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EOFY car deal roundup

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Wheels and deals, all in one place. This is your EOFY car sales roundup.

June is one of the best times to buy a car. Dealers are looking to get rid of the old and bring in the new before closing their books for the year and they want to get rid of as much as they can.

To make it easy for you to snap up a bargain this end of financial year (EOFY), we've rounded up the car deals and financing options.


Cheap cars to look for this EOFY

SUV sales have been going strong over the last 12 months, but in April, passenger car sales slipped into their third consecutive month of decline. Manufacturers may have overestimated demand off the back of the previous year’s sales figures and underestimated just how much small SUVs would cut into their market.

What does this mean? If you’re looking for a smart, efficient and cost-effective ride you’re in luck. Put on your sensible shoes and step on the gas in a responsible fashion, because now's a great time for these hot cars:

  • 2016 Toyota Corolla Ascent Hatch: This long-time Aussie favourite may have been oversupplied, with Toyota coming in at number one for Australian sales in 2016, but slipping through 2017. Oversupply and under-demand mean it's time to pick up a steal.
  • Bonus - Generally one of Australia’s cheapest cars to insure.
  • Kia Rio S: You probably can’t go wrong with this family right now, and a hot manufacturer’s driveaway price of $17,490 on the 2017 model puts this at solid initial value. Haggle hard and score yourself a lonely-looking 2016 Kia Rio Premium this EOFY and you can really laugh all the way to the bank in this fun car.
  • Bonus - One of Australia’s more fuel efficient and cheap-to-drive cars, plus the always good 7-year warranty.
  • Hyundai Accent Active: It’s hard to beat the manufacturer’s starting driveaway price of $14,990 on the 2016 Accent Hatch Active (manual, with automatic upgrade from $15,990), and you can really expect a lot of room to maneuver this EOFY with it being largely overshadowed by 2017's highly-regarded i30 Active and other Hyundai Accent brethren. Look around and you might be able to find car dealers begging you to take an Accent home with you, at very hard to beat prices.
  • Bonus - Cheap!

Remember, the manufacturers or dealers are probably going to wave financing deals at you, but remember to compare your car loan options as well.

‘Tis the season to wheel and deal on new cars, and lenders are competing just as hard as anyone else this time of year. You still have time to shop around, look over the terms carefully and make sure you’re driving away in a car, and car finance, that suits you perfectly.

Loans to use this EOFY

If you have plans to buy a car on finance in the next year, then you might not want to let this EOFY slip by. See what you'll pay for your EOFY car deal with the following loans:

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1 - 19 of 19
Name Interest Rate (p.a.) Comp. Rate (p.a.) Application Fee Monthly Fee Monthly Repayment
OurMoneyMarket Car Loan - Excellent Credit
ExclusiveFixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
6.57%
to 21.78%
Application Fee
$0
Monthly Fee
$0
Monthly Repayment
$613.62
Go to siteMore Info
Finder Exclusive: Apply by December 15th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
OurMoneyMarket New Car Loan
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
loans.com.au - New - Variable Rate Special
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.24%
to 7.74%
Comp. Rate (p.a.)
7.36%
to 8.85%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$630.83
Go to siteMore Info
NRMA New Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.49% p.a. and comparison rates from 6.19% p.a.)
CarMoney New Car Loan
ExclusiveFixed18 Months - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.89%
to 15.09%
Comp. Rate (p.a.)
8%
to 16.16%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$636.87
Go to siteMore Info
Finder Exclusive: Apply for and settle a car loan and get a $200 cashback. Limited time offer. Terms and conditions apply.
Stratton Finance New Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate from 6.52% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
RACV New Car Loans
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.29%
to 16.99%
Comp. Rate (p.a.)
8%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$635.67
Go to siteMore Info
You'll receive a fixed rate from 7.29% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Fixed Rate Special
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.09%
to 8.29%
Comp. Rate (p.a.)
8.21%
to 9.1%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$638.73
Go to siteMore Info
You'll receive a fixed rate of 7.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

