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Easy Financing Personal Loan up to $5,000

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Apply for a loan of up to $5,000 through a simple online process with Easy Financing and you can get conditional approval on the same day.

Easy Financing is an online lender that specialises in providing personal loans. You can get a loan of up to $5,000 and choose a loan term that matches your budget and circumstances, even if you have a less-than-perfect credit history.


Maximum loan amount

Same Day if approved

Turnaround time

up to 12 months

Term of loan

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameEasy Financing Personal Loan up to $5,000
Minimum loan amount$2,001
Maximum loan amount$5,000
Initial Maximium Loan Amount$5,000
Arrears Fee$35
Loan termup to 12 months
Turnaround timeSame Day if approved
Costs$400 establishment fee + 4% of the principal amount monthly fee
RequirementsYou must be over 18 and employed and have a bank account.
Available to Centrelink Borrowers?No

How do Easy Financing loans work?

You have to meet some basic eligibility criteria to apply for an Easy Financing loan. If you meet those, you start by process by submitting an online application. Once Easy Financing receives all required supporting documents it moves forward with processing your application, and you can expect to get conditional approval on the day you apply. After you send the required documents and accept the loan contract, you can expect Easy Financing to transfer approved funds into your bank account within 12 to 24 hours. When repaying your loan, you can choose a loan term which fits your existing financial situation. If you choose to repay your loan ahead of time you don’t have to pay any penalty fees.

Other cash loans you can apply for.

Whilst we don't compare this loan directly, here are some other loans that are similar.

Data indicated here is updated regularly
Name Product Maximum loan amount Term of Loan Turnaround time Arrears Fee Costs Fortnightly Repayment (for $1500 Loan)
Sunshine Short Term Loans
9-14 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
A small loan up to $2,000 that you repay over 9-14 weeks. Loans approved and funded in as little as 30 minutes.
Nimble Short Term Loan
62 days to 9 months
1 hour - conditions apply
20% of loan amount + 4% of loan amount each month
A loan up to $2,000 with terms up to 62 days to 9 months. Centrelink cannot be your primary source of income.
Fair Go Finance Small Loan
3-12 months
1 business day
Establishment fee 20% of loan amount + monthly fee 4%
A small loan between $500 and $2,000 that can be funded in 24 hours.

Compare up to 4 providers

Features of an Easy Financing loan

If you’re thinking about getting a loan from Easy Financing, consider the following:

  • Flexible loan amount. Easy Financing lets you borrow any amount from $2,001 to $5,000. The maximum you can qualify for depends on multiple factors including your income, existing financial standing and creditworthiness.
  • Bad credit is okay. While this lender runs a credit check as part of the assessment process, it does not base its lending decision on your creditworthiness alone. It also takes into account your existing financial situation and your ability to repay.
  • Quick processing time. Submitting an online application is fast, and you can expect to find out your application’s status on the same day. If approved, you can get your hands on the money you need within 24 hours.
  • Flexible repayments. Easy Financing offers considerable flexibility when it comes to repaying the loan. You can make extra payments as and when you like without worrying about penalties and you can also pay the entire outstanding balance before the loan term expires.

Fees and charges

You don’t have to pay any annual account keeping fees, and you don’t have to pay additional fees for making extra repayments or repaying the loan early. You may have to pay other fees in different situations. For example, if you don’t make timely repayments you may have to pay late fees. The loan contract gives you a clear indication of all applicable fees and charges, so make sure to through this document before accepting the loan. If you find the fees to be too high for your liking, you can refrain from taking the loan. There are no fees to apply.

How to apply for a payday loan from Easy Financing

To get started simply click on the ‘Go to Site’ button. To apply, you have to meet some eligibility criteria, as listed below:

  • You’re at least 18 years old
  • You’re an Australian citizen or a permanent Australian resident
  • You have a regular source of income that is at least $450

Completing the Easy Financing loan application requires that you provide some basic information:

  • Desired loan amount and purpose of the loan
  • Your name, phone number, email address and residential address
  • Your date of birth
  • Your employment status, pay frequency and net pay

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