Defence Bank True Blue Credit Card Rates & Fees |

Defence Bank True Blue Credit Card

Last updated:  

No longer offered in the market

The Defence Bank True Blue credit card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of low rate credit cards here.

3.99% p.a.

Balance transfer rate

for 6 months

3.99% p.a.

Purchase rate

for the first 6 months (reverts to 11.74% p.a.)

$45 p.a.

Annual fee

55 days

Interest free period

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Product NameDefence Bank True Blue Credit Card - DISCONTINUED
Balance transfer rate3.99% p.a. for 6 months
Balance transfer revert ratePurchase Rate (11.74% p.a.)
Purchase rate3.99% p.a. for 6 months, reverts to 11.74% p.a.
Annual fee$45
Interest-free periodUp to 55 days on purchases
Cash advance rate11.74% p.a.
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • 3.99% p.a. for 6 months on balance transfers
  • 3.99% p.a. for 6 months on purchases
  • A low rate of 11.74% p.a. on purchases and cash advances


  • No rewards program or travel insurance
Bonus pointsN/A
Annual fee$45
Minimum monthly repayment3% of the closing balance or $10, whichever is greater
Late payment fee$20
Foreign currency conversion fee3%
Cash advance fee$4.10
Overseas cash advance fee6.1%
Overseas ATM withdrawal fee$4.10
Additional cardholder fee$0

How to apply

You can apply for the Defence Bank True Blue low rate credit card online – even if you don't work for the Australian Defence Force. To get started, make sure you meet the eligibility requirements and have all the essential documents and details you need to complete the application form.

Eligibility criteria

  • Australian residency status. You must be an Australian citizen or permanent resident with a valid Australian address.
  • Age. You must be at least 18 years of age to apply for this credit card

Card benefits

  • 3.99% p.a. introductory interest rate. The Defence Bank True Blue Visa offers a 6-month introductory rate of 3.99% p.a., which could help you save on new transactions. At the end of the introductory period, this rate reverts to the card's variable rate of 11.74% p.a.
  • Up to 55 interest-free days. If you pay your balance back in full each month, you can enjoy up to 55-days interest-free on purchases made with your True Blue Credit Card.

Rates & fees

  • Annual fee.This card has an annual fee of $45, which is charged when your account is first opened, then once per year on the anniversary of this date.
  • Interest rate. Outside of any promotions, the 11.74% p.a. variable rate applies to all purchases, cash advances and balances on this card.

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