David Jones American Express Platinum card review | finder.com.au

David Jones American Express Platinum Card

Last updated:  

Enjoy 30,000 bonus Membership Reward points or 15,000 Qantas Points with a new David Jones American Express Platinum credit card.

Right now, the David Jones American Express Platinum Card gives you a way to boost your rewards balance, with 30,000 Membership Rewards Points or 15,000 Qantas Points when you apply, are approved and spend $750 outside of David Jones in the first 3 months of being a card member.


Bonus points

20.74% p.a.

Purchase rate


Reward point

Per $ spent

$295 p.a.

Annual fee

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameDavid Jones American Express Platinum Card
Rewards programMembership Rewards
Purchase rate20.74% p.a.
Annual fee$295
Interest-free periodUp to 44 days on purchases
Min credit limit$2,000
Card typeAmerican Express
Foreign currency conversion fee3%
Minimum income$65,000
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • 30,000 Membership Rewards Points or 15,000 Qantas Points when you apply, are approved and spend $750 outside David Jones within the first three months
  • High points earn rates of 3 points per $1 at major supermarkets and petrol stations, 4 points per $1 at David Jones and 1 point per $1 spent elsewhere
  • Extended warranty and complimentary travel insurances
  • Up to 4 additional cardholders at no extra cost


  • Offers up to 44 days interest-free on purchases for this card, as opposed to most cards with 55 days
  • A relatively high annual fee of $295 p.a.
Rewards programMembership Rewards
Bonus points30,000
Rewards points per $ spent1
Rewards points capUncapped
Annual fee$295
Minimum monthly repayment2.5% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Additional cardholder fee$0
Number of additional cardholders4

Expert review


Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The David Jones American Express Platinum offers perks for both loyal DJ’s shoppers and frequent flyers, earning a competitive amount of points per $1 based on where you use the card. If you choose the Membership Rewards option, you’ll earn between 1 and 4 points per $1 spent, while choosing to earn Qantas Points will see you get between 0.5 and 2 points per $1 spent on eligible purchases. The bonus point offer – while modest compared to some others – could also help you get rewards faster.

How to apply

You can apply for the David Jones American Express Platinum credit card online in around 10 minutes and should get a response within 5 – 10 working days. Before you get started, make sure you meet the eligibility criteria and have all the documents and details you'll need for the application form.

Eligibility criteria

  • Minimum income. You must earn at least $65,000 annually.
  • New cardholder. The offer is only available to new card members. This means you won't be eligible if you have held any other David Jones credit card product issued by American Express in the past 18 months. You also won't be eligible if you are applying for the Customers applying for the David Jones American Express Staff Card.

Card benefits

  • Bonus points. If you opt for Membership Rewards Points, you will receive 30,000 bonus points when you apply, are approved and spend $750 outside of David Jones within the first 3 months of card activation. If you opt for Qantas Points, you will receive 15,000 bonus frequent flyer points.
  • Rewards program. This card offers 4 Membership Rewards Points (2 Qantas Points) per $1 spent at David Jones. When spending at major supermarkets and petrol stations, you'll earn 3 reward points (1.5 Qantas Points) per $1 spent. All other eligible transactions earn you 1 reward point (0.5 Qantas Points) per $1 spent, uncapped.

Rates & fees

  • Annual fee. The David Jones American Express Platinum charges a $295 annual fee.
  • Interest rate. This card charges an interest rate of 20.74% p.a.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


    Default Gravatar
    January 27, 2017

    If I pay now for an international flight due in April, will the complimentary travel insurance cover the whole period?


      Avatarfinder Customer Care
      January 28, 2017

      Hi Cat,

      Thank you for your enquiry.

      The coverage starts on the day your travel begins, as outlined on your travel booking. It ends either when you return or when your travel exceeds the maximum number of days outlined in the insurance policy, whichever happens first. The American Express complimentary travel insurance is available for forty five (45) consecutive days or when you have traveled a total of one hundred and eighty three (183) days during each year of Your David Jones American Express Platinum Card Account membership.

      Each domestic or international trip must commence and end in Australia.

      Please read more about American Express complimentary travel insurance to better understand you you can get covered and how their policy works.

      Kind regards,

    Default Gravatar
    November 7, 2016

    can I do cash advances from my David Jones American Express Platinum credit card?

      Avatarfinder Customer Care
      November 7, 2016

      Hi Dale,

      Thanks for your question.

      Unfortunately, cash advance is not offered on The David Jones American Express Platinum Card.


    Default Gravatar
    September 6, 2014

    Why cant we get cash out on our credit card

      Avatarfinder Customer Care
      September 8, 2014

      Hi Swervie,

      Thanks for your question.

      It could be for a range of reasons;
      – You’ve reached your credit limit
      – The ATM doesn’t display the same symbol as the one on your card
      – You need to press ‘credit’ at the ATM.

      If the problem still persists, please get in touch with Amex to troubleshoot the problem.


    Default Gravatar
    May 27, 2013

    Hi, I have a David Jones American Express Credit card. How can I get frequent flyer points from it?

      Avatarfinder Customer Care
      May 27, 2013

      Hi Tony. The FAQ section of the David Jones Website said to change your reward program preference to the Qantas Frequent Flyer Program – you need to call the Customer Service Centre to do this. You can’t redeem any of your existing David Jones Points to Qantas Points it will only affect future points earning. Any remaining Membership Rewards must be used within 30 days or they’ll expire. Check the American Express Membership Rewards on what you can redeem your points for. Make sure to ask the person you speak to about any restrictions on how many points you can transfer at a time. Jacob.

Go to site