2021 EOFY car sales coming soon: Save $15,000 on a new car! | Finder

End of financial year car sales

Save thousands in the EOFY car sales, there's only a few weeks to wait!

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In the 2020 EOFY car sales, we revealed you could save an average of $15,177.34 on a new or ex-demonstrator model. The best deal we found saved you almost $37,000 on a BMW! Other dealers threw in thousands of dollars of optional equipment for free.

Did you know?

On average, in 2020, we found you could save $15,177.34 by buying an EOFY sale car!

26 of the best 2020 EOFY car sales

Make and modelFinder Score Drive-away price DealReview
Toyota Kluger GX petrol automatic 2WD76.33%$41,990$7,302 less than the ordinary driveway price!Read review
Toyota HiLux 4x4 SR5 double cab pick-up, automatic76.66%$53,990Toyota is slashing $8,635 off this best-selling ute!Read review
Ford Ranger XLT 4x4 double cab pick-up with 3.2-litre turbo diesel and automatic transmission85%$54,990$8,876 off of the second best-selling ute in AustraliaRead review
Ford Ranger 4x4 XLS double-cab pick-up, 3.2-litre diesel automatic85%$46,490$10,076 - a great deal on a popular model!Read review
Isuzu D-Max 4x4 LS-M crew cab automaticIsuzu D-Max 4x4 LS-M crew cab automatic73.25%$43,990$9,480 off the driveaway price!Read review
2020 Volkswagen Amarok Core 4x4 six-speed manual

2020 Volkswagen Amarok Core 4x4 six-speed manual

85%$34,990$9,600 in savings!Read review
2020 Volkswagen Amarok Core 4x4 six-speed manual

2018 Renault Koleos Life HZG 2.5-litre petrol automatic

73.25%$26,888$9,602 off this ex-dealer demo modelRead review
2020 Nissan Patrol Ti Y62

2020 Nissan Patrol Ti Y62

80%$74,990$10,616 off a 2020 Nissan Patrol!Read review
2018 Renault Megane R.S. 280 BFB 1.8-litre petrol automatic

2018 Renault Megane R.S. 280 BFB 1.8-litre petrol automatic

79.67%$44,888Save $10,714 on this ex-demoRead review
2019 Nissan 370Z Nismo Coupé auto

2019 Nissan 370Z Nismo Coupé auto

--$46,888Nissan has slashed $17,000 off this sportscar!
2019 Lexus UX200 F Sport 2.0-litre automatic

2019 Lexus UX200 F Sport 2.0-litre automatic

--$49,888Save up to $17,068!Read review
Mercedes-Benz X-Class PURE x250 d Auto

Mercedes-Benz X-Class PURE x250 d Auto

72.5%$36,888Mercedes has cut $18,412 from this uteRead review
2019 Lexus IS 300h F Sport 2.0-litre petrol hybrid automatic

2019 Lexus IS 300h F Sport 2.0-litre petrol hybrid automatic

73.33%$59,080You could pocket $19,071 on this hybrid luxury sedanRead review
Mercedes-Benz E 200 sedan Sport Edition

Mercedes-Benz E 200 sedan Sport Edition

88%$91,700This deal represents $20,000 savings!Read review
Land Rover Discovery EOFY deal2020 Land Rover Discovery AWD 3.0-litre V6 diesel--$145,443Land Rover fits $23,500 worth of optional extras - as part of an equivalent to GST promo
2019 Audi A4 45 TFSI Quattro S Tronic Sport 2.0-litre petrol automatic

2019 Audi A4 45 TFSI Quattro S Tronic Sport 2.0-litre petrol automatic

--$64,850This Audi dealer reduced the price by $26,093!
2019 BMW M4 Competition 3.0-litre petrol manual

2019 BMW M4 Competition 3.0-litre petrol manual

--$123,888You could save $32,641 on an ex-demo M4 BMW
2020 Range Rover Sport Autobiography Dynamic 5.0-litre petrol V872.00%$234,888$33,120 in extras fitted for freeRead review
2018 Audi Q7 45 TDI Quattro 3.0-litre diesel automatic

2018 Audi Q7 45 TDI Quattro 3.0-litre diesel automatic

--$82,990$34,768 cut from the driveaway price on this ex-demo
2019 BMW 630i M Sport 2.0-litre petrol automatic

2019 BMW 630i M Sport 2.0-litre petrol automatic

--$89,990$36,910 is the biggest discount we've found so far!
Ford Transit Custom Sport 320L DCIV$51,290$6,956 off the Transit van!Van review
2019 Holden Equinox LS+, 1.5-litre turbo petrol, six-speed automatic$25,990$6,000 off the price of an Equinox as part of the Holden final clearance salesHolden clearance deals
Ford Endura Trend 2.0-litre turbo diesel FWD$43,990Ford is slashing $5,331 off the driveaway of an EnduraRead review
Ford Everest Trend 4WD 3.2-litre diesel, 6-speed automatic$60,990You'll save $4,396 on this Everest in the EOFY salesFord EOFY deals
Kia Rio S Automatic$18,990$4,315.70 is a substantial saving at this price point!Kia EOFY deals
Kia Cerato Sport Plus81.25%$29,240Kia has struck $4.128.20 from the price of the Cerato Sport PlusRead review

Check out our car parts and accessories deals round-up

When do the 2021 EOFY car sales start?

