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Citi Credit Cards

Enjoy bonus points and balance transfer offers, competitive interest rates and a range of premium features with a Citi credit card.

Citi has a variety of cards to suit different needs, including balance transfer credit cards, rewards and frequent flyer cards, platinum options and no annual fee and low purchase rate cards. Depending on the Citi card you choose, you can also enjoy extras such as complimentary travel insurance, purchase cover, a concierge service, exclusive offers through Visa Premium and airport lounge access. You can even get a complimentary bottle of wine when you dine and pay with your Citi credit card thanks to the Citibank Dining Program.

Use this guide to compare Citi credit cards and offers, as well as other banking features, so that you can decide if a Citi credit card is right for your needs.

Citi Credit Card Offer

Citi Clear Platinum Credit Card

0% p.a. for 14 months on balance transfers
$0 first year annual fee

Offer ends 31 March 2019

Eligibility criteria, terms and conditions, fees and charges apply

Citi Credit Card Offer

Save with a $0 annual fee for the first year and a long-term balance transfer offer. Plus, enjoy complimentary insurance covers.

  • $0 p.a. annual fee for the first year ($99 p.a. thereafter).
  • 12.99% p.a. on purchases
  • 0% p.a. for 14 months with 0% BT fee on balance transfers
  • Cash advance rate of 21.74% p.a.
  • Up to 55 days interest free
  • Minimum income requirement of $35,000 p.a.
Go to Site
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Comparison of Citi Credit Cards

Rates last updated December 12th, 2018
$
% p.a.

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Name Product Balance transfer rate (p.a.) Purchase rate (p.a.) Annual fee Amount Saved Product Description
Citi Clear Platinum Credit Card
Citi Clear Platinum Credit Card
0% p.a. for 14 months
12.99% p.a.
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a 0% p.a. for 14 months balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
Go to site More info
Citi Platinum Credit Card - Exclusive Offer
Finder Member Offer
Citi Platinum Credit Card - Exclusive Offer
0% p.a. for 13 months
0% p.a. for 13 months (reverts to 20.99% p.a.)
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
finder Exclusive:
Save with 0% interest on purchases and balance transfers for 13 months (with no BT fee). Plus, a discounted $49 annual fee for the first year.
More info
Citi Platinum Credit Card
Citi Platinum Credit Card
0% p.a. for 12 months
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn 10,000 monthly bonus reward Points for 20 months (200,000 total), enjoy a 0% p.a. balance transfer offer, plus, a $49 first year annual fee.
Go to site More info
Citi Simplicity Card
Citi Simplicity Card
0% p.a. for 6 months
19.99% p.a.
$0 p.a.
Get 0% p.a. interest for up to 6 months on balance transfers with no BT fee. Plus, a $0 annual fee for life.
Go to site More info
Citi Rewards Platinum Credit Card - Online Offer
Citi Rewards Platinum Credit Card - Online Offer
0% p.a. for 24 months with 1.5% balance transfer fee
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn reward Points per $1 spent, take advantage of a 0% p.a. for 24 month balance transfer offer, plus complimentary international travel insurance.
Go to site More info
Citi Rewards Classic Credit Card
Citi Rewards Classic Credit Card
0% p.a. for 15 months with 1.5% balance transfer fee
20.99% p.a.
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Receive 1 point per $1 spent on eligible purchases, up to $50 cashback when you meet the minimum spend and a 15 month balance transfer offer.
Go to site More info
Citi Signature Credit Card
Citi Signature Credit Card
0% p.a. for 12 months
20.99% p.a.
$195 p.a. annual fee for the first year ($395 p.a. thereafter)
Earn 15,000 monthly bonus reward Points for 20 months (300,000 total), enjoy a 0% p.a. balance transfer offer, plus, a $195 first year annual fee.
Go to site More info
Citi Signature Qantas Credit Card
Citi Signature Qantas Credit Card
0% p.a. for 6 months
20.99% p.a.
$248 p.a. annual fee for the first year ($444 p.a. thereafter)
Receive 50,000 bonus Qantas Points, 2 yearly airport lounge visits and complimentary travel insurance. Plus, a discounted first year annual fee.
Go to site More info
Emirates Citi World Mastercard
Emirates Citi World Mastercard
0% p.a. for 9 months
20.99% p.a.
$149 p.a. annual fee for the first year ($299 p.a. thereafter)
Receive up to 60,000 bonus Skywards Miles, pay half the annual fee for the first year and indulge in curated local and global experiences.
Go to site More info
Citi Prestige Card
Citi Prestige Card
20.99% p.a.
$700 p.a.
Earn 20,000 monthly bonus points for 20 months (400,000 total). Plus, unlimited airport lounge access and free hotel stays.
Go to site More info
Citi Qantas Prestige Card
Citi Qantas Prestige Card
0% p.a. for 6 months
20.99% p.a.
$700 p.a.
Receive 70,000 bonus Qantas Points. Plus, unlimited airport lounge access with Priority Pass and complimentary travel insurance.
More info

