Easy Financing Personal Loan up to $5,000

Apply for a loan of up to $5,000 through a simple online process with Easy Financing and you can get conditional approval on the same day.

Easy Financing is an online lender that specialises in providing personal loans. You can get a loan of up to $5,000 and choose a loan term that matches your budget and circumstances, even if you have a less-than-perfect credit history.

You can speak to an Easy Financing representative over the phone by calling its dedicated customer care and assistance number. Easy Financing is a member of the Financiers Association of Australia as well as the Credit & Investment Ombudsman.

How do Easy Financing loans work?

You have to meet some basic eligibility criteria to apply for an Easy Financing loan. If you meet those, you start by process by submitting an online application. Once Easy Financing receives all required supporting documents it moves forward with processing your application, and you can expect to get conditional approval on the day you apply. After you send the required documents and accept the loan contract, you can expect Easy Financing to transfer approved funds into your bank account within 12 to 24 hours. When repaying your loan, you can choose a loan term which fits your existing financial situation. If you choose to repay your loan ahead of time you don’t have to pay any penalty fees.

Other cash loans you can apply for.

Whilst we don't compare this loan directly, here are some other loans that are similar.

Updated November 21st, 2018
Name Product Maximum Loan Amount Term of Loan Cash Deposited In Costs Fornightly Repayment (for $1500 Loan)
9-15 weeks
30 minutes - conditions apply
20% of loan amount + 4% of loan amount each month
A small loan up to $2,000 that you repay over 9-15 weeks. Loans approved and funded in as little as 30 minutes. Centrelink must not be your primary income
Up to 2 years
3 hours - conditions apply
Apply for up to $2,000 and be able to access your approved loan as a convenient line of credit.
62 days to 1 year
1 hour - conditions apply
20% of loan amount + 4% of loan amount each month
A loan up to $2,000 with terms up to 62 days to 1 year. Centrelink cannot be your primary source of income.
6-12 months
Same day - conditions apply
20% of loan amount establishment fee + 4% of loan amount monthly.
Credit24 offers this loan up to $2,000 and gives you 12 months to repay.
3-12 months
1 business day
Establishment fee from 10% of loan amount + monthly fee from 2%
A small loan between $500 and $2,000 that can be funded in 24 hours.
6 to 12 months
20% of loan amount + 4% of loan amount each month
A short-term loan from $500 that you can have up to 12 months to repay. All credit histories considered.

Compare up to 4 providers

Features of an Easy Financing loan

If you’re thinking about getting a loan from Easy Financing, consider the following:

  • Flexible loan amount. Easy Financing lets you borrow any amount from $2,001 to $5,000. The maximum you can qualify for depends on multiple factors including your income, existing financial standing and creditworthiness.
  • Bad credit is okay. While this lender runs a credit check as part of the assessment process, it does not base its lending decision on your creditworthiness alone. It also takes into account your existing financial situation and your ability to repay.
  • Quick processing time. Submitting an online application is fast, and you can expect to find out your application’s status on the same day. If approved, you can get your hands on the money you need within 24 hours.
  • Flexible repayments. Easy Financing offers considerable flexibility when it comes to repaying the loan. You can make extra payments as and when you like without worrying about penalties and you can also pay the entire outstanding balance before the loan term expires.

Fees and charges

You don’t have to pay any annual account keeping fees, and you don’t have to pay additional fees for making extra repayments or repaying the loan early. You may have to pay other fees in different situations. For example, if you don’t make timely repayments you may have to pay late fees. The loan contract gives you a clear indication of all applicable fees and charges, so make sure to through this document before accepting the loan. If you find the fees to be too high for your liking, you can refrain from taking the loan. There are no fees to apply.

How to apply for a payday loan from Easy Financing

To get started simply click on the ‘Go to Site’ button. To apply, you have to meet some eligibility criteria, as listed below:

  • You’re at least 18 years old
  • You’re an Australian citizen or a permanent Australian resident
  • You have a regular source of income that is at least $450

Completing the Easy Financing loan application requires that you provide some basic information:

  • Desired loan amount and purpose of the loan
  • Your name, phone number, email address and residential address
  • Your date of birth
  • Your employment status, pay frequency and net pay
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