|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback.
A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.29%
|
2.72%
|
$0
|
$8 monthly ($96 p.a.)
|
95%
|
|
Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
|
|
|
|
|
|
|
2.49%
|
2.49%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.39%
|
2.39%
|
$0
|
$0 p.a.
|
60%
|
|
A very low variable rate for home buyers with 40% deposits or equity. This rate takes effect from 30 September for new and existing customers. You can get this rate if you apply today.
|
|
|
|
|
|
|
2.68%
|
2.69%
|
$0
|
$0 p.a.
|
80%
|
|
$2,000 to $3,000 refinance cashback.
Get a competitive variable interest rate with no application fee or ongoing fees. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.59%
|
2.60%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
|
|
|
|
|
|
|
2.44%
|
2.46%
|
$0
|
$0 p.a.
|
60%
|
|
A competitive rate with no application or ongoing fee. This loan is not available for construction.
|
|
|
|
|
|
|
2.39%
|
2.40%
|
$0
|
$0 p.a.
|
90%
|
|
Get a very low interest rate and pay no application, settlement or valuation fees. Apply online for full approval in real time and add a 100% offset account for $10 a month.
|
|
|
|
|
|
|
2.39%
|
2.42%
|
$0
|
$0 p.a.
|
80%
|
|
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
|
|
|
|
|
|
|
2.17%
|
2.20%
|
$250
|
$0 p.a.
|
80%
|
|
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. This special discount rate is available for new borrowers who apply and get approved by 30 November 2020. Not available for construction purposes.
|
|
|
|
|
|
|
2.55%
|
2.72%
|
$300
|
$10 monthly ($120 p.a.)
|
60%
|
|
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
|
|
|
|
|
|
|
2.61%
|
2.67%
|
$449
|
$0 p.a.
|
80%
|
|
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only.
|
|
|
|
|
|
|
2.49%
|
2.43%
|
$0
|
$0 p.a.
|
70%
|
|
A low variable rate for owner occupiers with 30% deposits. This rate takes effect from 30 September for new and existing customers. You can get this rate if you apply today.
|
|
|
|
|
|
|
2.59%
|
3.00%
|
$0
|
$349 p.a.
|
80%
|
|
Get a sharp rate with no application or settlement fee, a redraw facility and 100% offset account. Other fees and charges apply.
|
|
|
|
|
|
|
2.54%
|
2.46%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan. This rate will drop to 2.54% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.
|
|
|
|
|
|
|
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
90%
|
|
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
|
|
|
|
|
|
|
2.29%
|
2.87%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
$2,500 refinance cashback
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 August and settle by 28 February 2021.
|
|
|
|
|
|
|
2.78%
|
2.84%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
|
|
|
|
|
|
|
2.74%
|
2.76%
|
$0
|
$0 p.a.
|
90%
|
|
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
|
|
|
|
|
|
|
2.68%
|
2.69%
|
$0
|
$0 p.a.
|
110%
|
|
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, QLD and ACT only.
|
|
|
|
|
|
|
2.22%
|
2.21%
|
$250
|
$0 p.a.
|
90%
|
|
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes.
|
|
|
|
|
|
|
2.55%
|
2.57%
|
$0
|
$0 p.a.
|
|
|
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.52%
|
2.55%
|
$250
|
$0 p.a.
|
90%
|
|
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes.
|
|
|
|
|
|
|
2.69%
|
2.70%
|
$0
|
$0 p.a.
|
90%
|
|
A competitive value home loan with no ongoing fee.
|
|
|
|
|
|
|
2.27%
|
2.23%
|
$250
|
$0 p.a.
|
90%
|
|
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes.
|
|
|
|
|
|
|
2.14%
|
2.46%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.59%
|
4.26%
|
$600
|
$8 monthly ($96 p.a.)
|
95%
|
|
Get a partial offset account and the option to make interest-only repayments.
|
|
|
|
|
|
|
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
70%
|
|
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.
|
|
|
|
|
|
|
2.59%
|
2.63%
|
$595
|
$0 p.a.
|
80%
|
|
$2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up $4,000 cashback for their first application (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.49%
|
4.12%
|
$595
|
$0 p.a.
|
90%
|
|
$2,000 refinance cashback
Investors can take advantage of a short term fixed rate with no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.78%
|
2.80%
|
$600
|
$0 p.a.
|
80%
|
|
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
|
|
|
|
|
|
|
2.44%
|
3.76%
|
$0
|
$395 p.a.
|
95%
|
|
$2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.29%
|
2.84%
|
$395
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
|
|
|
|
|
|
|
1.99%
|
3.52%
|
$0
|
$0 p.a.
|
80%
|
|
Requires a family member to act as guarantor.
Get one of the lowest rates on the market with this fixed rate mortgage and borrow more with help from a family guarantor. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
2.59%
|
3.32%
|
$0
|
$350 p.a.
|
95%
|
|
Get a partial offset account and flexible repayments with this package loan.
|
|
|
|
|
|
|
2.29%
|
2.47%
|
$395
|
$0 p.a.
|
80%
|
|
A one year fixed rate offer with no ongoing bank fees.
|
|
|
|
|
|
|
2.69%
|
2.86%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
This flexible, competitive variable rate mortgage comes with a 100% offset account and redraw facility.
|
|
|
|
|
|
|
2.14%
|
2.41%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
3.04%
|
2.68%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees. This rate will drop to 3.04% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.
|
|
|
|
|
|
|
2.29%
|
3.28%
|
$0
|
$375 p.a.
|
90%
|
|
A low fixed rate loan available for borrowers with 10% deposits. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.44%
|
2.85%
|
$395
|
$0 p.a.
|
80%
|
|
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
|
|
|
|
|
|
|
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
95%
|
|
$2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.29%
|
2.83%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive fixed rate mortgage available with a 10% deposit.
|
|
|
|
|
|
|
2.29%
|
2.44%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive 3 year fixed rate with no ongoing bank fees.
|
|
|
|
|
|
|
2.54%
|
3.98%
|
$595
|
$0 p.a.
|
95%
|
|
$2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.69%
|
2.86%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Get this loan with a 20% deposit and access a 100% offset account to save on interest.
|
|
|
|
The big bank "oligopoly" keeps borrowers from seeking out a better home loan deal, Australia's competition watchdog has claimed.
The big bank "oligopoly" keeps borrowers from seeking out a better home loan deal, Australia's competition watchdog has claimed.
