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David Jones American Express Platinum Card

Offers $450 back and a choice of Membership Rewards or Qantas Points, with a $295 annual fee.

The David Jones American Express Platinum card gives you a way to earn up to 4 Membership Rewards Points or up to 2 Qantas Points per $1 on eligible spending. Its $450 credit offer gives you ways to get extra value when you apply online by 13 July 2022 and spend $1,500 outside of David Jones in the first 3 months of being a card member.

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20.74% p.a.

Purchase rate


Reward point

Per $ spent

$295 p.a.

Annual fee

44 days

Interest free period

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Product NameDavid Jones American Express Platinum Card
Rewards programMembership Rewards
Purchase rate p.a.20.74%
Annual fee$295
Interest-free periodUp to 44 days on purchases
Min credit limit$2,000
Card typeAmerican Express
Foreign currency conversion fee3%
Minimum income$65,000
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • $450 credit offer
  • High points earn rates of 3 points per $1 at major supermarkets and petrol stations, 4 points per $1 at David Jones and 1 point per $1 spent elsewhere
  • Extended warranty and complimentary travel insurances
  • Up to 4 additional cardholders at no extra cost
  • Shopping perks at David Jones, including priority delivery options


  • Only offers up to 44 days interest-free on purchases for this card, as opposed to most cards with 55 days
  • A relatively high annual fee of $295 p.a.
Rewards programMembership Rewards
Bonus pointsN/A
Rewards points per $ spent1
Rewards points capUncapped
Annual fee$295
Minimum monthly repayment2.5% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Additional cardholder fee$0
Number of additional cardholders4

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The David Jones American Express Platinum card earns points on all your eligible spending – with some extra perks at David Jones. The introductory offer also gives you a way to get $450 credit back on your new card, which basically offsets the cost of the annual fee for the first year (and then some).

With this card, you’ll earn between 1 and 4 points per $1 spent when you choose the Membership Rewards program or between 0.5 and 2 Qantas Points per $1 if you choose Qantas Frequent Flyer. The highest earn rates are for spending with major supermarkets (Coles, Woolies etc) and petrol stations, which means you can really boost your point balance through everyday spending.

How to apply

You can apply for the David Jones American Express Platinum credit card online in around 10 minutes and should get a response within 5 – 10 working days. Before you get started, make sure you meet the eligibility criteria and have all the documents and details you'll need for the application form.

Eligibility criteria

  • Minimum income. You must earn at least $65,000 annually.
  • New cardholder. The introductory offer is only available to new card members. This means you won't be eligible if you have held any other David Jones credit card product issued by American Express in the past 18 months. You also won't be eligible if you are applying for the Customers applying for the David Jones American Express Staff Card.

Card benefits

  • $450 credit. Receive $450 credit when you apply as a new Amex card member by 13 July 2022, are approved and spend $1,500 or more on eligible purchases within the first 3 months from card approval. You will receive the credit to your account within 8 to 10 weeks after you've met the spend requirement.
  • Rewards program. This card offers 4 Membership Rewards Points (2 Qantas Points) per $1 spent at David Jones. When spending at major supermarkets and petrol stations, you'll earn 3 reward points (1.5 Qantas Points) per $1 spent. All other eligible transactions earn you 1 reward point (0.5 Qantas Points) per $1 spent, uncapped.

Rates & fees

  • Annual fee. The David Jones American Express Platinum charges a $295 annual fee.
  • Interest rate. Outside of any promotions, this card charges an interest rate of 20.74% p.a.

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  1. Default Gravatar
    January 27, 2017

    If I pay now for an international flight due in April, will the complimentary travel insurance cover the whole period?


    • Avatarfinder Customer Care
      January 28, 2017

      Hi Cat,

      Thank you for your enquiry.

      The coverage starts on the day your travel begins, as outlined on your travel booking. It ends either when you return or when your travel exceeds the maximum number of days outlined in the insurance policy, whichever happens first. The American Express complimentary travel insurance is available for forty five (45) consecutive days or when you have traveled a total of one hundred and eighty three (183) days during each year of Your David Jones American Express Platinum Card Account membership.

      Each domestic or international trip must commence and end in Australia.

      Please read more about American Express complimentary travel insurance to better understand you you can get covered and how their policy works.

      Kind regards,

  2. Default Gravatar
    November 7, 2016

    can I do cash advances from my David Jones American Express Platinum credit card?

    • Avatarfinder Customer Care
      November 7, 2016

      Hi Dale,

      Thanks for your question.

      Unfortunately, cash advance is not offered on The David Jones American Express Platinum Card.


  3. Default Gravatar
    September 6, 2014

    Why cant we get cash out on our credit card

    • Avatarfinder Customer Care
      September 8, 2014

      Hi Swervie,

      Thanks for your question.

      It could be for a range of reasons;
      – You’ve reached your credit limit
      – The ATM doesn’t display the same symbol as the one on your card
      – You need to press ‘credit’ at the ATM.

      If the problem still persists, please get in touch with Amex to troubleshoot the problem.


  4. Default Gravatar
    May 27, 2013

    Hi, I have a David Jones American Express Credit card. How can I get frequent flyer points from it?

    • Avatarfinder Customer Care
      May 27, 2013

      Hi Tony. The FAQ section of the David Jones Website said to change your reward program preference to the Qantas Frequent Flyer Program – you need to call the Customer Service Centre to do this. You can’t redeem any of your existing David Jones Points to Qantas Points it will only affect future points earning. Any remaining Membership Rewards must be used within 30 days or they’ll expire. Check the American Express Membership Rewards on what you can redeem your points for. Make sure to ask the person you speak to about any restrictions on how many points you can transfer at a time. Jacob.

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