MacArthur Credit Union Credit Cards

Consider credit card solutions from The Mac, Macarthur district’s community-based credit union.

Important Information

The MacArthur Credit Union credit cards are no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. You can compare other current range of credit cards here.

This financial institution began operations in 1971 in the form of Clutha Employees Credit Union, in order to service around 2,000 employees of Clutha Mines. The credit union grew quickly, and by 1978 it started offering membership to everyone in Macarthur district.

They also changed their name to Macarthur Credit Union. They rebranded themselves as The Mac in 2013, and it remains the only community-based credit union in the Macarthur district. Today, it has more than $200 million in assets and serves its members through branches in Camden, Picton, Tahmoor, and Narellan. The Mac provides a range of financial services and products to its members, including credit cards. Learn more about their credit card offerings on the page below and see if their cards will be right for you.

Types of credit cards that The MacArthur Credit offers

The Mac gives you two credit cards options from which to choose, letting you take up a product that suits your credit card spending.

  • Low rate credit cards

    People who don’t pay entire outstanding balances each month can benefit by getting credit cards that charge low ongoing rates, and the MyCard Low Rate Mastercard that The Mac provides fits this category. These cards don't usually offer too much in terms of extras, but can help support your ongoing spending needs. The MyCard Low Rate Mastercard also offers protection for purchases you make using the card.

  • Platinum credit cards

    If you're looking to get a bit more out of your credit card, a platinum card might be one to consider. Compare these cards by the access they give you to the premium features you want, but make sure you don't get charged too much in terms of fees and higher rates. MacArthur CU offers you a platinum card with standard access to lucrative extras you'd expect with a platinum card.

Benefits of banking with The Mac

The Mac is a credit union, and as such develops their products and services with their members in mind. Look forward to highly competitive products, including their credit cards, that offer a number of distinct benefits.

  • Easy access to funds

Mastercard is not only a globally recognised credit card issuer, but they're also globally accepted. Look forward to using your card at millions of locations worldwide. You can make contactless purchases for transactions under $100, use your card to withdraw funds at ATMs (just be aware of the cash advance fees) and use it online and over the phone.

  • Secure spending

If you're looking to be protected when you spend with your card, The Mac has you covered. Purchase cover insurance and a guaranteed pricing scheme offer protection to both Low Rate and Platinum cardholders. Your card comes with an embedded microchip and as a Mastercard, your transactions will be monitored for unusual activity. When you use your card to spend online, SecureCode will provide that extra layer of security you need.

  • Premium services

All platinum cardholders get 24/7 access to a platinum concierge service that can assist you in areas such as travel, entertainment, shopping, and executive services. You can turn to this service to get information about different modes of travel and also make reservations. You can use it for hotel reservations and restaurant reservations, for information and logistical arrangements on gifts, and for interpretation and translation services.

Applying for a credit card through The Mac

You can apply for a MyCard Mastercard by visiting any Mac branch, you can initiate the process over the phone, or you can download an application from the Mac website and post, email, or fax the completed application. Before you begin, make sure you meet the following application criteria.

Eligibility criteria

  • You are at least 18 years old.
  • You are a permanent resident of Australia.
  • You don’t have bad credit history.
  • Income $25,000 p.a. or over required for the low rate card, and $35,000 p.a. or over required for the platinum card.

Required documents

While the application does not take long to complete, it requires that you have access to different types of information. Prepare to part with the following.

  • Personal details. The first section requires information such as your name, address and contact information.
  • Financial details. Provide information detailing your income, assets, debts and liabilities.
  • Professional details. Select your employment status and provide your employer’s name and contact details. If self-employed or retired, provide the name and contact details of your accountant.

After submitting the application

Once you submit your application a Card Services rep might get in touch with you for additional information. If you’re not an existing Mac member you’ll have to become one to get your card. New members have to go through an identity verification process, which is a legal requirement.

Frequently asked questions

If you have a question about Mac credit cards you might find the answer below. If not, feel free to ask us using the form at the end of the page.

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