Fair Go Finance Personal Loan

Fair Go Finance Personal Loan

Fair Go Finance Personal Loan


17.9 % p.a.

Variable rate

  • Loan amounts up to $10,000
  • Loan terms 3-36 months
  • Bad credit borrowers welcome
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100% confidential application

More info Go to site
What happens when I click Go to site?
  • Clicking Go to site will take you to your Online Application on the product issuer's website. You do not need to be an existing customer of this provider to apply.
  • Your application will typically take you no more than 10-15 minutes to complete
  • You'll be given a decision on your application from the lender and you could have the money in your account within 24 hours.
Click here to start your application >>

Borrow up to $10,000 from a lender that looks beyond your credit history. Find out about applying with Fair Go Finance.

If you’re in need of a short-term financing solution but your credit history is less-than-perfect, you can look to Fair Go Finance to consider you for a loan. It provides personal loans for borrowers with both good and bad credit history and you can borrow up to $10,000. Apply for as much as you need and have up to 3 years to repay it – find out if you’re eligible below.

Product NameFair Go Finance Personal Loan
Minimum Loan Amount$2,250
Maximum Loan Amount$10,000
Initial Maximium Loan Amount$5,000
Loan Term3-36 months
Turnaround timeWithin 24 hours
Costsfrom 17.9% p.a. + establishment fee of between $460 - $695 + $5 monthly fee
Requirements18 years old, a permanent Australian resident and in regular paid employment
Available to Centrelink Borrowers?No


  • Fixed repayments
  • No penalty for early repayments
  • Easy repeat borrowing


  • High loan costs
  • Aged 18+
  • Be employed (Casual, part-time or full-time basis)
  • Earn at least $500 per week
  • Income cannot be solely from Centrelink

How does a personal loan from Fair Go Finance work?

You can apply for between $2,250 and $10,000, depending on what you’re looking to finance and what repayments you can afford. The application takes about five minutes to complete and you can receive your loan 24 hours after approval.

Fair Go Finance will direct debit repayments on the agreed upon dates until your loan is repaid in full, but you can repay your loan earlier without penalty. Subsequent loans applied for as a repeat borrower enjoy a speedier application process.

What features come with a Fair Go Finance Personal Loan?

Taking out a small personal loan (below $10,000) with Fair Go Finance gives you access to the following features:

  • Choice of loan amount. Borrow just as much as you need. Loan amounts between $2,250 and $10,000 are available. Fair Go Finance also offers smaller loans from $500 and larger loans up to $10,000.
  • Fixed repayments. Easy budgeting comes from knowing what your repayments are every month – you’ll have this with a fixed rate for the term of the loan.
  • No early repayment penalty. If you find you can repay the loan early, you’re able to do so without being charged a penalty.
  • Use the loan amount for anything (legal). It’s your choice how you use your loan amount. You could consolidate existing debts, pay for home renovations or a rental bond or even use the loan to buy new furniture.
  • Easy repeat borrowing. Applying for a second loan sees a speedier application through Fair Go Finance’s ‘Express Service’. You are able to enjoy a lower application fee and reduced interest rate.

The costs of the loan

The following costs apply to this loan:

  • Establishment fee: Between $460 and $695
  • Monthly fee: $5
  • Interest rate: 17.9% p.a.

Ready to apply?

You can click ‘Go to Site’ to get the process started. The following eligibility criteria will apply:

  • Age. You need to be over the age of 18.
  • Employment. Must be employed on a casual, part-time or full-time basis.
  • Centrelink. Your income cannot solely be from Centrelink.
  • Income. You need to earn at least $500 per week.

If you meet the above criteria you are eligible to apply. You’ll need to submit your application online, and to do so you’ll need the following details:

  • Identification documents such as your Medicare card or driver's licence
  • Your Internet banking details so Fair Go Finance can access the last three months of your bank statements
  • A recent payslip
  • Your Internet banking details if you’re providing your statements through Bank Vision
Fair Go Finance is an option for you if you’re looking for a convenient personal loan. You can borrow up to $10,000 even if you have bad credit and have up to 3 years to repay it. While this is a competitive offer, it’s important to compare it with other loans to make sure it’s the right one for you.

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2 Responses

  1. Default Gravatar
    KatherineMarch 28, 2018

    Waiting to hear regarding my loan application?

    • Avatarfinder Customer Care
      JhezMarch 28, 2018Staff

      Hi Katherine,

      Thank you for your comment.

      Just a friendly note that you have reached finder. If you are referring to your loan application status at Fair Go Finance, you can directly contact them for an update by phone or through their website’s contact us page.


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