Get the Finder app 🥳

Connect your accounts & save

Queenslanders Credit Union Credit Cards

Queenslanders Credit Union offers low rate Visa credit cards to suit business and personal needs.

Updated

Queenslanders CU

Queenslanders Credit Union is the state's second largest credit union, offering savings accounts, insurance, foreign exchange services and credit cards. It currently has two credit cards: the Queenslanders Credit Union Visa Credit Card and the Business Visa Credit Card. They both offer low interest rates, a competitive annual fee and can be linked to the Rewarder program.

Queenslanders Credit Union prides itself on being 100% Australian and owned by its customers. You can use this guide to learn more and compare the credit card options offered by Queenslanders Credit Union.

Compare Queenslanders Credit Union credit cards

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
No items match the given criteria.
loading

Compare up to 4 providers

What are the types of Queenslanders Credit Union credit cards?

  • Personal credit card

The Queenslanders Credit Union Visa credit card partners a low 13.2% p.a. purchase interest rate with a $39 annual fee. If you want to reward your spending, you can opt into the Rewarder program for a $58 fee and earn points.

Take advantage of up to 55 interest-free days on purchases plus exclusive offers through Visa Entertainment. This card also offers peace of mind and protection from fraudulent transactions thanks to Visa Zero Liability protection.

  • Business credit card

The Queenslanders Credit Union Business Visa Credit Card is designed to suit businesses that want to take care of cashflow without forking out for expensive card fees. It has a competitive 13.2% p.a. interest rate on purchases and cash advances. This card also charges a $90 annual fee.

You can link multiple additional cardholders to the account for free, making it easier to manage employee spending. You can set up individual credit limits for each card and monitor transactions through unique statements. The card is also linked to the Rewarder Business program, which you can use to earn points as you spend.

How to apply for a Queenslanders Credit Union credit card

You can apply for a Queenslanders Credit Union credit card online or in person when you visit a branch. The application should only take around 20-30 minutes to complete but you'll need to make sure you meet the eligibility criteria and have the necessary information before you apply.

Eligibility requirements

The criteria will vary between cards, but you'll likely have to meet the following requirements:

  • Employment. You must currently be in paid employment.
  • Residency. You are an Australian citizen or permanent Australian resident.
  • Credit history. You'll need to have a good credit history with no evidence of bankruptcy.
  • Age. Credit cards are only available to applicants who are at least 18 years of age.
  • ABN. If you're applying for the business card, you'll need to provide a valid ABN.

Documents and information to provide

You'll need to provide the following details and documents:

  • Personal information. Including your full name, date of birth, residential status, marital status, number of dependents and contact details.
  • Proof of identification. Such as your Australian drivers licence, Medicare card or passport.
  • Finances. You'll need to include your after tax income, the frequency of your income as well as details regarding any assets or liabilities.

Queenslander Credit Union offers credit cards to suit both personal and business goals. Both cards boast competitive interest rates and extra features to add value to your spending. As there are other credit union and low rate cards on the market, make sure to compare your options before you apply.

Back to top

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
ANZ Low Rate - Exclusive Offer
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Finder Exclusive
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee.
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
Bankwest Breeze Classic Mastercard
0% for 15 months, reverts to 12.99% p.a.
2.99% p.a. for 9 months
$79 p.a.
Save with an introductory rate of 0% p.a on purchases for 15 months and 2.99% p.a. on balance transfers for 9 months.
NAB Qantas Rewards Signature Card
19.99% p.a.
0% p.a. for 6 months with 2% balance transfer fee
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect up to 130,000 bonus Qantas Points. Get 100k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.
loading

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site