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DollarsDirect Coupon Codes

Information verified correct on October 25th, 2016

Get a personal loan through DollarsDirect and save money by using a coupon code.

DollarsDirect is a provider of short-term personal loans, offering credit solutions to people Australia-wide. If you're looking to apply for one of its loans, you can get a more competitively-priced loan by using the coupon code below.

Find out the benefits of loan from DollarsDirect, the fees that are involved and if you are eligible to apply on the page below. If the loan is right for you, you can use the coupon code to save.

DollarsDirect Coupon Codes

What are the features of a DollarsDirect short-term loan?

Here’s what you can expect if you get a DollarsDirect short-term loan:

  • Quick process.
    If you have all the required information on hand, you can complete your online application in minutes. If your application is approved,, the money will be transferred to your bank account by the next business day.
  • Flexible loan amounts.
    DollarsDirect lets you apply for loans between $1,000 and $2,025. You can redraw less at the start of your loan and then take out multiple draws up to your limit during the redraw period.
  • Flexible repayment options.
    Choose between different repayment options when you apply. Your payment schedule is typically in line with when you get paid. There are different instalment payment options and final payment options available.
  • Apply with bad credit.
    DollarsDirect will consider your application even if you have bad credit. You may not be eligible if you have defaulted on previous loans.
  • Refinance your loan.
    Loan refinancing is available. Get in touch with DollarsDirect to see if you’re eligible.

Are there any drawbacks?

Getting a short-term personal loan from DollarsDirect comes with its share of benefits as well as drawbacks:

  • Establishment fee. No matter how much money you wish to borrow, a one-time loan establishment fee of $300 applies. This establishment fee will need to be paid again if you refinance your loan.
  • High interest. The interest you pay on your DollarsDirect loan is considerably higher than the interest on a personal loan from a bank or a mainstream lender. When you borrow through this lender, 48% p.a. interest is charged on the principal. This is at a rate of 4% monthly.
  • No branch locations.
    DollarsDirect is an online lender, and its absence of stores or branches can work as a deterrent for people who like to conduct their banking in person.

Are you eligible for a DollarsDirect personal loan?

Applying for a short-term DollarsDirect loan requires that you meet some eligibility criteria. Make sure you can answer “yes” to each of the following:

  • You are over 18 years old
  • You currently reside in Australia
  • Your employment history is older than one month
  • You have a functional bank account

Make sure you compare your loan options before submitting your application. This coupon code helps you unlock a competitively priced loan with DollarsDirect, but there is more than one lender available for your personal financing needs.

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7 Responses to DollarsDirect Coupon Codes

  1. Default Gravatar
    Toni | April 3, 2016

    I’m a single mother who is on the pension. Credit rating is OK I suppose. Need $1000 to $2000. Who do I look for to help me when my old bank account was my ex husbands & my new account is only one month old.

    • Staff
      Elizabeth | April 4, 2016

      Hi Toni,

      Thanks for your question.

      The majority of small amount lenders require a minimum of three months worth of bank statements to verify your income and financial history. I can’t recommend a specific lender to you, but you can compare your loan options on this page. Click through to the review page to find out what is required to be approved and see if any lenders will accept payslips as verification. Getting in contact with lenders to discuss your situation may also be an option.

      I hope this information will help,


    • Default Gravatar
      | April 4, 2016

      Thank you Elizabeth.

  2. Default Gravatar
    mark | March 9, 2016

    100 day loan $1600-2000 poor credit high income

    • Staff
      Elizabeth | March 10, 2016

      Hi Mark,

      If you’d like to apply for a loan you can click “Go to Site” to submit your application. The eligibility criteria is that:
      You are over 18 years old
      You currently reside in Australia
      Your employment history is older than one month
      You have a functional bank account
      If you meet this criteria then you are able to apply.

      I hope this has helped.



  3. Default Gravatar
    Jennifer | January 12, 2016

    When will I find out?

    • Staff
      Elizabeth | January 12, 2016

      Hi Jennifer,

      This depends on when you applied for the loan. You generally receive a response within an hour. However, it may take longer. It would be best to get in contact with Dollars Direct if you’re waiting on a response.

      I hope this has helped.



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