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$2,500
Maximum loan amount
Within 24 hours
Turnaround time
1-8 months
Term of loan
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Product Name | Fast Access Finance Personal Loans |
---|---|
Minimum loan amount | $300 |
Maximum loan amount | $2,500 |
Loan term | 1-8 months |
Turnaround time | Within 24 hours |
Available to Centrelink Borrowers? | No |
If you're struggling financially and would like to speak to someone for free financial advice, information and assistance you can call the Financial Counsellors hotline on 1800 007 007 (open from 9:30am to 4pm, Monday to Friday). If you are suffering financial problems related to the coronavirus pandemic you may be eligible for additional support. Find out more here: https://www.finder.com.au/coronavirus-financial-help
Do you really need a loan today?*
It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
For prospective borrowers to be able to apply for a loan through Fast Access Finance, they will need to meet some basic eligibility criteria and follow a straightforward online process. This service provider uses an online identity verification process that abides by the privacy legislation as laid down by the law. If someone's identity cannot be verified online, they may be required to send copies of the required documents using another means.
MOGOcheck is used to retrieve 90 days of an applicant's bank transactions using the account details that they provide, and this is a completely secure service. Upon the application’s approval, the successful applicant will receive a loan contract that they have to review and accept. Once the applicant does this, the lender they're dealing with will electronically transfer the money into their nomintaed bank account.
If someone is thinking about approaching Fast Access Finance for a loan, here’s what they can expect:
Customers will have to pay an upfront fee to Fast Access Finance , no matter which bank or financial institution they are connected with for a loan. If someone enters a small account credit contract (SACC), they won’t have to pay interest, but they'll have to pay ongoing monthly fees. Other fees and charges may also apply in different scenarios. For example, a late fee may apply if you don’t make a repayment on time.
Go through your loan contract carefully to get an idea of how much your loan might end up costing. The contract comes into effect only after you accept it using a digital signature.
If you want to apply for a loan through Fast Access Finance, click on the “Go to Site” button now. You can apply if you meet the following eligibility criteria:
In order to complete the application successfully, you’ll have to provide the following information: