tap & go”, many Aussies are unwittingly overpaying for everyday purchases. Payment card surcharges are eating away at bank balances. Finder believes consumers shouldn’t be hit with a surcharge or minimum spend amount for using their credit, debit or prepaid card. Fee-Free Shop recognises shops that don't charge extra for this convenience. Search for your closest card-friendly venue here so you can "pay fair" on your next lunch break, date night or shopping trip.

How do I know I’m at a fee-free shop?

As well as using our map, look for the Fee-Free finder sticker at cafes, restaurants and retailers so you know you won’t pay a fee or have to spend over a certain amount when you use a card (or smartphone, or watch, or sunglasses or ring).

If you're visiting a store and it doesn't charge fees or a minimum spend, you can nominate it to receive a free sticker using the form below. You can also give your local cafe or store a shout-out with the #FeeFreeShop hashtag.

How much can I save on card fees?

What you pay for a card surcharge fee depends on the retailer, the type of card you use and the amount of money you spend. While it’s usually around 0.5% of the transaction value for debit card purchases, it could be up to 3% for some credit cards.

If you bought coffee and lunch five days a week and paid a 1.5% card surcharge fee each time, it would cost you $50.62 per year. That might not seem like a lot, but that's just coffee and lunch

Show your local shop some love

If you spot a shop without fees, let us know using the form below and we'll follow-up with a sticker and update the map quicker than you can order your almond latte (double shot, no foam).

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Frequently Asked Questions

What is a fee-free shop?

A Fee-Free Shop is a business that does not pass on the cost of debit or credit payments to the consumer by way of a surcharge. They also do not require a minimum spend amount when customers pay by card. If you’re a Fee-Free Shop, register below for a complimentary sticker and to be added to our map! If you’re not yet a Fee-Free Shop, read on to find out why you should become one.

Register your shop

Complete the form below to register. If you have any questions or would like to provide additional information, please email feefreeshops@finder.com.

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* By submitting this form, you're accepting our Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.

Why should my business be fee-free?

With 94% of Australian consumers thinking that card surcharges are a rip-off, and 68% of them prepared to back out of a purchase because of this fee, it’s time for businesses to ditch them.1 Absorbing the cost of card payments is not only great for consumers, but it’s great for businesses too. 90% of Aussies consider zero surcharges important when picking which businesses they frequent. 72% are also likely to tell their friends to avoid a business that surcharges.2

In addition to boosting customer loyalty, encouraging consumers to use card payments saves your business time and money. In August 2018, Square’s report on the cost of cash revealed that Aussie businesses spend an average of 216 hours per year handling, counting and banking cash.3 And with more than half of the business owners surveyed acknowledging that their businesses will become cashless in the future, now is the time to go fee-free.3

How do I register as a fee-free shop?

To register as a fee-free shop, just complete the form on this page and finder will do the rest. We will add you to our interactive map and mail you a Fee-Free Shops sticker to the address you provide.

If your shop operates or has a presence online, download our digital sticker to display on your website and social media pages.

Frequently Asked Questions


Palomino Espresso

1/61 York St, Sydney NSW


Sourdough Panini Bakery & Cafe

60 York St, Sydney NSW


Mission Cafe

64 York St., Syndey NSW

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