Woolworths Employees Credit Union (WECU) Credit Cards

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Choose a low rate Visa credit card that provides you with a convenient access to funds and control over your account with a detailed record of every transaction.

Woolworths Employees Credit Union (WECU) offers an alternative to banks and other financial institutions, providing products with competitive rates, minimal fees and prioritising customer service. The difference of being part of a credit union is you have equal part ownership with other members, with profits being channeled back into the credit union to improve its products and services. Membership is exclusive to all employees or retired employees of the Woolworths (Aust) limited group of companies and to family members. See below for a review and comparison on the credit card the Woolworths Employees Credit Union offers.

Comparison of Woolworths Employees Credit Union Credit Card

Rates last updated December 9th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee
Woolworths Employees Credit Union Visa Credit Card
A basic low interest and rate and no annual fees credit card with interest free period up to 55 days.
13.45% p.a. $25 p.a. More info

Comparing the types of WECU Credit Cards

WECU offers one Low rate Visa credit card, granting you easy access to cash at a low interest rate with up to 55 interest free days on purchases.

  • Low rate credit card

    Low interest rate credit cards typically provide a lower rate of interest allowing you to spend and make purchases at lower interest repayments.

Rates last updated December 9th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
Woolworths Employees Credit Union Visa Credit Card
A basic low interest and rate and no annual fees credit card with interest free period up to 55 days.
13.45% p.a. $25 p.a. Up to 55 days on purchases More info
Rates last updated December 9th, 2016
Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Interest Free Period
ANZ Low Rate Platinum Credit Card
$250 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $99 p.a. Up to 55 days on purchases Go to site More info
NAB Low Fee Card
Enjoy a low introductory rate of 0% p.a. on balance transfers and purchases for 15 months.
0% p.a. for 15 months (reverts to 19.74% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $30 p.a. Up to 44 days on purchases Go to site More info
ME Bank frank Credit Card
A low interest rate on purchases and cash advances with no annual fee charge.
11.99% p.a. $0 p.a. Up to 55 days on purchases Go to site More info
American Express Essential Credit Card
Receive a $50 credit on eligible spend and get Smartphone screen insurance combined with a no annual fee for life card. Also enjoy a 0% p.a. balance transfer rate for 12 months.
14.99% p.a. 0% p.a. for 12 months with 1% balance transfer fee $0 p.a. Up to 55 days on purchases Go to site More info
NAB Low Rate Credit Card
The NAB Low Rate Card offers 0% p.a. on purchases and balance transfers for 15 months. This card also comes with a low annual fee.
0% p.a. for 15 months (reverts to 13.99% p.a.) 0% p.a. for 15 months with a one off 3% balance transfer fee $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Visa
Introductory offer of 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months on purchases, plus a low annual fee.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Westpac Low Rate Card
A simple low interest rate card featuring a low ongoing rate on purchases, up to 55 days interest-free on purchases and a low annual fee.
1% p.a. for 12 months (reverts to 13.49% p.a.) 0% p.a. for 16 months $59 p.a. Up to 55 days on purchases Go to site More info
St.George Vertigo Platinum
A platinum card with a balance transfer offer of 0% p.a. for 18 months and an introductory purchase offer of 1% p.a. for 12 months with an annual fee waiver for the first year.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Coles Low Rate MasterCard
A low rate MasterCard with a competitive rate on purchases and a low annual fee.
12.99% p.a. 0% p.a. for 6 months $49 p.a. Up to 62 days on purchases Go to site More info
Bank of Melbourne Vertigo Visa Credit Card
Enjoy a low annual fee combined with 0% p.a. balance transfer offer for 18 months and 1% p.a. for up to 12 months on purchases.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Bank of Melbourne Vertigo Platinum
A platinum card with a low balance transfer offer of 0% p.a. interest for 18 months and 1% p.a. for 12 months on purchases combined with complimentary insurance covers.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Australian Military Bank Low Rate Visa Credit Card
Enjoy a low interest rate of 10.99% p.a. on purchases, combined with a balance transfer offer of 0% p.a. for 12 months and a low annual fee.
10.99% p.a. 0% p.a. for 12 months $49 p.a. Up to 55 days on purchases Go to site More info
ANZ Low Rate
$100 Back plus 0% p.a. for the first 6 months on purchases from approval.
0% p.a. for 6 months (reverts to 13.49% p.a.) $58 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Visa
Enjoy a low balance transfer offer of 0% p.a. for 18 months and a low ongoing purchase rate from BankSA.
1% p.a. for 12 months (reverts to 13.24% p.a.) 0% p.a. for 18 months $55 p.a. Up to 55 days on purchases Go to site More info
Citi Clear Platinum Card
Enjoy 0% p.a. for 9 months interest-free purchasing and 0% p.a. for 9 months on balance transfers.
0% p.a. for 9 months (reverts to 14.99% p.a.) 0% p.a. for 9 months $99 p.a. Up to 55 days on purchases Go to site More info
BankSA Vertigo Platinum
Experience Platinum card benefits with complimentary insurance policies and 24/7 Visa Platinum Concierge Service. Get 0% p.a. for 18 months on balance transfers and 1% p.a. for 12 months if you apply by 4 January 2017.
1% p.a. for 12 months (reverts to 12.74% p.a.) 0% p.a. for 18 months $99 p.a. Up to 55 days on purchases Go to site More info
Learn more about Low Rate Credit Cards

