Emergency Services Health ambulance cover

How am I covered for ambulance services with Emergency Services Health?

Emergency Services Health is a restricted health fund for emergency services workers and volunteers, including fire, ambulance, water recovery and certain government services.

It counts many state ambulance services workers among its members, and naturally offers a very high level of ambulance cover for all members. Find out more about what's covered under their policies.

finder.com.au does not currently have access to this health insurance brand. You may wish to compare options available on the health insurance homepage.

How does Emergency Services Health insurance cover ambulance services?

If you are a member of Emergency Services Health, whether you have only hospital or extras cover, or both, you are covered for all ambulance services Australia-wide, with just two exceptions.

You are not covered for:

  • Elective ambulance services. This is when you pre-book transport between locations, such as a hospital and nursing home.
  • Ambulances covered by third-party arrangements. For example, an ambulance ride covered by a state ambulance subscription, or if you’re already covered under a state scheme.

Do I need to get ambulance cover?

All residents of Queensland and Tasmania are automatically covered by state ambulance arrangements, while some concession cardholders and pensioners in VIC, NSW and the ACT, WA and the NT are also covered automatically.

In these cases, Emergency Services Health does not pay for ambulance subscriptions because you’re already covered elsewhere.

Anyone else, including residents of SA, can benefit from the comprehensive ambulance cover automatically offered by Emergency Services Health.


Andrew Munro

Andrew writes for finder.com, comparing products, writing guides and looking for new ways to help people make smart decisions. He's a fan of insurance, business news and cryptocurrency.

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