Currency Online money transfers

Transfer money online quickly and securely with Currency Online money transfers.


From 29 January 2019, Currency Online will no longer be available as it merges with XE Money Transfer. XE offers international money transfers to over 170 countries with no commission or transfer fees.

If you already have an account with Currency Online, you don't need to worry – you'll be automatically transferred to XE.

Currency Online are the specialists in transferring money online. They have operated online since 1997 and have years of experience assisting individuals in transferring their funds to their desired currency online. You can transfer money online with Currency Online whenever you want and wherever you are with up to date information on currencies updated every five seconds.

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Currency Online money transfers

Currency Online offers a range of currencies, however, depending on what type of contract or account you open up, you may have more or less options available to you for transfer. With Spot Contracts, all currencies are offered for exchange and you can exchange immediately. However, with Forward Contracts, can only lock in rates for up to 15 currencies.

The following currencies are available on Currency Online:

Major currencies

  • Australian Dollars
  • Canadian Dollars
  • Euro
  • Great Britain Pounds
  • Japanese Yen
  • New Zealand Dollars

Other currencies

  • Swiss Francs
  • Central Pacific Franc
  • Czech Republic Koruna
  • Danish Krone
  • Fijian Dollars
  • Hong Kong Dollars
  • Hungarian Forint
  • Mexican Peso
  • Norwegian Krone
  • Papua New Guinean Kina
  • Philippine Peso
  • Polish Zloty
  • Swedish Krona
  • Singapore Dollars
  • Soloman Island Dollars
  • Thai Baht
  • Tongan Pa’Anga
  • South African Rand
  • Samoan Tala
  • United Emirates Dirham
  • Vanuatu Vatu

Depending on what currency you transfer and how much you transfer, you may be hit with a transaction fee. Currency Online transfers are available 24-hours a day and there is a toll-free help desk available if you require help or have any questions.

Currency Online foreign exchange rates

Currency Online updates the foreign exchange rates every five seconds so you have the most up to date information when transferring money. They offer live charts, commentaries, rate alerts and Twitter updates so you can have the latest exchange rates and information at your fingers.

For example, the current exchange rate for Australian Dollars to United States Dollars is $1.0638 on 14 July 2014.

This rate is updated on the website itself every five seconds and you can watch the charts to see any changes and fluctuations in this exchange rate. Also, you can set up alerts so you will know any movements. It’s important to remember that exchange rates are very volatile and can change at any time. This is why it’s so important to get up to date information through Currency Online.

How much does it cost to transfer money?

If you are transferring a certain amount of money, Currency Online offers zero fees. For example, if you’re selling more than $10,000 Australian Dollars, there is no fees. If you transfer less than this amount, you may be charged with a modest fee. Your fee will also vary depending on whether you are transferring money online or on the phone. It’s best to check directly with Currency Online to see how much it will cost you to transfer money as it varies depending on the currency and the amount you are transferring.

Minimum transfer amount and available countries

Currency Online does not have a minimum transfer amount, unlike many other online services. This means you can make transfers regardless of the amount you’re transferring. Currency Online offers over 25 currencies for transfer as listed above in the table, with the majority of major currencies available.

However, Currency Online does not offer currency transfer to those located in the United States and Quebec, Canada. There is also some restrictions around Canadian transactions and contracts available. Those located outside of the United States and Canada can still make payments to and receive payments from the United States and Canada.

The registration and transfer process

Registering for Currency Online is simple. You can register online directly through the Currency Online website, free of charge and obligation free. You’ll then have to select what type of contract you want. You can take out a spot contract (use for immediate money transfers) or a forward contract (enter into a contract with the current market rate and make payment in the future).

Once you have registered, transferring money online is simple. You can do it all online such as arranging international money transfers, sending a payment or moving foreign currencies.

Why choose Currency online International Money Transfers?

  • Real time with real rates. Currency Online offers real time rates so you’re kept up to date with accurate and timely exchange rates, helping you to make informed decisions.
  • Safe and secure. Currency Online is a safe forum and your money will be secure. Currency Online follows best practice compliance guidelines and have years of experience providing a safe service.
  • Easy to use. Transferring money online with Currency Online is simple and easy. It’s designed so you can do it all yourself online and there’s help available when you need it.

What other products and services does Currency online offer?

  • Market orders. With market orders, you select a pre-determined rate that you want to achieve and transact with. Currency Online will monitor this for you and you can place, modify and cancel market orders free of charge.
  • Multiple payments. Currency Online allows you to pay multiple recipients within one transaction or from the money held in your account. This leads to a smooth process when paying more than one person or supplier.
  • Market information. With Currency Online, you get up-to-date information on the currency market 24-hours a day and you can also opt in for rate alerts.
  • Payment services. Through Currency Online, you can settle purchased deliverable currency to beneficiaries. All information on your payments is in real-time and all your information is available for viewing. You can also request payments to beneficiaries, pending you have funds available in your account.

