Dental implants

Dental implants cost over $2,000 but some extras policies can cover you under "major dental".

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Dental implants cost thousands of dollars in Australia and Medicare generally doesn't cover you. Luckily, private health insurance can – specifically certain extras policies. It's included in "major dental" which often covers periodontics and can help you lower the costs by as much as $800.

How much do dental implants cost?

Dental implants cost between $2,000 and $7,000 in Australia but you'll find that costs vary based on what kind of treatment you require and how much your dentist charges. For example, complicated procedures involving a bone graft or sinus lift are likely to cost you more, as are all-on-4 dental implants.

Single tooth

Single implants


Multiple Teeth

All-on-4 implants


Does Medicare cover implants?

No. Medicare largely does not cover dental work, and that includes implants. There are 2 major exceptions:

  • Your oral health is impacting your overall health. In this case, you would need a referral from your GP under a GP Management Plan and Team Care Arrangement.
  • You're a concession card holder. Certain concession card holders are eligible for state-based dental vouchers that may be applied toward medically-necessary dental implants.

Does health insurance cover dental implants?

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Extras cover

Yes, you can get health insurance for dental implants with some extras policies. You'll often find it included under "major dental" and more specifically periodontics (the treatment of diseases around gums and teeth structure).

If your policy covers periodontics and doesn't specifically exclude implants, you may be covered. You'll have to check with your insurer to be certain, and be ready to pay some out-of-pocket expenses because your benefit almost certainly won't cover the whole amount.

Remember that even if your policy does cover dental implants, there is usually a 12-month waiting period before you can submit a claim for major dental.

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Hospital cover

Some policies will cover dental implants as part of their hospital cover, but this would require that you are admitted to a hospital as an inpatient.

Most implants are done in an outpatient setting, so in order to be covered on a policy like this, you would have to have special anesthetic needs or extensive bone grafting.

Compare private health insurance for dental implants

Here are some coverage policies from Finder partners that include coverage for dental implants.

Name Product Major dental Annual Limit Price Per Month Hide CompareBox Apply
Medibank Healthy Start Extras
HBF Flex 50
HCF Mid Extras
Qantas Basic Extras
ahm black 60
Peoplecare Mid Extras

Compare up to 4 providers

*Quotes are based on a single individual with less than $90,000 income. Always check combined limits.

What are dental implants?

A dental implant is a strong, durable replacement tooth and root system that is implanted permanently into the jaw. It looks, acts and feels like a natural tooth. It consists of 3 major parts:

  • A titanium implant. This is a screw-like device that is drilled into the jawbone and will eventually fuse with the bone creating strong foundational support for the new tooth.
  • Small metal post. When the implant has healed and fused to the bone, a small metal post is inserted into the implant so that it is partially inside and partially outside of the gum line.
  • The artificial tooth crown. This is the actual "tooth" that is placed onto the outer part of the metal post.

The entire process requires multiple visits over the course of several months since the initial implant needs time to heal and merge with the jawbone before the crown can be placed on top.

Frequently asked questions

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