Singapore Airlines Credit Cards

Use KrisFlyer miles by Singapore Airlines for award flights to your favourite destination or flight upgrades to travel in style

KrisFlyer is the reward program of Singapore Airlines. Currently there are two options to earn KrisFlyer miles through credit cards in Australia. New applicants can go for American Express Platinum Edge credit card or American Express Platinum card, which earn reward points on day-to-day expenses. These points can then be transferred to KrisFlyer points (among other rewards) and redeemed for a variety of rewards! Discover how you can earn and redeem your miles here.

Singapore Airlines KrisFlyer Points Earning Credit Card Comparison

Rates last updated September 22nd, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
ANZ Rewards Platinum
18.79% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Receive 50,000 bonus Reward Points when you spend $2,500 within the first 3 months from card approval.
ANZ Frequent Flyer Black
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Receive 75,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases in the first 3 months.
ANZ Frequent Flyer Platinum
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
Get 50,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months.
ANZ Frequent Flyer
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months.
American Express Platinum Card
$1,200 p.a.
Receive an annual $300 Platinum Travel Credit, membership to an elite tier of partner programs and access to more than 1,000 VIP lounges.
American Express Platinum Edge Credit Card
20.74% p.a.
0% p.a. for 12 months with 1% balance transfer fee
$195 p.a.
Receive a $200 Travel Credit every year and complimentary domestic and international travel insurance.
Citi Prestige Card
20.99% p.a.
0% p.a. for 6 months
$700 p.a.
Earn from 1 Point per $1 spent on selected purchases and enjoy unlimited airport lounge access with a complimentary Priority Pass.
Citi Rewards Platinum Credit Card
20.99% p.a.
0% p.a. for 24 months with 1.5% balance transfer fee
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn Reward Points per $1 spent as part of the Citi Rewards Program, plus receive complimentary international travel insurance.

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How can I earn KrisFlyer miles?

If you join the KrisFlyer frequent flyer, there are many ways you can rack up points. The most obvious is by travelling with Singapore Airlines. At the time of writing, there is no Singapore Airlines co-branded credit cards in Australia that allow new applicants to earn KrisFlyer miles.

However, if you have the American Express Platinum Edge card or American Express Platinum card, you can earn Membership Rewards on everyday purchases that can then be transferred to KrisFlyer miles. Here’s how can rack up KrisFlyer points with your AMEX card:

  • American Express Platinum Edge: This card earns 3 points per dollar spent at major supermarkets, 2 points at major petrol stations, 1 point for all other purchases and 0.5 points on bill payments for utilities or insurance. These points are uncapped and never expire.
  • American Express Platinum: Cardholders can earn 3 points at restaurants in Australia, 2 points for expenses on Airlines, accommodation, major cruises and for overseas purchases. All other expenses earn 1 point other than bill payment for utilities, insurance, telecommunication, ATO, etc. which earn 0.5 points. These points are capped at after which cardholders earn at a rate of 1 point for every dollar spent, except the expenses which earn 0.5 points like bill payment. These points never expire.

Can I earn bonus points?

  • Signup bonus points. New applicants for American Express Platinum card receive 100,000 bonus points when they apply, are approved and spend $1,500 on the card within 3 months.
  • Supplementary cards. Additional cardholders can also earn points on everyday purchases that will accrue to your account, which can then be transferred to bonus KrisFlyer points for you and your family.

A conversion request needs to be given to convert the points to KrisFlyer Miles. It takes approximately six to eight weeks for these points to be credited to KrisFlyer account.

What can I redeem my points for?

Some of your rewards possibilities include:

  • Flight awards. You can use your miles for award flights to your favourite destinations covered by Singapore Airlines, SilkAir and 32 partner airlines worldwide.
  • Flight upgrades. Travel in luxury courtesy of flight upgrades paid with points. The miles can be used to upgrade the flights on Singapore Airlines, SilkAir and most airlines in the Star Alliance.
  • Mix miles and cash. Don’t let a lack of points or cash ruin your plans. KrisFlyer lets you use a combination of the two to pay for your next airfare with Singapore Airlines or SilkAir on the Singapore Airline website.
  • Online savings. When the points are redeemed online they offer greater savings. The miles can be used on the Singapore Air website to get award tickets on Singapore Airlines and SilkAir destinations. Online purchasing provides a saving of 15% when compared to offline options.
  • Redemption nominees. Up to five family or friends can be nominated for which KrisFlyer miles are redeemed.
  • Convert to velocity points. KrisFlyer miles can also be transferred to Velocity Points. For every 1.35 KrisFlyer miles, members will receive 1 Velocity Point which is credited directly into the Velocity Frequent Flyer Account. A minimum of 5,000 KrisFlyer miles is required for conversion.
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How can I become a KrisFlyer member?

You need to be a member of the KrisFlyer program to transfer your credit card points to the program. According to the terms and conditions of American Express cards, members have to opt into the program themselves. Cardholders can directly enrol in the membership of KrisFlyer Miles program.

Following points must be noted before applying:

  • No fees. Currently the membership enrolment fee is waived.
  • Eligibility. This programme is open for any person above the age of two except where it is prohibited by law.
  • Only individuals. Only individual persons are eligible for this programme. One person can have only one account. Corporations and other legal entities cannot enrol as members.
  • Expiry of account. The membership is valid for 36 months from the end of the month in which the last activity was registered. After this period the membership will expire. For newly opened accounts, if there is no activity in the first 18 months they will expire.
  • Cancellation of membership. Members can cancel this membership by contacting the KrisFlyer customer service team.
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What are the pros and cons of using a Singapore Airlines credit card?

