MacArthur Credit Union Credit Cards

MacArthur Credit Union

Consider credit card solutions from The Mac, Macarthur district’s community-based credit union.

This financial institution began operations in 1971 in the form of Clutha Employees Credit Union, in order to service around 2,000 employees of Clutha Mines. The credit union grew quickly, and by 1978 it started offering membership to everyone in Macarthur district.

They also changed their name to Macarthur Credit Union. They rebranded themselves as The Mac in 2013, and it remains the only community-based credit union in the Macarthur district. Today, it has more than $200 million in assets and serves its members through branches in Camden, Picton, Tahmoor, and Narellan. The Mac provides a range of financial services and products to its members, including credit cards. Learn more about their credit card offerings on the page below and see if their cards will be right for you.

Compare credit cards from The Mac

Rates last updated January 23rd, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
The Mac MyCard Low Rate Mastercard
12.99% p.a.
0% p.a. for 12 months
$49 p.a.
Receive up to 55 interest-free days on purchases and complimentary purchase protection insurance.
The Mac MyCard Platinum Rewards MasterCard
20.24% p.a.
0% p.a. for 14 months
$99 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn 1 reward point for every $1 spent on your card, plus receive 20,000 bonus points when you meet the spend requirement.

Compare up to 4 providers

Types of credit cards that The MacArthur Credit offers

The Mac gives you two credit cards options from which to choose, letting you take up a product that suits your credit card spending.

  • Low rate credit cards

    People who don’t pay entire outstanding balances each month can benefit by getting credit cards that charge low ongoing rates, and the MyCard Low Rate Mastercard that The Mac provides fits this category. These cards don't usually offer too much in terms of extras, but can help support your ongoing spending needs. The MyCard Low Rate Mastercard also offers protection for purchases you make using the card.

Learn more about low rate credit cards

  • Platinum credit cards

    If you're looking to get a bit more out of your credit card, a platinum card might be one to consider. Compare these cards by the access they give you to the premium features you want, but make sure you don't get charged too much in terms of fees and higher rates. MacArthur CU offers you a platinum card with standard access to lucrative extras you'd expect with a platinum card.

Learn more about Platinum Credit Cards

Benefits of banking with The Mac

The Mac is a credit union, and as such develops their products and services with their members in mind. Look forward to highly competitive products, including their credit cards, that offer a number of distinct benefits.

  • Easy access to funds

Mastercard is not only a globally recognised credit card issuer, but they're also globally accepted. Look forward to using your card at millions of locations worldwide. You can make contactless purchases for transactions under $100, use your card to withdraw funds at ATMs (just be aware of the cash advance fees) and use it online and over the phone.

  • Secure spending

If you're looking to be protected when you spend with your card, The Mac has you covered. Purchase cover insurance and a guaranteed pricing scheme offer protection to both Low Rate and Platinum cardholders. Your card comes with an embedded microchip and as a Mastercard, your transactions will be monitored for unusual activity. When you use your card to spend online, SecureCode will provide that extra layer of security you need.

  • Premium services

All platinum cardholders get 24/7 access to a platinum concierge service that can assist you in areas such as travel, entertainment, shopping, and executive services. You can turn to this service to get information about different modes of travel and also make reservations. You can use it for hotel reservations and restaurant reservations, for information and logistical arrangements on gifts, and for interpretation and translation services.

Applying for a credit card through The Mac

You can apply for a MyCard Mastercard by visiting any Mac branch, you can initiate the process over the phone, or you can download an application from the Mac website and post, email, or fax the completed application. Before you begin, make sure you meet the following application criteria.

Eligibility criteria

  • You are at least 18 years old.
  • You are a permanent resident of Australia.
  • You don’t have bad credit history.
  • Income $25,000 p.a. or over required for the low rate card, and $35,000 p.a. or over required for the platinum card.

Required documents

While the application does not take long to complete, it requires that you have access to different types of information. Prepare to part with the following.

  • Personal details. The first section requires information such as your name, address and contact information.
  • Financial details. Provide information detailing your income, assets, debts and liabilities.
  • Professional details. Select your employment status and provide your employer’s name and contact details. If self-employed or retired, provide the name and contact details of your accountant.

After submitting the application

Once you submit your application a Card Services rep might get in touch with you for additional information. If you’re not an existing Mac member you’ll have to become one to get your card. New members have to go through an identity verification process, which is a legal requirement.

Frequently asked questions

If you have a question about Mac credit cards you might find the answer below. If not, feel free to ask us using the form at the end of the page.

Back to top
Was this content helpful to you? No  Yes

Credit Card Offers

Important Information*
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer

Interest rate


Annual fee

St.George Vertigo Platinum - Online Offer
St.George Vertigo Platinum - Online Offer

Interest rate


Annual fee

Woolworths Everyday Platinum Credit Card
Woolworths Everyday Platinum Credit Card

Interest rate


Annual fee

Virgin Money Low Rate Credit Card
Virgin Money Low Rate Credit Card

Interest rate


Annual fee


Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question