Pros and cons


  • Open 24 hours a day. You can jump on Currency Online and transfer money internationally at any time. They are open 24-hours a day, 7 days a week. This is a major convenience and allows you to get access to the best deals.
  • No minimum transfer amount. Unlike some other services, there is no minimum transfer amount required.
  • Save money. With Currency Online you pay low fees and in some cases can also avoid paying fees. Aside from the standard bank Telegraphic Transfer Fee, there are no other fees, and this fee can even be avoided if you reach the threshold.


  • May be charged a fee if you don’t reach the minimum threshold. If you don’t reach the minimum threshold, you will be charged a fee for transferring money.

Compare Currency Online to other money transfer services

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
GBP 0 1 - 2 days AUD 0.00 0.722 USD
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries. Go to site Show details
AUD 2,000 1 day AUD 0.00 0.724 USD
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 1 Within an hour AUD 0.00 0.723 USD
Send money in minutes at competitive exchange rates with this Australian money transfer service. Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.724 USD
$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.724 USD
Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Send provides fee-free transfers via its 24/7 multi-currency payments platform with real-time quotes.
Go to site Show details
AUD 1 Same day AUD 0.00 0.723 USD
XE has fast transfers with low fees and a range of foreign currency tools. Go to site Show details
AUD 1 Same day AUD 3.99 0.718 USD
Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply.
WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.
Go to site Show details
AUD 1 1 - 2 days AUD 45.00 0.724 USD
Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies. Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.726 USD
Exclusive: New customers sending over 500 AUD from Australia use code FINDER50 to get 50 AUD off. Pay zero fees on your first transaction. Valid till 31 December 2021. T&Cs apply.
Instarem offers simple transfers with a flat 0.5% transfer fee for most transfers.
Go to site Show details
AUD 1 1 day AUD 52.00 0.723 USD
Pay no fees on your first two transfers, up to $3,000.
SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.
Go to site Show details
AUD 10 Within an hour AUD 2.99 0.719 USD
Special offers like free transfers and better exchange rates available for new customers.
Remitly has quick, affordable transfers around the world, with both express and economy options.
Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.724 USD
Special offer: Zero fees on your first 10 transfers.
CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Frequently asked questions

  • Why should I use Currency Online rather than my bank? Currency Online are specialists in online money transfers and transferring money. They have years of experience in this area and can offer you lower rates and fees compared to your current bank.
  • What type of service do Currency Online offer? Although Currency Online has a DIY model, there is still customer service available when you need it. There’s a toll-free hotline and online chat available.
  • What if I’ve never done foreign exchange before? Currency Online has Customer Relationship Managers on hand to help you through the process. They also offer online training for the website.

International Money Transfer Offers

Important Information*
Logo for Azimo International Money Transfers
Azimo International Money Transfers

Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

Logo for MasterRemit International Money Transfers
MasterRemit International Money Transfers

Send money in minutes at competitive exchange rates with this Australian money transfer service.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

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    Default Gravatar
    January 14, 2016

    where i can check the exchange rates

      Avatarfinder Customer Care
      January 15, 2016

      Hi Jamshaid,

      Thanks for your question,

      You can check the exchange rates when you click on ‘go to site’.


    Default Gravatar
    December 31, 2015

    i have a friend on india and he wants to send me money but there is no option to. please help me am in kenya how can he send me money we both have accounts

      Avatarfinder Customer Care
      December 31, 2015

      Hi Mercy,

      Thanks for your question.

      You may want to consider using the following service: Western Union, Moneygram or Worldremit.


    Default Gravatar
    September 23, 2015

    Is there any of these providers that can send money to Colombia other than World Remit. WR can only send $AUD466 at a time

      Avatarfinder Customer Care
      September 24, 2015

      Hi Paul,

      Thanks for your question.

      Western Union, Ozforex, Ria Money Transfer and Xoom may be able to assist.


    Default Gravatar
    April 7, 2015

    Q:I wish to transfer small amounts varying from AUD$30 to AUD$50 from time to time to PNG – what fees does this attract?
    Q: The recipient doesn’t have a bank account yet, can the transfer/s be taken at a local agent/supermarket or bank?

      Avatarfinder Customer Care
      April 7, 2015

      Hi Stuart,

      Thanks for your question.

      Please note that the fee structure will depend on the amount and currency that you’re transferred. The fee will be displayed before you confirm the transfer.

      Currency Online doesn’t offer cash pick up locations, but other services such as WorldRemit, MoneyGram and Western Union can offer this service.


    Default Gravatar
    April 4, 2015


    I want to send money to Germany from Australia. I would like to know :
    1) Is it easy to transfer money to Germany for the receiver? how long does it take?
    2) how much will be the extra fee for the receiver?

      Avatarfinder Customer Care
      April 7, 2015

      Hi Maryam,

      Thanks for your question.

      It’s relatively easy with Currency Online, you’ll need to open an account with them and have your recipient’s bank details ready. It typically takes up to two business days.

      Currency Online has phone, chat and email assistance services should you have any trouble.

      Your recipient will need to check with his or her bank regarding what fees are payable upon receiving the funds.


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