Your requirement notwithstanding, Western City Credit Union might have just the credit card you’ve been looking for.
Credit Cards Discontinued
Western City Credit Union no longer offers credit cards. However, we have left this page up for those who may be interested in previous offerings.
Western City Credit Union’s history dates back to 1965 when it began operations as CMA Employees Credit Union. A merger between CMA Employees Credit Union and MM Employees Credit Union in 1989 gave birth to the name, C & M Credit Union. By 1995, this credit union started offering membership to include communities in Liverpool, Fairfield, Campbelltown, Camden, and Holroyd, and it changed its name to Western City Credit Union. Western City CU became a part of the Community Alliance Credit Union Limited in 2006, and this alliance boasts of around 42,000 members and in excess of $450 million in assets. While the Community Alliance Credit Union Limited has 11 branches in all, Western City CU has two - its head office in Wollongong and a branch in Campbelltown.
Types of credit cards offered by Western City CU
Given that not everyone wants the same type of credit card, Western City CU gives its members the ability to choose one in accordance to their needs.
Platinum credit cards
Platinum cards tend to charge higher interest rates when compared to their low rate counterparts, but they come with a number of extras. The Western City CU Platinum Mastercard enables you to earn and redeem reward points through the Card Services Rewards Program. It gives you access to a 24/7 platinum concierge service, and offers a number of complimentary insurance covers. This card also offers up to 55 interest-free days on purchases.
Benefits of getting a Western City Credit Union credit cards
When you deal with a credit union you can look forward to multiple benefits, and dealing with Western City CU is no different. As a Western City CU Mastercard cardholder, you can look forward to the following benefits.
Platinum concierge service
If you get the Platinum Mastercard you get access to a round-the-clock concierge service. You can turn to this service to reserve tables at restaurants, to book hotel rooms and flight tickets, to buy and deliver gifts, to buy tickets to different kinds of events, and for business-related assistance.
Free insurance covers
Purchase cover insurance and guaranteed pricing scheme offer protection to, both, platinum and low rate cardholders. With the platinum card, you also get complimentary interstate flight inconvenience insurance, international travel insurance and transit accident insurance.
Your new Mastercard comes with an embedded microchip, and this offers more protection when compared to magnetic strips. Fraudshield is in place to detect irregular transactions, and upon the detection of any such transaction you get a phone call immediately. With PayPass technology being a part of your card, you can make contactless payments for purchases under $100.
Frequently asked questions
You can find answers to most common questions about Western City CU credit cards here, and if you don’t find an answer to any particular question you can use the form at the end of this page to ask.