Goldfields Money Credit Cards


Discover the benefits of a Goldfields Money credit card

Goldfields Money Limited began operations in the form of Goldfields Credit Union, and over the course of its three-decade history transformed from a credit union to a financial institution listed on the Australian Securities Exchange. What this essentially means is that Goldfields Money now offers all the services a bank does, as well as the associated security.

Goldfields Money has branches in Kalgoorlie and Esperance, with their expansion into Perth beginning with the opening of a branch in the suburb of Claremont. This financial institution offers everyday and savings accounts, term deposits, business accounts, home loans, personal loans, car loans, business loans, credit cards, and more.

Important Information

The Goldfields Money credit cards are no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of Credit Union credit cards here.

Types of credit cards offered by Goldfields Money

Goldfields Money Limited provides two MyCard Mastercard options, with both these cards offering the flexibility and convenience linked with Mastercard credit cards.

  • Low rate credit cards

The biggest draw of a typical low rate card is its low ongoing interest rate, which can be particularly useful when you carry over balances from one billing cycle to the next. Compare these cards by their low cost features. The Low Rate MyCard Mastercard that you can apply for through Goldfields Money comes with many money-saving features, such as an introductory rate on balance transfers and up to 55 interest-free days on purchases.
Learn more about low rate credit cards

  • Platinum credit cards

A platinum card allows you to earn and redeem rewards points in accordance to your spending, and such a card tends to offer other extras as well. With the premium features you get with these cards, you should keep in mind the card's value for money with regards to its features. With the Platinum MyCard Mastercard, you get free enrolment to the Card Services Rewards Program and 24/7 access to a platinum concierge service. A special introductory interest rate offer is also in place for purchases and balance transfers.

Learn more about platinum credit cards

Benefits of getting a Goldfields Money credit card

When you deal with this financial institution you can look forward to a high level of customer service coupled with flexibility in decision-making. Getting a credit card through Goldfields Money comes with numerous advantages.

  • Save on rates and fees

Both the low rate and platinum cards charge annual fees, but if you apply before a certain date a discounted fee will apply. The low rate card also offers an introductory balance transfer rate for the first nine months, while the platinum card comes with a 0% p.a. interest rate on balance transfers and purchases. This promotional rate also applies for the first nine months.

  • Protection with complimentary insurance

With the low rate card, you receive protection through a guaranteed pricing scheme and purchase cover insurance. These come with the platinum card too, and this card also includes complimentary extended warranty insurance, transit accident insurance, interstate flight insurance, and international travel insurance.

  • Platinum benefits

As a platinum cardholder you'll have access to premium services, like your own personal concierge. Through this service you can make your life a little easier by having assistance with hotel reservations, booking flights, and booking tickets to different events.

How to apply for a Goldfields credit card

You can apply for a Goldfields credit card by pressing the 'Go to Site' button which will redirect you to a secure web form. Please see the following application criteria for eligibility.

Eligibility criteria

  • You’re over 18 years of age.
  • You’re an Australian citizen or a permanent Australian resident.
  • You don’t have a bad credit history.
  • You earn at least $25,000 p.a. if you want to apply for the low rate card, and at least $35,000 to apply for the platinum card.

Required documents

  • Personal details. Start by providing personal information such as your name, driver’s license number, marital status, and the like.
  • Contact details. This section requires your address and contact information, such as phone numbers.
  • Job details. Select your occupation and industry and provide your employer’s name and contact details. You'll also need to mention how long you’ve been with your current employer.
  • Income and expenses. Income refers to income you earn from all sources, and expenses include your regular living expenses as well as any other recurring expenses. This section also requires details about all your existing debts and liabilities.

After applying

Once you submit your application, Card Services reviews it, and a Card Services rep might contact you for further information. An income verification call may go to your employer, and if the payroll department knows of this call in advance it can help move the process a little quicker. If you’re new with Goldfields Money you’ll have to complete a legally required identity verification process, which might entail a trip to a Goldfields Money branch.

Frequently asked questions

Some questions about Goldfields Money credit cards appear more frequently than others, and the answers to these are listed below. To leave behind a question, use the form at the end of this page.

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2 Responses

  1. Default Gravatar
    JacquiJuly 4, 2018

    I have found a credit card and would like to let you know or the cardholder.

    • finder Customer Care
      JhezJuly 5, 2018Staff

      Hello Jacqui,

      Thank you for your comment.

      If you found a credit card, you must call the toll-free number on the back of the card and report it as lost. The issuer will immediately lock down the account so it can’t be used, they’ll notify the owner, and take care of issuing a replacement card. I hope this helps.


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