
Get exclusive money-saving offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Review by
Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for 6+ years. He has written for Yahoo Finance, Money Magazine and Homely; and has appeared on various radio shows nationwide. He holds a Certificate IV in mortgage broking and finance (RG 206) and a Tier 1 Generic Knowledge certification (RG 146).
Easy Street is a division of Community First Credit Union, the biggest credit union in Sydney. As part of Community First, you can have the peace of mind that Easy Street is licensed and regulated like all Australian banks. Because Easy Street only offers its products online, it cuts down on overheads and can pass on competitive deals to you.
The Easy Street Fixed Home Loan has a number of attractive benefits which set it apart from the products on offer by other second tier lenders and help it compete with the loans from the big banks:
10 Comments
July 7, 2023
Can I please have someone phone me.
July 13, 2023
Hi Sue,
At Finder we help Australians compare options but we don’t offer these products directly. You will need to contact Easy Street directly, which you can do on 1300 13 14 65.
June 5, 2023
Does Easy Street offer loans in all Australian states?
June 8, 2023
Hi Fiona,
Yes, Easy Street offers loans across Australia.
Thanks,
Rebecca
March 13, 2023
How is the comparison cheaper than this interest rate when an application fee applies? Is there a cash back offer that I cannot see on your site?
March 22, 2023
It’s because the loan reverts to a lower variable rate at the end of the fixed period. The comparison rate is calculated over the life of a hypothetical loan and takes the revert rate into account.
March 1, 2023
Would I need a cash deposit?
March 2, 2023
Hi Joanna,
You will need at least a 5% deposit in your account to take out an Easy Street Home Loan, as long as you are paying for Lender’s Mortgage Insurance. Without LMI or any other government scheme you will need at least a 20% deposit in your account.
Thanks,
Rebecca
May 13, 2014
I am not sure that you can help me; however, I am trying to gain an owner builder construction loan to build my house. I currently have a mortgage for a 3 acre block (still owe $180,000, worth approx $250,000) The build will cost approximately $340,000. This includes power, water and sewage on the block. I am a qualified metal fabricator and the house frame will be metal. I also have allot of building experience due to a previous major renovation project. I
Look fwd to your advice
Rod
May 14, 2014
Hi Rod,
Thanks for the question.
You may need to contact Easy Street directly to discuss possible lending options for your situation. Alternatively, you can compare construction loans and learn more about how they work. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
I hope this helps,
Marc