Pros

  • Earn points as you spend. If you use an American Express card, you can earn Membership Rewards (which can then be transferred to KrisFlyer Miles) on everyday purchases. If you’re a regular spender, this can be a good way receive rewards for your spending.
  • Flexibility. Singapore Airlines is one of the top three airlines occupying 8.7% of the Australian market, after Qantas (15.9%) and Emirates (9.7%). This means greater flexibility when it comes to choosing your flights. As Singapore Airlines is a member of the Star Alliance, you also have the benefit of earning and redeeming points with their many partners.
  • Flight upgrades. These miles can be used for flight upgrades which allow the users to travel in greater comfort.
  • Silver and Gold membership. If you build up your points, you could move up the tiers to Silver and Gold membership. These elite tiers offer exclusive perks including higher earn rates, priority boarding and reservations and more.

Cons

  • Limited availability to Australian cardholders. Currently there are no Singapore Airlines co-branded credit cards available to new Australian applicants. As the Westpac Platinum card partnership with Singapore Airlines is no longer available, cardholder’s only option is using the AMEX Membership Rewards program to convert your points to KrisFlyer Miles.
  • Conversion rate. Usually the conversion rate that you’d earn with a direct-earn rewards credit card offers better value for your money than when converting your card rewards points to frequent flyer points.

Using a frequent flyer credit card can be a valuable way to rack up rewards points for everyday expenses. However, considering the limited availability of KrisFlyer direct-earn credit cards, you may need to compare your options before making a decision.

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Frequently Asked Questions

The miles are available till the account is active. The account is active for 36 months after the last transaction on the account. If you’re regularly accumulating miles there is no need to worry about expiry of the account. However if the account is dormant for a longer period, you can make minimum transactions on the card to ensure there is no expiry of the account.

Currently there are no Singapore Airlines co-branded cards in Australia, hence cardholders will need to earn the points on the cards and then convert them to KrisFlyer miles to use them.

They can use KrisFlyer account to directly purchase tickets on Singapore Airlines and its partners. This will add miles according to the flight taken directly to the account. The additional advantage of this approach is a higher earn rate if the customer has an upgraded silver or gold status.

KrisFlyer miles can also be accumulated by using “Singapore Airlines KrisFlyer Spree” which is their online portal where goods can be purchased. Purchases made through this portal will earn additional KrisFlyer miles.

The conversion rate for different cards would vary. For AMEX it is 1:1. It is 1 KrisFlyer mile for every $2 spent (Visa) on older Westpac cards. Similarly, there are different rates for Citibank rewards, etc.

You should look at the conversion rate for the card as well as the card type as there might be differences between Mastercard, AMEX and Visa types.

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6 Responses

  1. Default Gravatar
    hakanJune 26, 2015

    Hi, are there any Visa or MasterCards which I can use for daily spendings and accumulate KrisFlyer points?

    • Staff
      SallyJune 26, 2015Staff

      Hi Hakan,

      Unfortunately, no there’s not. The Singapore Airlines Westpac Platinum Card is no longer available.

      You can view the other Singapore Airlines credit cards available here.

      I hope this has helped.

      Thanks,

      Sally

  2. Default Gravatar
    faroukMay 3, 2015

    Hi. My wife and I are Westpac Platinum cc holders. How do we tie up these cards with Singapore airline Visa card? What are the pluses & minuses?
    Can we still get free travel insurance & earn F/ Flyer points?

    Please advise,

    Thanks

    Farouk

    • Staff
      JonathanMay 6, 2015Staff

      Hi Farouk, thanks for your inquiry!

      Unfortunately the Singapore Westpac credit cards are no longer an active offer, unless you currently hold an active Singapore Airlines Westpac credit card. Altitude Rewards points transfer over to Singapore’s KrisFlyer program at the rate of 2 for 1, and have a minimum transaction amount of 3,000 points to get the conversion started.

      Cheers,

      Jonathan

  3. Default Gravatar
    JonathanMay 5, 2013

    Can you make tax payments to the ATO?

    • Staff
      JacobMay 6, 2013Staff

      Hi Johnathan. Thanks for your question. If you make the transaction as a BPAY payment, you will not earn rewards points as BPAY payments do not earn points. If you can get the ATO to direct debit from the account, you can earn points on this transaction. Hope this helps. Jacob.

Credit Cards Comparison

Rates last updated September 22nd, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Premium Card - Exclusive Offer
19.74% p.a.
0% p.a. for 24 months
$90 p.a.
Until 1 October 2017, exclusive to finder.com.au, enjoy a no BT fee, balance transfer offer with platinum privileges, including travel insurance.
St.George Vertigo Visa
13.24% p.a.
0% p.a. for 18 months with 2% balance transfer fee
$55 p.a.
Receive up to 55 days interest-free on purchases and the ability to make contactless payments with Visa payWave technology.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
20.74% p.a.
0% p.a. for 18 months
$129 p.a.
Earn 3 bonus Velocity Points per $1 for the first 3 months, a first year annual fee refund and a yearly $129 Virgin Australia Gift Voucher.
St.George Vertigo Platinum
12.74% p.a.
0% p.a. for 24 months with 2% balance transfer fee
$99 p.a.
Offers complimentary travel insurance, complimentary purchase insurance and access to a 24/7 personal concierge service.

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