The benefits of banking with WECU

WECU Credit Cards come with the following benefits:

  • Credit union membership

    Being part of the Woolworths Employees Credit Union means you have equal part ownership in the company, giving you access to competitive products and personalised service.

  • Worldwide acceptance

    Visa provides access to ATM’s and cash providing you with worldwide recognition, from over 2.1 million ATM’s in more than 200 countries worldwide.

  • Competitive products

    WECU channels its profits back into its members to improve its products and services, providing competitive rates and features.

  • Account access

    Allows you to access and manage your account anytime, online and through the phone.

How to apply for Woolworths Employees CU credit cards

If you would like to apply for a Woolworths Employees CU credit card, the following application requirements need to be met.

Information needed for a Commonwealth Bank credit card application

  • Member number - Your member number with WECU
  • Personal information - WECU needs to know your name, residential address, license number, email and dependents
  • Employment details - Information about your employment status, current and previous employer will be required
  • Expenses and liabilities - Information about debt such as mortgage, rent, board and credit cards will be required from WECU
  • Personal references - Two personal references are required who are not living with you

What happens next when applying for a WECU card?

A reference number will be generated upon application completion, in case you need to make any enquiries. A staff member will contact you shortly after completing the application. Generally WECU will inform you whether you have been approved within 48 hours.

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Frequently asked questions

We have provided responses to the following popular inquiries that people have placed with the WECU. Please ‘Ask a Question’ in the box at the bottom if you still have any enquiries.

Are joint accounts supported?

Yes, you can fill in the other joint account holders details in the application process.

Does the WECU allow balance transfers?

Yes, balance transfers can be requested in the application form.

Can I request an additional cardholder?

Additional cardholders can be requested in the application form or by contacting the WECU customer service line.

How do I report a lost card?

To report a lost, theft or unauthorised use of your card please phone 1800 648 027. If you are outside of Australia, notify a financial institution with the VISA logo displayed, then advise your Credit Union by phone or fax as soon as possible.

What is the contact number for telephone banking?

The telephone banking number is 1300 366 767.

The telephone banking number is 1300 366 767.

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American Express Essential Credit Card
American Express Essential Credit Card

Interest rate

14.99

Annual fee

0
ME Bank frank Credit Card
ME Bank frank Credit Card

Interest rate

11.99

Annual fee

0
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

149

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