Delphi Bank Term Deposit

Lock your money away for 30 days to 5 years and enjoy a fixed rate of interest on your balance.

The Delphi Bank term deposit account offers a fixed rate of interest and stable, predictable returns. You can choose a term length that suits your strategy, ranging from as little as 30 days to 5 years.

Read on to learn more about this account and the interest rates available.

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Product NameDelphi Bank Term Deposit ($1,000 - $49,999)
3 month interest rate0.10%
4 month interest rate0.05%
6 month interest rate0.30%
9 month interest rate0.10%
12 month interest rate0.30%
24 month interest rate0.25%
36 month interest rate0.30%
48 month interest rate0.30%
60 month interest rate0.30%
Minimum Opening Deposit$1,000
Minimum Age Requirement18
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

Terms from 30 days to 5 years

You can choose how long you want to lock your money away. You can choose a term ranging from as little as 30 days to 5 years. Restricting access to your funds is a good way to prevent impulse purchases.

Earn up to 0.3% p.a. interest on your balance

You can benefit from a fixed interest rate and predictable, stable returns. Interest rates are tiered and are generally higher for longer terms. Balances between $1,000 and $49,999 in a 180-day term deposit will earn an interest rate of 0.3% p.a.. This is the base balance bracket, and you can earn a higher rate of interest for depositing a larger amount of money.

Launch term deposit calculator

How to apply


You can apply for this account online or in branch. Check that you meet the eligibility criteria first and make sure to have the necessary documents handy.

  • Membership. You must be a member of Delphi Bank to open an account.
  • Age. Applicants must be 18 years of age or older to open this account.

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