Best places to exchange currency in Cairns

Browse your options to get better rates at a currency exchange in Cairns.

Last updated:

Cairns is one of Australia's tourist capitals and there are plenty of currency exchange services available.

That means you can easily shop around to find the one that gives you the best rates. This guide shows you where to look and offers up some tips for finding the best rates.

Compare online currency exchange services

Rates last updated August 24th, 2019
Name Product Description Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fees
Travelex makes it easy to exchange and get the best rate on over 40 currencies so you can be prepared for your next holiday.
$500
$5,000
In Store or At Airport
$0

Compare up to 4 providers

Where can I change my money in Cairns?

Travel Money Oz logo

1. Travel Money Oz

There are two Travel Money Oz branches in Cairns: one is in Earlville at the Stockland Cairns Shopping Centre and the other is in downtown Cairns. Both are open seven days a week during regular business hours, but you'll typically find better rates in downtown Cairns where there's more competition with more currency exchanges.

For greater convenience and more predictable rates, you can also order your currency online beforehand then pick it up in the Travel Money Oz branch of your choosing.

Read the full Travel Money Oz review

Travelex logo

2. Travelex

The Travelex in Cairns is in the Cairns Central shopping centre, downtown near the city. It's open seven days a week and offers a wide range of currency options beyond just exchanging currency.

Its location is also near other currency exchanges, so this is a good one to compare against others in the hunt for better rates.

However, you'll find even better value for money when you order currency online for in-store pick-up, as Travelex offers better rates when you pre-order via its website.

Read the full Travelex foreign cash review

Currency Services Australia logo

3. Currency Services Australia

This currency exchange is also located downtown, on Spence St, near the centre of Cairns and close to a lot of other currency exchanges.

It's a smaller brand than the others and only open six days a week, but you might find more preferable rates or another option to compare.


Tips for getting the best deal when exchanging money

Take advantage of a few tips to help you get a better deal when exchanging currencies.

  • Plan ahead. There are travel money options beyond just exchanging cash at booths and many of them will be more cost-effective. If you still need cash for your trip, you can also buy it at home before you depart, often at more favourable rates.
  • Compare your options. There are a lot of currency exchanges close to each other in downtown Cairns, which makes it easy to shop around and compare your options. Don't just go for the first one you see.
  • Know the mid-market rates. It's worth paying attention to the mid-market rates because they let you easily work out how good rates are even if you don't have anything else to compare to.
  • Avoid airports. You'll find a lot of currency exchanges at airports, but they generally won't offer the best value for money and are more likely to have some of the worst rates in the area.
  • Be wary of extra fees. Certain options will typically come with extra fees. ATMs are one of the most common extra-cost currency exchange options, although they are convenient.

Compare money transfer services

You can also send money overseas, typically at more favourable rates than you'll find at a regular currency exchange.

Enter the details of your transfer into the table below and it will run the numbers to show you what your transfer could look like with a range of different providers.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
AUD 3,000 1 day AUD 0.00 0.674 USD
6,742
Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.
Go to site Show details
AUD 2,000 1 day AUD 0.00 0.674 USD
6,740
Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Go to site Show details
AUD 250 1 day AUD 0.00 0.674 USD
6,739
Sign up through Finder and get a $50 Myer gift card when you send $10,000 or more. T&Cs apply.
SendFX guarantees to match any competitor's exchange rate. Fee-free transfers in 30+ currencies to over 200 countries.
Go to site Show details
AUD 250 1 - 2 days AUD 0.00 0.674 USD
6,739
$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.
Go to site Show details
AUD 200 1 day AUD 0.00 0.673 USD
6,735
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.
Go to site Show details
AUD 200 1 - 2 days AUD 50.00 0.677 USD
6,734
Exclusive: Finder customers receive $15 off their first transaction. T&Cs apply.
Quick and simple international money transfers with zero-margin exchange rates. There's a flat 0.5% transfer fee for most transfers. Earn loyalty points on sign up, referral and every transaction.
Go to site Show details
AUD 1 1 day AUD 0.00 0.67 USD
6,702
With global payments provider XE, enjoy fast and secure transfers and a range of foreign currency tools and calculators while benefiting from $0 transfer fees. Go to site Show details
AUD 5 1 - 2 days EUR 3.00 0.67 USD
6,700
Special offer: Pay zero fees on your first 5 transfers.
Get bank-beating exchange rates and fast transfer times on 15+ popular currencies.
Go to site Show details
AUD 1 Within an hour AUD 3.99 0.669 USD
6,686
An online money transfer service with cash pickup, bank account to bank account and airtime transfers available. Go to site Show details
AUD 200 1 day AUD 0.00 0.672 USD
6,715
Low minimum transfer amount of just AU$200, with no set-up fees or transfer fees. Go to site Show details

Compare up to 4 providers


The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.

Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.

Photo: Shutterstock

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International Money Transfer Offers

Important Information*
Logo for Global Reach (formerly FC Exchange) International Money Transfers
Global Reach (formerly FC Exchange) International Money Transfers

Global Reach will match any competitor's exchange rates. Conditions apply.
No transfer fee when transferring more than £10,000 or equivalent. Send money in over 130 currencies. No maximum transfer amount.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.

Logo for SendFX International Money Transfers
SendFX International Money Transfers

Sign up through Finder and get a $50 Myer gift card when you send $10,000 or more. T&Cs apply.
SendFX guarantees to match any competitor's exchange rate. Fee-free transfers in 30+ currencies to over 200 countries.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
No-maximum limit transfers with competitive exchange rates for 100+ currencies. No transfer fee over AUD$10,000.

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