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The American Express Business Card

The American Express Business Card offers premium business benefits including a rewards program and no pre-determined spending limit.

The American Express Business charge card has a $95 annual fee and gives you the option of earning rewards for your eligible business spending.

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Product NameAmerican Express Business Card
Max. Loan AmountNo maximum amount
Loan SecuritySecured

How to apply

You can apply for the American Express Business Card online in around 10 minutes. Before you get started, make sure you meet the eligibility criteria and have all the required information on hand.

Eligibility criteria

  • Business Revenue. Your annual business revenue must be at least $75,000.
  • Valid ABN. This charge card requires your business to have a valid ABN and be registered for GST.

Card benefits

  • Rewards program. For a annual Membership Rewards fee you can earn Membership Rewards points per $1 spent on eligible purchases, as well point per $1 spent with government bodies. You can redeem points for account credit, travel, frequent flyer points, gift cards and other retail items available through the Membership Rewards program.
  • Frequent flyer benefits and points transfer. Transfer your rewards points to 9 different airline rewards program partners including Virgin Australia Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Emirates Skywards, Etihad Guest and Air New Zealand Airpoints.

Rates & fees

  • Annual fee. This charge card has an annual fee of $95 p.a.
  • Additional cardholders. You can add up to 99 Employee Cards for an additional annual fee of $79 per card.

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