Woolworths Employees Credit Union (WECU) Credit Cards

wecu-logo

Choose a low rate Visa credit card that provides you with a convenient access to funds and control over your account with a detailed record of every transaction.

Woolworths Employees Credit Union (WECU) offers an alternative to banks and other financial institutions, providing products with competitive rates, minimal fees and prioritising customer service. The difference of being part of a credit union is you have equal part ownership with other members, with profits being channeled back into the credit union to improve its products and services. Membership is exclusive to all employees or retired employees of the Woolworths (Aust) limited group of companies and to family members. See below for a review and comparison on the credit card the Woolworths Employees Credit Union offers.

Comparison of Woolworths Employees Credit Union Credit Card

Rates last updated November 20th, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
Woolworths Employees Credit Union Visa Credit Card
13.45% p.a.
$25 p.a.
Receive up to 55 days interest-free on purchases, fee-free balance transfers and Visa payWave abilities.

Compare up to 4 providers

Comparing the types of WECU Credit Cards

WECU offers one Low rate Visa credit card, granting you easy access to cash at a low interest rate with up to 55 interest free days on purchases.

  • Low rate credit card

    Low interest rate credit cards typically provide a lower rate of interest allowing you to spend and make purchases at lower interest repayments.

Learn more about Low Rate Credit Cards

The benefits of banking with WECU

WECU Credit Cards come with the following benefits:

  • Credit union membership

    Being part of the Woolworths Employees Credit Union means you have equal part ownership in the company, giving you access to competitive products and personalised service.

  • Worldwide acceptance

    Visa provides access to ATM’s and cash providing you with worldwide recognition, from over 2.1 million ATM’s in more than 200 countries worldwide.

  • Competitive products

    WECU channels its profits back into its members to improve its products and services, providing competitive rates and features.

  • Account access

    Allows you to access and manage your account anytime, online and through the phone.

How to apply for Woolworths Employees CU credit cards

If you would like to apply for a Woolworths Employees CU credit card, the following application requirements need to be met.

Information needed for a WECU credit card application

  • Member number - Your member number with WECU
  • Personal information - WECU needs to know your name, residential address, license number, email and dependents
  • Employment details - Information about your employment status, current and previous employer will be required
  • Expenses and liabilities - Information about debt such as mortgage, rent, board and credit cards will be required from WECU
  • Personal references - Two personal references are required who are not living with you

What happens next when applying for a WECU card?

A reference number will be generated upon application completion, in case you need to make any enquiries. A staff member will contact you shortly after completing the application. Generally WECU will inform you whether you have been approved within 48 hours.

Back to top

Frequently asked questions

We have provided responses to the following popular inquiries that people have placed with the WECU. Please ‘Ask a Question’ in the box at the bottom if you still have any enquiries.

Yes, you can fill in the other joint account holders details in the application process.

Yes, balance transfers can be requested in the application form.

Additional cardholders can be requested in the application form or by contacting the WECU customer service line.

To report a lost, theft or unauthorised use of your card please phone 1800 648 027. If you are outside of Australia, notify a financial institution with the VISA logo displayed, then advise your Credit Union by phone or fax as soon as possible.

The telephone banking number is 1300 366 767.

The telephone banking number is 1300 366 767.

Back to top
Was this content helpful to you? No  Yes

Qantas Premier Platinum
Qantas Premier Platinum

Interest rate

19.99

Annual fee

299
St.George Vertigo Platinum - Online Offer
St.George Vertigo Platinum - Online Offer

Interest rate

12.74

Annual fee

99

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question