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Types of credit cards from Citi

The range of Citi credit cards available in Australia offer money-saving features, rewards and lifestyle benefits to suit a variety of needs. You could consolidate and pay down debt faster with a balance transfer card, save on credit card costs with a no annual fee or low rate card or earn points for your spending with a rewards or frequent flyer card. You can also enjoy exclusive extras with Citi's platinum and super-premium cards or get competitive lending terms with a Citi line of credit.

  • Balance transfer credit cards

Citi offers credit card balance transfer options that can help you consolidate your existing debts, including credit card balances and personal loans. In fact, Citi is one of the only Australian credit card providers that allows you to balance transfer personal loan debt to a credit card. For more information, here is a step-by-step guide to balance transfers with Citi.

  • No annual fee credit cards

Choose a no annual fee credit card from Citi to keep your account costs to a minimum while still enjoying a range of competitive features and complimentary extras. You'll also be able to enjoy an interest-free period on purchases if you pay off your balance by the due date on each statement.

  • Rewards credit cards

The Citi Rewards range of credit cards earn points per $1 spent on most everyday purchases. If you're new to rewards cards or don't spend a lot, you could start with the entry-level Citi Rewards Classic Credit Card. On the other end of the scale there is the Citi Rewards Platinum, Citi Rewards Signature and Citi Prestige cards, which offer higher point earn rates, more perks and have higher annual fees to match.

  • Frequent flyer credit cards

Citi offers a selection of credit cards linked to the Qantas or Emirates frequent flyer programs. You can earn Qantas Points for your spending with a Citi Qantas Signature Credit Card or by opting for Citi Qantas Rewards on a Prestige card, while the Emirates Citi World Mastercard earns Skywards Miles. These cards also come with complimentary extras designed for travellers, such as travel insurance and airport lounge passes.

  • Platinum credit cards

Citi's range of platinum credit cards gives you access to a range of additional perks, including concierge services, Visa Premium offers and complimentary insurance. While most platinum credit cards come with high interest rates and annual fees, you can enjoy a lower purchase rate with the Citi Clear Platinum or get no annual fee for life with the Citi Simplicity.

  • Premium and black credit cards

The Citi Prestige is a super-premium credit card that's sits among black credit cards in terms of features and benefits. This type of high-end credit card has more features and perks than other Citi credit cards, but these extras come at a price. Premium credit cards generally have the highest annual fee.

  • Other Citi Products

Although it’s not a credit card, Citi Ready Credit is a personal loan that works in a similar way. This account offers a line of credit with variable or fixed rate terms and long-term balance transfer offers. It also comes with a Visa card you can use to make purchases online and over the counter, or for cash advances if you want to withdraw money from an ATM. This means you can use the account to suit your needs and then repay whatever money you use over a flexible period of time. Once you’ve repaid the debt, you can also continue using the card. Learn more about Citi's range of personal loans here.

