Easter strikes update: What insurance brands are saying

Posted: 24 March 2016 6:16 pm
News

Easter holiday strike: Is it covered by your travel insurance?

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    The Community and Public Sector Union (CPSU) strike is looking to affect Border Force workers during the Easter holiday long weekend and is causing concern amongst travellers.

    Many travellers are worried their travel insurance policies will not compensate them for any additional expenses they may incur as a result of the strike.

    Not all travel insurance brands provide cover for strikes if the strike was a "known event". A known event is something that happens that a reasonable person would be aware of, such as something that has been reported in the mass media.

    However, insurance brands differ on when the strike became a known event. Below is a table of the travel insurance brands that have defined the date when the strike became a known event and whether policyholders will have cover.

    Travel insurance brands react to CPSU Easter strike

    ProviderDetailsApply
    1-cover-logoIf you bought the policy before midnight on Sunday 20th March 2016:
    • There may be a provision for you to make a claim which will be assessed in accordance with your policy.

    If you bought the policy after midnight on Sunday 20th March 2016:

    • No cover for losses caused by the strike.
    Budget Direct Travel InsuranceIf you entered the policy before 9am Monday 21 March 2016:
    • You can claim for additional accomodation and travel expenses due to delays or cancellations from the strike if you have already departed.
    • You can claim for cancellations or a rearrangement of travel if your travel plans are cancelled or delayed due to the strike.
    • It's recommended that you contact your service provider to amend travel arrangements if possible.

    If you entered the policy after 9am Monday 21 March 2016:

    • No cover as you are expected to be aware of the strike.
    Fast CoverIf you entered the policy before 9am Monday 21 March 2016:
    • You can claim for additional accomodation and travel expenses due to delays or cancellations from the strike if you have already departed.
    • You can claim for cancellation or rearrangement of travel if your travel plans are cancelled or delayed due to the strike.
    • It's recommended that you contact your service provider to amend travel arrangements if possible.

    If you entered the policy after 9am Monday 21 March 2016:

    • No cover as you are expected to be aware of the strike.
    online-travel-insuranceIf you entered the policy before 9am Monday 21 March 2016:
    • You can claim for additional accomodation and travel expenses due to delays or cancellations from the strike if you have already departed.
    • You can claim for cancellation or rearrangement of travel if your travel plans are cancelled or delayed due to the strike.
    • It's recommended that you contact your service provider to amend travel arrangements if possible.

    If you entered the policy after 9am Monday 21 March 2016:

    • No cover as you are expected to be aware of the strike.
    tid-logo-blueIf you purchased your policy before Sunday 20 March 2016 at 6pm:
    • You can claim for additional expenses if your plans are are affected by the strike.
    • You can claim for cancellations or alterations to your trip if your travel plans have been affected by the strike if your trip has not begun.

    If you purchased your policy after Sunday 20 March 2016 at 6pm:

    • No cover it is no longer an unforeseen event.
    worldcare travel insurance logoIf you entered the policy before 9am Monday 21 March 2016:
    • You can claim for additional accomodation and travel expenses due to delays or cancellations from the strike if you're currently travelling.
    • You can claim for cancellation or rearrangement of travel if your travel plans are cancelled or delayed due to the strike.
    • It's recommended that you contact your service provider to amend travel arrangements if possible.

    If you entered the policy after 9am Monday 21 March 2016:

    • No cover as you are expected to be aware of the strike.

    Picture: Shutterstock

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