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If you’re looking for a home loan that combines a competitive variable rate with an offset account and a free redraw facility, the Rate Reducer home loan from Crown Money Management could be an ideal solution. Available for owner-occupier and investment purchases, the Crown Rate Reducer offers a discount off the standard variable rate and it also allows you to borrow up to 80% of the property purchase price.
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Review by
Belinda Punshon is Finder's corporate communications executive, and previously worked as a writer on home loans and property. She has a Masters in Advertising, Public Relations and Journalism from the University of New South Wales and a Bachelors in Business from the University of Technology Sydney.
The Crown Rate Reducer is available for loans of up to $1,000,000, but it’s also possible to take advantage of the Rate Reducer interest rate discount across multiple loans that qualify (up to a maximum total of $2.5 million of loans per customer). Suitable for residential loans only, the Crown Rate Reducer can be used to purchase an owner-occupied home or to finance an investment purchase.
Standout features of the loan include a 100% offset account to minimise interest repayments, the ability to make extra payments to pay down your loan ahead of schedule, and a free redraw facility so you can access the additional funds you pay towards your loan.
If you'd like to find out more information about the features and benefits of the Crown Rate Reducer, click the "Go to site" link on this page to be redirected to the Crown Money Management website. You can then get in touch with the lender via phone or email to determine whether the Crown Rate Reducer is the right home loan for you.
If you decide to apply for this loan, you'll need to supply:
The Crown Rate Reducer is worth enquiring about if you're in the market for a home loan with a competitive rate and a host of flexible features. Compare it with a range of other mortgages to find the best loan for your borrowing requirements.