Credit File Experts

Find out why you've been refused credit and improve your access to finance with the Credit File Experts.

If you've ever been rejected for a loan you may have been frustrated by the lack of information as to why. Having a good credit file is essential if you need approval for finance, but what defines "good" when it comes to your credit file, and what do lenders see as red flags?

The Credit File Experts is a service that can help you analyse your credit position using your Equifax credit report and provides you with advice to help you improve your position when applying for finance. Find out how its service works below.

How does the service work?

When you sign up for the Credit File Experts service you'll be provided with a copy of your Equifax credit report as well as a summary to help you better understand the good and bad points. You'll receive advice on ways to improve your credit position based on Credit File Experts' analysis. Credit File Experts will seek advice from a finance broker regarding what type of finance you'll be eligible for, as well as from other finance specialists. You'll also receive a follow-up call to ensure your questions have been answered and you can access the finance you need.

What to expect with the Credit File Experts

When you purchase the Credit File Expert's service, this is what will happen:

  1. You receive your Equifax credit report.
  2. Credit File Experts will review your credit report and prepare a summary for you outlining the good and bad parts of your credit file.
  3. This summary will be sent to a qualified finance broker in order to obtain a professional opinion of whether you're eligible for finance.
  4. Credit File Experts will also gather professional opinions from other finance specialists about what you might be eligible for in your current credit position. Their opinions will also be sought as to what you might be eligible for if your credit file was improved.
  5. You'll be provided with concrete actions and tips to improve your credit file.
  6. You'll receive a follow-up call from one of the Credit File Experts team to ensure your questions have been answered and that you're in a position to get the finance you need.

How much does it cost?

Currently, the package is available for a discounted price of $150.

Ready to apply?

If you're interested in purchasing the package from Credit File Experts you can click "Go to Site" to complete the purchase. You'll need the following information to complete the purchase:

  • Full name and address
  • Contact information
  • Credit card (purchase) details

You'll receive delivery of your package within three business days.

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