DBS Finance Boat Loan

Get set and sail with a pre-approved boat loan from DBS Finance.

DBS Finance are a broker firm with over 20 trusted lender partners. Its pre-approval offering gives you 31 days to make a boat purchase, and if you need more time finding the boat that's right for you, you can extend for a further 31 days. If you don't find what you're looking for, there are no cost commitments.

Applying takes just a few minutes and DBS Finance will give you a rate estimate based on your circumstances. Getting your personalised rate will not affect your credit score. Rates start at 5.47% p.a. with a loan term of up to 7 years

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Application Fee

From 5.47% (fixed)

Interest Rate (p.a.)


Comparison Rate (p.a.)


Max Loan Amount

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Product NameDBS Finance Boat Loan
Interest Rate (p.a.)From 5.47% (fixed)
Comparison Rate (p.a.)6.74%
Interest Rate TypeFixed
Min Loan Amount$1,500
Max Loan Amount$2,000,000

Main points to consider with the DBS Finance boat loan

DBS Finance is not a lender itself, but instead puts prospective borrowers in touch with specialist brokers and reputable Australian lenders. Its boat loans are pre-approved, meaning that you don't have to have found your boat purchase before you are ready to buy. Rates for boat loans start from 5.47% p.a. (comparison rate 6.74% p.a.) depending on your circumstances and credit score. Approved borrowers can get access to funds from $1,500 to $2,000,000.

DBS Finance gives you up to two months to make a boat purchase and if you don't find what you're looking for, you don't have to pay anything.

This service is also available for other asset loans, including cars, caravans, jet skis, motorbikes and equipment. DBS Finance also help people access business and compare personal loans.

What are the features?

There are a number of features with in a DBS Finance boat loan. These include:

  • Loan term. Depending on your preference and/or circumstances, you could get a loan term from 1 to 7 years.
  • Loan amount. Get access to funds from $1,500 to $2,000,000.
  • Interest rate. Interest rates start from 5.47% p.a. (comparison rate 6.74% p.a.).
  • Pre-approval. Once approved for funding, you don't have to buy your boat for up to 62 days.
  • No cost commitments. If you don't find your perfect boat, there's no obligation to pay.
  • Trusted lenders. DBS Finance works with over 20 reputable Aussie lenders.
  • Fast application. Applications take only a few minutes to complete.
  • Personalised rate. DBS Finance will send you an estimated personalised rate (please note that this is an estimated rate and may not reflect the rate offered by the lender).
  • Won't affect your credit score. Getting your rate will not affect your credit rating. Your credit score won't be affected until you are partnered with a lender.

Fees and charges

  • Establishment fee. An initial establishment fee of $295 applies to this loan.
  • Monthly service fee. You will be charged a monthly service fee of $8, depending on the lender that you opt for.

How do I know if I am eligible for an DBS Finance boat loan?

Before submitting an application, please ensure that you are:

  • Over the age of 18
  • An Australian citizen or permanent resident

Further eligibility criteria may apply depending on the lender. Please contact DBS Finance directly for more details.

How do I apply for an DBS Finance boat loan?

You can apply for a loan through DBS Finance by clicking "Go to site" and submitting an enquiry. After you have submitted an enquiry, DBS Finance will contact you regarding your loan application. Details that you will need to enquire include:

  • Your name
  • Your address
  • The amount you require
  • Your phone number
  • The best time to contact you

Once you have submitted your enquiry, a DBS consultant will be in touch with you. DBS Finance works to put people in touch with reputable boat loan lenders, but it's still a good idea to compare boat loan lenders yourself prior to committing to a loan product.

Compare other Boat loans

Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Monthly Service Fee Monthly Repayment
Credit Concierge Boat Loan
From 3.99% (fixed)
1 to 7 years
You'll receive a fixed rate from 3.99% p.a.
Borrow up to $250,000 with a secured boat loan. Get assigned a personal boat loans expert to guide you through the process.
Stratton Finance Boat Loan
From 5.99% (fixed)
1 to 5 years
You'll receive a fixed rate from 5.99% p.a. based on your risk profile
Borrow between $10,000 and $200,000 with terms up to 5 years. Use to buy a boat, jet ski or a luxury yacht.
NAB Personal Loan Unsecured Fixed
From 6.99% (fixed)
1 to 7 years
You'll receive a fixed rate between 6.99% p.a. and 18.99% p.a. ( 7.91% p.a. to 19.83% p.a. comparison rate) based on your risk profile
An unsecured loan up to $55,000 you can use for a range of purposes and pay off over up to 7 years. Note: Majority of customers will get the headline rate of 12.69% (13.56% comparison rate) or less. See Comparison rate warning in (i) above.
Wisr Secured Car Loan
From 4.74% (fixed)
3 to 7 years
$195 for refinance and dealer sale ($245 for private sale)
You'll receive a personalised interest rate from 4.74% p.a. to 16.01% p.a. based on your risk profile
A flexible car loan from $5,000 - $63,000 with personalised rates and rewards for strong credit customers.

⭐Special Offer: Wisr's standard establishment fee $605 will be reduced to $195 for applications submitted through Finder. T&Cs apply.

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