Once was part of FlexiGroup Limited Group and offered Visa credit cards geared towards regular shoppers who wanted more flexibility for purchases and repayments. Once boasted a broad range of retail partners in Australia, covering categories including furniture, computers, electrical appliances, solar appliances, home improvements and travel.
Credit cards discontinued
As of 21 June 2019, the Once brand has been discontinued. Any cards that were issued prior have been cancelled and the limits reduced to zero. However, we have left this page up for anyone who may be interested in previous offerings. If you are interested in interest-free payment plans with similar features to Once cards, check out the range of HSBC and Latitude Financial credit cards.
Please note that if you have an outstanding balance on an exiting Once credit card that you are still requirement to make payments.
Compare credit cards with instalment plans
Rates last updated October 18th, 2019
Types of Once credit cards
Once Agile card
Make a purchase of $250 or more and you can save with a 6 month interest-free period. Shop with partner retailers and make further savings with up to 48 interest-free months and up to 55 interest-free days on all other purchases. The card also offers a promotional balance transfer offer of 0% for 6 months.
The 55 Day and Agile credit cards both offer cardholders up to 48 months interest-free when shopping with participating retailers. Plus, cardholders can take advantage of up to 55 interest-free days on all other purchases. Cardholders can also consolidate their debts with a balance transfer of 0% for 6 months.
Once credit card customers can look forward to the following benefits:
Once boasts an extensive list of retail partners from across Australia that offer up to 48 months interest-free, special promotional rates, and a range of other offers exclusive to Once credit card holders. Some of the partner retailers include:
Australian Outdoor Living
Beds R Us
The range of retailers – and the offers available – vary based on the state or territory you're in. The Once website allows you to search for retailers by category, state and postcode so you can find relevant options and offers.
You can use Once Visa co-branded credit cards at ATM or EFTPOS terminals in more than 200 countries and territories across the world. Plus, you can use your credit card online, anywhere that Visa is accepted.
Once cardholders can also access the entire rediATM network, including NAB and BOQ ATMs, across Australia without paying any direct ATM charges. Note that you will still be charged a cash advance fee and the cash advance interest rate if you use a Once credit card to get cash out of an ATM.
In addition to these features, you can monitor your account on-the-go by logging into the Once online banking platform. Here you can transfer funds, pay bills via BPAY and set up direct debits.
Once credit cards are part of the Visa network and come with a range of benefits you can take advantage of when using your card. These include
Contactless payments. If you see the Visa payWave logo, you can use these cards to make contactless payments of less than $100 without entering your PIN.
Verified by Visa. Enjoy an extra layer of security for your online purchases by registering for Verified by Visa. This security service requests an additional password for each transaction with a participating online retailer, helping to ensure that your online transactions are authorised.
Visa Entertainment. Enjoy exclusive offers such as pre-sale tickets, movie passes, competitions and discounts on adventure experiences this complimentary program for Visa cardholders.
How to apply for a Once credit card
You can apply for the Once credit card online by submitting a secure online application. Before you apply, make sure you meet the following:
You are over 18 years of age.
You are a permanent resident of Australia.
Personal details like your complete name, date of birth, marital status and number of dependents
Your residential address, phone number and email address
Your employer’s name, address and phone number
Details about your finances
If you're seeking a low-interest credit card, the range of Once Visa options are worth considering. But make sure you also compare a variety of cards so that you can find the right one for your needs.
Frequently asked questions
If you have all the required information handy, the process should take no more than 10 to 15 minutes.
The maximum credit limit you can get through your Once credit card is $30,000. The limit you're assigned depends on factors including your existing financial status and your ability to repay.
Yes, you can, but cash advances don’t get any interest-free days.
You can make repayments via direct debits, BPAY, and Post Billpay.
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