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MyState Credit Cards

MyState offers two types of credit cards – do you want one linked to a rewards program or one that attracts a low interest rate?

Important Information

The MyState credit cards are no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested. You can compare other current range of credit cards here.

MyState has offered the Tasmanian community diversified financial services for over five decades, and boasts more than 120,000 customers and over $1.7 billion in assets. MyState functions as a completely owned subsidiary of MyState Limited, with the latter came into being in 2009 owing to the merger of MyState and Tasmanian Perpetual Trustees Limited. This institution is the largest Tasmanian-owned financial institution, with branches spread across the north, northwest, and south. You can turn to this financial institution if you want to apply for a credit card, and you get different options from which to choose

Types of credit cards that MyState offers

MyState offers two credit cards and they differ in terms of interest, fees, and features, so choose one in accordance to your needs.

  • Low rate credit cards

While a typical low rate credit card does not offer too much in the form of features, its low interest rate is what works in your favour. You can apply for a low rate Mastercard through MyState, and in addition to its low interest rate you can get up to 55 interest-free days on purchases. You can use this card for balance transfers and take advantage of an introductory rate. In addition, cardholders receive peace of mind through the card's guaranteed pricing scheme and purchase cover insurance.

Learn more about low rate credit cards

  • Platinum credit cards

A platinum card is ideal for individuals who wish to complement their lifestyles with premium rewards. The Platinum Mastercard that MyState offers rewards you in accordance to your spending, and it also offers a number of complimentary insurance covers. Cardholders get access to a free platinum concierge service as well. This card comes with a special introductory rate for balance transfers and purchases, and you can get up to 55 interest-free days on purchases.Learn more about platinum credit cards

Benefits of banking with MyState

Both credit cards that MyState offers come with their share of advantages, and here’s what you can look forward to as a cardholder:

  • Complimentary insurance covers

The Low Rate Mastercard offers cardholders protection through the guaranteed pricing scheme and purchase cover insurance. While these are standard with the Platinum Mastercard, this card also offers additional cover through complimentary international travel insurance, interstate flight inconvenience insurance and transit accident insurance.

  • Platinum concierge service

If you have the Platinum Mastercard you can access round-the-clock platinum concierge service that can assist you in various ways. For example, it can help you with pre-trip information regarding flight and hotel availability as well as help you make bookings. Some of the other services you can expect include pet services, conference services, interpretation services and even assistance with restaurant reservations.

  • Promotional rates

The low rate credit card comes with a discounted interest rate for balance transfers, which stays in place for nine months. The platinum card, on the other hand, offers a 0% p.a. promotional interest rate for six months, and this applies to balance transfers and purchases.

  • Mastercard benefits

Given the Mastercard connection, you can use both these cards globally. Both these cards make use of PayPass technology, enabling you to make contactless payments for purchases less than $100. Fraudshield is also in place to monitor and detect irregular transactions.

Frequently asked questions

Here are answers to frequently asked questions about MyState credit cards, and if you have a question of your own you can use the form at the end of the page to ask.

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Credit Card Offers

Important Information*
Citi Clear Platinum Credit Card

Interest rate

12.99

Annual fee

0*

*$99 p.a. after first year

ANZ Low Rate

Interest rate

12.49

Annual fee

58
Suncorp Clear Options Platinum Credit...

Interest rate

20.74

Annual fee

49*

*$129 p.a. after first year

NAB Low Fee Platinum Card

Interest rate

19.74

Annual fee

90

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2 Responses

  1. Default Gravatar
    VenieMarch 27, 2015

    I have a MyState platinum MasterCard. How do I go about accessing the free international travel insurance? I have mislaid the original documentation that I assume I was given several years ago when I first received the card.

    • finder Customer Care
      JonathanMarch 27, 2015Staff

      Hi Venie, thanks for your inquiry!

      Please refer to the terms and conditions PDF I have sent to your email.

      Cheers,

      Jonathan

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