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QTMB Credit Cards

Compare low rate and platinum credit cards from QTMB: a customer-focused mutual banking institution

Compare Low Rate Credit Cards

Updated February 19th, 2020
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate Balance transfer rate
St.George Vertigo Card - Exclusive Offer
0% for 14 months, reverts to 13.99% p.a.
Up to 55 days on purchases
$0 p.a. annual fee for the first year ($55 p.a. thereafter)
0% p.a. for 6 months
0% p.a. for 6 months
Finder Exclusive
Low rate card offering 0% p.a. interest on purchases for the first 14 months and on balance transfers for 6 months. Plus, a $0 first year annual fee.
Bankwest Breeze Classic Mastercard
12.99% p.a.
Up to 55 days on purchases
$39 p.a. annual fee for the first year ($79 p.a. thereafter)
0% p.a. for 26 months with 2% balance transfer fee
0% p.a. for 26 months with 2% balance transfer fee
0% interest on balance transfers for the first 26 months, with a 2% balance transfer fee. Plus, a discounted first year annual fee.
St.George Vertigo Classic
13.99% p.a.
Up to 55 days on purchases
$55 p.a.
0% p.a. for 18 months
0% p.a. for 18 months
Get 0% interest for up to 18 months on balance transfers with no balance transfer fee. Plus, a low annual fee and purchase rate.
St.George Vertigo Platinum
0% for 15 months, reverts to 12.99% p.a.
Up to 55 days on purchases
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
6.99% p.a. for 12 months
6.99% p.a. for 12 months
Features an introductory 0% p.a. purchase rate, $49 first year annual fee and complimentary travel insurance covers.
Bendigo Bank Low Rate Mastercard
11.99% p.a.
Up to 55 days on purchases
$45 p.a.
0% p.a. for 18 months with 2% balance transfer fee
0% p.a. for 18 months with 2% balance transfer fee
A no-frills credit card with a competitive annual fee and 0% p.a. interest rate on balance transfers for the first 18 months.

Compare up to 4 providers

Compare Rewards Credit Cards

Updated February 19th, 2020
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
St.George Amplify Platinum - Qantas - Online Offer
60,000 bonus points
Qantas Frequent Flyer
Visa/MC
0.5
19.74% p.a.
$99 p.a.
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and a 0% balance transfer for 22 months.
NAB Qantas Rewards Signature Card
120,000 bonus points
Qantas Frequent Flyer
Visa/MC
1
19.99% p.a.
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect up to 120,000 bonus Qantas Points. Get 90k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.
Qantas American Express Ultimate Card
100,000 bonus points
Qantas Frequent Flyer
Amex
1.25
20.74% p.a.
$450 p.a.
Get 100,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations.
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer
Visa/MC
1
19.99% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
Amex
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.

Compare up to 4 providers

QTMB is short for Queensland Teachers Mutual Bank. Originally a credit union, the history of the organisation dates back to 1965 when a group of teachers pooled their money together so they could lend money to other Queensland teachers. But QT Mutual Bank wasn't just a bank for teachers — QTMB was a full-service financial institution for all Queenslanders, no matter their occupation. Until the merger with RACQ, QTMB offered credit cards, bank and savings accounts, personal loans, mortgages and insurance.

What are the types of credit cards from QTMB?

QTMB offer the choice of two types of credit card: a low rate and platinum Mastercard. Both cards give you insurance as well as the suite of basic credit card features, like interest-free days. The low rate credit card may be suited to you if you can’t repay your balance in full some months. The platinum card could be an option if you’re prepared to pay a little more for the ‘bells and whistles’ and you’re a little more disciplined about how you use your credit card.

  • Low rate credit cards

    More than just a low rate of interest, the QTMB Low Rate Mastercard goes a step further than most other low rate products by offering purchase cover insurance. QTMB will even replace lost or stolen credit cards in Australia or overseas for no extra charge. Like most other low rate cards, standard credit card features are included: interest-free days, contactless payments and free additional cards are all part of the deal.

Learn more about Low Rate Credit Cards

  • Platinum credit cards

    The QTMB Platinum Mastercard rewards you with points when you spend, it has a comprehensive suite of insurances and you can make interest-free purchases if you pay back what you spend. As far as platinum cards go, QTMB ticks all the boxes. Compare these credit cards by their fees. Platinum credit cards offer more than a low rate or no annual fee in terms of features, and they charge more for it. Also, keep an eye on balance transfer and purchase rate promotions, as these special deals can save you money.

Learn more about Platinum Credit Cards

The benefits of banking with QTMB

Find out about some of the benefits that come with choosing a product from QTMB:

  • NAB ATM access

    If you have a QTMB credit card, you can make free ATM withdrawals at any NAB ATM in Australia. NAB are one of Australia’s Big Four Banks, and have an extensive ATM network throughout Australia.

  • QTMB Internet and mobile banking

    Do your banking when you want to. QT Mutual Bank makes it easy to view and review your credit card information, as well as make and arrange payments to other accounts in Australia. You can also access some great Internet banking features from your smartphone with QTMB mobile banking.

  • QT Mutual Bank — customer-owned banking

    When you apply and are approved for a QTMB credit card, you’re not just a customer, you’re a member with a share in the financial institution. As a member of a mutual, you have a stake in your bank and benefit from improving deals and rates. When the mutual makes a profit, you stand to benefit.

Frequently asked questions

Have a look at the FAQs below if you have a question about QTMB credit cards. You can also ask us a question directly by using the form at the end of this page.

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