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American Express Gold Business Card

Receive 100,000 bonus Membership Rewards points and earn up to 1.5 Membership Rewards points per $1 spent with this charge card.

Take advantage of 100,000 bonus Membership Rewards Points when you apply by 05 October 2022, are approved and spend at least $1,000 on eligible purchases within the first 2 months from card approval.

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Product NameAmerican Express Gold Business Card
Max. Loan AmountNo maximum amount
Loan SecuritySecured

How to apply

You can apply for the American Express Gold Business card online and could get a response in as little as 30 seconds. Before you click through to the American Express application page, make sure you meet the eligibility requirements and have all your supporting documents and details on hand.

Eligibility criteria

  • Business requirements. You must have an active ABN (Australian Business Number) and your business must be registered for GST. You also need to have an annual business revenue of at least $75,000.
  • Credit history. You must have a good credit history with no payment defaults.

Card benefits

  • 100,000 bonus points. You can give your points balance a boost of 100,000 bonus Membership Rewards points when you apply by 05 October 2022, are approved and spend $1,000 within the first 2 months from card approval.
  • Membership Rewards. If you register for Membership Rewards Ascent (enrolment fee of $80 per year) you will earn 1.5 Membership Rewards points per $1 spent on eligible purchases. For spending with Australian government bodies, you will earn 1 point per $1 spent. You can redeem your points for a wide range of rewards including gift cards, merchandise and travel bookings. You can also transfer your points to 9 partnered frequent flyer programs including Air New Zealand Airpoints, Singapore Airlines KrisFlyer and Virgin Australia Velocity Frequent Flyer. You can also transfer your points to your hotel loyalty account with Hilton Honors.

Rates & fees

  • Annual fee. This card charges an annual fee of $169. Please note that a separate annual rewards fee of $80 applies if you opt into the Membership Rewards program.
  • Additional cardholder fee. While you can request up to 99 additional cardholders for this account, each additional card attracts an annual fee of $119.

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