The End Of Financial Year is 30th June 2021. You can expect car dealers to start running sales anytime from mid-April 2021, right up to the deadline. Sometimes, the promotions even go beyond the EOFY into July, but you need to check the small print.

Should I purchase a car during EOFY?

EOFY sales are usually very attractive, with many dealers across Australia offering great deals on car purchases. In fact, this period is the only time you can get bargains that can save you a couple of thousand dollars with promotions that cover on-road costs, such as third-party CTP insurance, stamp duty and registration fees. Other manufacturers have gone down the route of fitting optional extras for free.

How to bargain for a better deal during EOFY

EOFY car sales present a unique opportunity to purchase cars at reduced prices, as dealers battle to attract more customers before the close of the financial year. Purchasing a new car during these sales gives you a genuine opportunity to save money and get a great deal. Don't be afraid to put a little pressure on a salesperson. Make it clear you're ready to buy, but perhaps want metallic paint or an option pack thrown in additionally. With the push to meet performance targets, the dealer might just meet your request to secure the order.

As lucrative as it may be, getting a great bargain on EOFY sales can be a daunting task, as the period is usually hectic. To ensure you get in on the act and enjoy great bargains on cars, take time to compare personal car loans from different lenders, so that you get one that suits your budget. During the close of the year, lenders are also desperate to hit their yearly credit targets, meaning you can get a car loan with reduced interest rates, even with a credit rating that isn't so great. With your low-interest motor vehicle financing, you'll be in a great position to take advantage of EOFY deals from car dealers and get a business vehicle; or a personal car, for discounted prices.

How to save money when buying a car during EOFY

The main reason people jump at EOFY sales is to save as much as possible on a car purchase. Keep the following tricks in mind to make sure you get the best deal during the sales:
  • Terms and conditions. Some car dealers are not very transparent about the real price of the car they're advertising. In order to ensure you get a good deal, be sure to read through the fine print on the car advertisement to ensure the car you're buying is the right car for you.
  • Pick and choose features. Extra features on prestige car models can raise the retail price significantly, so you can ask for certain features you may not need to be dropped in an effort to bring the cost of the car down.
  • Cost of delivery. Delivery fees should also be considered carefully when buying a car because they can raise the price despite the dealer offering discounts on the on-road costs.
  • Deals and packages. If you find a dealer offering competitive rates, you can save more by taking advantage of this, especially if the rates are offered as part of a lucrative overall package. However, in most cases, it may be better to use a third-party financial provider to source the affordable car finance you use during EOFY sales.
  • Consider pre-approval. If you're looking to secure finance for your car purchase, you might want to look into getting pre-approved for your loan. Pre-approval can give you the upper hand in the sale as you'll know how much you have to spend and have more bargaining power. Find out more about pre-approval by reading our guide.

Loans.com.au - New and Dealer Used Car Loan

Loans.com.au - New and Dealer Used Car Loan

From

4.67 % p.a.

fixed rate

From

5.22 % p.a.

comparison rate

  • Early payout available
  • No monthly ongoing fee
  • Borrow up to $100,000
Security Logo

100% confidential application

Loans.com.au - New and Dealer Used Car Loan

A competitive fixed rate to purchase a car up to four years old. Option to add on-road costs into loan amount.

  • Interest rate: 4.67% p.a.
  • Comparison rate: 5.22% p.a.
  • Interest rate type: Fixed
  • Application fee: $400
  • Minimum loan amount: $5,000
  • Maximum loan amount: $100,000
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Promoted

EOFY sale car loans you can apply for

Data updated regularly
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Loans.com.au - New and Dealer Used Car Loan
From 4.67% (fixed)
5.22%
$5,000
3 to 5 years
$400
$0
You'll receive a fixed rate from 4.67% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment. Settle the loan before 30 November 2021 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Plenti Car Loan
From 4.89% (fixed)
5.44%
$2,000
3 to 7 years
from $249 to $799
$0
You'll receive a fixed rate from 4.89% p.a.
Borrow up to $100,000 with a Plenti Car Loan and benefit from no early repayment or exit fees.
IMB New Car Loan
4.99% (fixed)
5.34%
$2,000
1 to 7 years
$275.12 ($250 Application fee + $25.12 PPS registration fee)
$0
You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
NRMA New Car Loan
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
Credit Concierge Car Loan
From 3.85% (fixed)
4.91%
$10,000
1 to 7 years
$350
$8.50
You'll receive a fixed rate of 3.85% p.a. with a comparison rate of 4.91% p.a.
Get access to over 20 providers to fund a new or used car.