OurMoneyMarket Used Car Loan - No Vehicle Age Limit
Fixed1 - 7 Years $2,001 - $75,000
Interest Rate (p.a.)
6.57%
to 18.99%
Comp. Rate (p.a.)
7.19%
to 21.78%
Application Fee
$250
min.
Monthly Fee
$0
Monthly Repayment
$622.82
Go to siteMore Info
NRMA Used Car Loan
Fixed1 - 7 Years $5,000 - $130,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
CarMoney Used Car Loan
Fixed18 Months - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
6.2%
to 15.75%
Comp. Rate (p.a.)
6.71%
to 16.18%
Application Fee
$399
Monthly Fee
$0
Monthly Repayment
$622.43
Go to siteMore Info
Stratton Finance Used Car Loan
Fixed1 - 7 Years $10,000 - $300,000
Interest Rate (p.a.)
6.52%
to 18%
Comp. Rate (p.a.)
6.95%
to 23%
Application Fee
$395
Monthly Fee
$0
Monthly Repayment
$625.27
Go to siteMore Info
You'll receive a fixed rate loan from 6.52% p.a. with a comparison rate of 6.95% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
RACV Used Car Loans
Fixed1 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.49%
to 16.99%
Comp. Rate (p.a.)
9.21%
to 17.77%
Application Fee
$499
Monthly Fee
$0
Monthly Repayment
$647.01
Go to siteMore Info
You'll receive a fixed rate from 8.49% p.a.
Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
loans.com.au - Variable Rate Used Car < 3 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.74%
to 7.74%
Comp. Rate (p.a.)
8.85%
to 8.99%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore Info
loans.com.au - Variable Rate Used Car < 5 years
Variable3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
7.74%
to 7.74%
Comp. Rate (p.a.)
8.85%
to 8.99%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$644.82
Go to siteMore Info
loans.com.au - Fixed Rate Used Car < 3 years
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.09%
to 9.29%
Comp. Rate (p.a.)
9.2%
to 10.54%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$648.11
Go to siteMore Info
loans.com.au - Fixed Rate Used Car < 5 years
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
8.29%
to 9.49%
Comp. Rate (p.a.)
9.4%
to 10.74%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$649.99
Go to siteMore Info
loans.com.au - Fixed Rate Used Car Loan (6 to 7 years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
9.09%
to 10.29%
Comp. Rate (p.a.)
10.2%
to 11.54%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$657.57
Go to siteMore Info
loans.com.au - Fixed Rate Used Car Loan (8+ years)
Fixed3 - 7 Years $5,000 - $150,000
Interest Rate (p.a.)
12.79%
to 13.99%
Comp. Rate (p.a.)
13.9%
to 15.24%
Application Fee
$400
Monthly Fee
$8
Monthly Repayment
$693.3
Go to siteMore Info
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Showing 19 of 19 results

EOFY car parts sales

Out with the old and in with the new. Automotive parts manufacturers are clearing out stock and making room for next year. This makes it easy to get free shipping from a range of brands at this time of year as well as deals on specific parts and items.

If you’re driving a soft top, want to replace your tires in the next year, or are looking for anything else really, it’s probably time to look around.

Rates last updated December 11th, 2023
Store Discount
Edisons FREE shipping on select items

How to haggle this EOFY

It can be a hectic time but don’t feel rushed. The dealers and lenders are on more of a deadline than you are.

  • Say no to unwanted extras. If you don’t really want it, then don’t get it unless it’s truly and absolutely free.
  • Ask for the extras you do want. Rustproofing and extended warranty? Absolutely not. Free upgrades? Yes, please.

If you’re looking for inspiration, here are some extras to fight for, and others to ignore.

  • Ask for price matching. Proof of a better deal elsewhere makes a very compelling point to the motivated seller.
  • Don't bother lowballing. The next step after lowballing is to walk back up the price ladder. At this time of year, you’re more likely to walk right back up, past the price you could have gotten by starting higher. When you're looking for an EOFY car deal, it's generally better to start at already-low prices and then bring it down even more.

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