Diners Club Business Card

Earn points as you manage your business spending with this Diners Club charge card.

The Diners Club Business Card earns 1 point per $1 on eligible transactions, which can be redeemed for rewards including cashback, gift cards and point transfers to 15 different airline loyalty programs – including Qantas Frequent Flyer.

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$95 p.a.

Annual fee

51 days

Interest free period

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Product NameDiners Club Business Card
Rewards programDiners Club Rewards
Purchase rate p.a.0%
Annual fee$95
Interest-free periodUp to 51 days on purchases
Card typeDiners Club
Foreign currency conversion fee3%
Minimum income$35,000
Available to temporary residentsNo
Joint applicationNo
Rewards programDiners Club Rewards
Bonus pointsN/A
Annual fee$95
Foreign currency conversion fee3%
Cash advance fee4% or $4, whichever is greater
Overseas cash advance fee4% or $4, whichever is greater
Additional cardholder fee$80

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Diners Club Business Card gives you a mix of rewards, perks and tools to manage business spending. This includes statements that meet the Australian Taxation Office (ATO) requirements for use instead of tax invoices – a handy feature if you find it hard to keep all your receipts and invoices organised.

With this card, you earn 1 point per $1 on purchases and cash advances but not for government charges (including payments to the ATO). It’s one of the few cards that offers point transfers to Qantas Frequent Flyer, along with a mix of cashback, gift card and shopping rewards offered through the Diners Club Rewards website.

How to apply

If you meet the eligibility requirements below, you can apply for a Diners Club Business Card by downloading and filling in an application from the Diners Club website. This can be emailed back to Diners Club at corporatenewapps@dinersclub.com.au or posted to Diners Club International at GPO BOX 40, Sydney NSW, 2001. If you have any questions, you can also call Diners Club on 1300 360 060.

To get started, check that you're eligible and have all the documents and details needed for the application.

Eligibility criteria

  • Minimum income. Each applicant must earn at least $35,000
  • Credit score. Each individual applying must have a good credit history and credit score.

Card benefits

  • Diners Club Rewards. This card earns 1 point per $1 spent on eligible transactions, including purchases and cash advances. Transactions that don't earn points include account fees and charges, liquidated damages and government charges. The points you earn can be redeemed through the Diners Club Rewards program for gift cards, cashback, frequent flyer point transfers and a range of other rewards.
  • No pre-set spending limit. As a charge card, you won't be issued with a set credit limit like you would be with a credit card. Instead, your spending power will be determined based on your estimated expenses and ongoing spending habits. Just keep in mind that you will need to pay back whatever you spend within the 51-day statement period.

Rates & fees

  • Annual fee. This card has an annual fee of $95.
  • Rewards fee. An annual rewards fee of $77 applies for this account. In addition to the card's annual fee, this brings the yearly cost of the account to $172.

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