Wisr Secured Car Loan
From 4.74% (fixed)
5.01%
$5,000
3 to 7 years
$195 (Includes PPSR registration fee)
$0
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
7.91%
$5,000
1 to 7 years
$150
$10
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
OurMoneyMarket Car Loan
From 5.35% (fixed)
5.65%
$2,001
1 to 7 years
$250
$0
You'll receive a fixed interest rate from 5.35% p.a. to 14.99% p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 10 years.
MoneyForJam Car Loan
From 3.25% (fixed)
5.82%
$5,000
1 to 7 years
From $1 to $990
$25
You'll receive a fixed rate from 3.25% p.a. based on your risk profile
Borrow between $5,000 and $120,000 with loan terms up to 7 years to finance a new or used car. Get access to more than 40 providers.
CUA Secured Fixed Car Loan
6.79% (fixed)
7.16%
$5,000
1 to 7 years
$265 ($175 Establishment Fee + $90 Security Administration Fee)
$0
You'll receive a fixed rate of 6.79% p.a.
A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
Latitude Personal Loan (Secured)
From 5.99% (fixed)
7.26%
$3,000
1 to 7 years
Loans under $5000 - $140
$13
You'll receive a fixed rate between 5.99% p.a. and 21.99% p.a. based on your risk profile
Lock in a competitive fixed rate when you offer security. Loan can be used for any purpose and repayments are flexible. You can check your interest rate before applying with no impact to your credit score.
Stratton Finance New Car Loan
From 4.05% (fixed)
5.63%
$10,000
3 to 7 years
$700
$8.25
You'll receive a fixed rate from 4.05% p.a. depending on the lender you are approved with
Apply for up to $250,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Driva Car Loan
From 3.95% (fixed)
5.1%
$2,000
1 to 7 years
$295 (Varies by lender, starting from $295)
$10
You'll receive a fixed rate from 3.95% p.a.
Borrow up to $250,000 with loan terms from 1 to 7 years. Get access to a range of lenders.
RACV New Car Loans
From 4.99% (fixed)
5.69%
$5,000
1 to 7 years
$499
$0
You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
Symple Loans Personal Loan
From 5.75% (variable)
6.47%
$5,000
1 to 7 years
from 0% to 5% of the loan amount
$10
You'll receive a personalised interest rate from 5.75% p.a. to 25.99% p.a. based on your risk profile
Borrow up to $50,000 to pay for what you need.
People's Choice CU Discounted Personal Loan (Car Loan)
From 4.65% (fixed)
4.99%
$20,000
1 to 10 years
$250
$0
Borrow over $20,000 and secure with a new or used car less than 2 years (manufacture year 2018).
Pre-approval, no monthly fees and fixed rate for 5 years.
Macquarie Car Loan (For < 36 months)
From 7.17% (variable)
8.47%
$10,000
1 year to 35 months
$520 + $6 PPSR
$8.25
You'll receive a fixed rate from 7.17% p.a. based on your risk profile.
Get funding for a new or used car and access to Macquarie’s car-buying service. Click the information symbol for important disclaimers.
Macquarie Car Loan (For > 60 months)
7.42% (variable)
8.72%
$10,000
5 to 7 years
$520 + $6 PPSR
$8.25
You'll receive a fixed rate from 7.42% p.a. based on your risk profile.
Get funding for a new or used car and access to Macquarie’s car-buying service. Click the information symbol for important disclaimers.
Citi Personal Loan Plus
From 8.9% (variable)
9.18%
$5,000
3 to 5 years
$199
$0
You'll receive a variable rate between 8.9% p.a. and 17.99% p.a. (9.18% p.a. to 17.99% p.a. comparison rate) based on your risk profile
A credit limit up to $40,000 that you can continue to draw down over terms up to 5 years.
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Compare car insurance side-by-side and get quotes

Data updated regularly
Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost plus you will get 15% discount on first year's premium when you take out a policy online. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2020 Award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement. You can also save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 2 May 2021, you can earn up to 30,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.
ahm Comprehensive
Optional
Both
Finder's summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums plus you can get up to 15% off when you purchase a new car insurance policy. T&Cs apply. Additionally, their Fixed Kilometre Plan can save you up to 30% compared to their standard comprehensive cover.

Who it might be good for: People who drive less than 15,000 km per year.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
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Car Loan Offers

Important Information*
Logo for IMB New Car Loan
IMB New Car Loan

You'll receive a fixed rate of 4.99% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one up to two years old.

Logo for Beyond Bank Low Rate Car Loan "Special Offer"
Beyond Bank Low Rate Car Loan "Special Offer"

You'll receive a fixed rate of 4.69% p.a.
Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old.

Logo for RACV New Car Loans
RACV New Car Loans

You'll receive a fixed rate from 4.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.

Logo for NRMA New Car Loan
NRMA New Car Loan

You'll receive a fixed rate of 4.99% p.a.
Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.

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