Rates last updated December 12th, 2018
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Min Loan Amount Loan Term Application Fee Product Description
Citi Personal Loan Plus
Citi Personal Loan Plus
From 8.99% (variable)
9.96%
$5,000
3 to 5 years
$199
You'll receive a variable rate between 8.99% p.a. and 17.99% p.a. (9.96% p.a. to 18.91% p.a. comparison rate) based on your risk profile
A credit limit up to $75,000 that you can continue to draw down over terms up to 5 years.
Go to site More
Citi Ready Credit
Citi Ready Credit
From 5.9% (variable)
$5,000
3 years
$199
Introductory variable rate of 5.9% p.a. applies for 3 years.
Get an introductory rate of 5.9% p.a. on your initial balance for 3 years. Standard rate applies after this period.
Go to site More

Compare up to 4 providers

Compare Citi Transaction Accounts

Rates last updated December 12th, 2018
$
Name Product Debit Card Access ATM Withdrawal Fee Fee Free Deposit p.m. Monthly Account Fee Product Description
Citi Global Currency Account
Citi Global Currency Account
Mastercard
$0
$0
Hold up to 10 currencies.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free. Earn up to 2.25% p.a. interest on your AUD balance.
Go to site More
Citibank Plus Everyday Account
Citibank Plus Everyday Account
Mastercard
$0
$0
Free international money transfers and free overseas Citibank ATM withdrawals.
More
Citibank Cash Investment Account
Citibank Cash Investment Account
Mastercard
$0
$0
Ongoing, variable 1.90% p.a. Available on balance $250,000 and above.
More

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Benefits and features that come with Citi credit card accounts

If you get a Citi credit card, you'll enjoy a range of unique benefits from the bank. Some of the most popular include:

  • A complimentary bottle of wine when you dine via Citibank Dining Program

All Citi credit cards give you complimentary access to the Citibank Dining Program, which offers a bottle of award-winning wine when you dine at partner restaurants across Australia. Just tell the waiter that you will be paying with a Citi credit card and you’ll get to select from the restaurant's range of award-winning white and red wines. Learn more about Citi's Dining Program here.

  • Citi bonus partners program — earn more points

If you have a Citi rewards credit card, you can earn up to 3 bonus Citi Rewards Points per $1 spent when you shop with a Citi Bonus Partner. Shopping categories include travel, shopping, leisure and entertainment, with individual partners varying between states. A full list of Bonus Partners is available on the Citi website, with some examples including Europcar, Red Balloon and Park Regis Hotels.

  • Transfer debt from a personal loan to a balance transfer credit card

Citi is one of the only credit card providers in Australia to let you transfer your balance from a personal loan, line of credit or overdraft account to a credit card. You can also transfer a balance from another credit card, store card or charge card. This allows you to take advantage of Citi's balance transfer credit card offers to help you save money on interest and pay off your debts faster.

How to apply for a Citi credit card

If you're interested in a Citi credit card, start by comparing your credit card options to help you find one that suits your budget and needs. Once you've found the right card for you, check you meet the eligibility criteria for the card and then click "Go to Site" to be taken to a secure online application that takes about 10 minutes to complete. You should have a response about the status of your application within minutes of completing and submitting the form.

Information needed for a Citi credit card application

Speed up the application process and improve your chances of success by getting the following details and documents ready before you start:

  • Personal details. Your full name, date of birth, contact telephone numbers, your residential address and your previous residential address if you’ve recently moved.
  • Employment details. This includes your role, salary, length of time you've been with your current employer and your employer's contact details. You may also be asked to submit recent payslips as supporting documentation. If you’re self-employed, you may need to provide your accountant’s contact information and recent tax statements.
  • Financial information. Your income, details of any assets you own and contact details for your employer. You’ll need to list your liabilities and expenses like information about any other credit cards, loans, child support payments and information about expenses like your food budget. If you want to transfer a balance to a Citi credit card, you’ll need to provide the account number of the account you want to transfer from and the amount you want to transfer.

What happens next?

If Citi needs any further information, a representative will get in touch to let you know. Make sure all your contact details are correct on your application and be sure to check your email's junk mail or spam folder for relevant communication. You can also call Citi to get an update on the status of your application.

Once your application is approved, you may need to go through an identification check if you're a new Citi customer. This usually involves providing copies of official documents such as your driver's licence or passport. After that, you'll be able to receive, activate and start using your new Citi credit card.

Frequently asked questions about Citi credit cards

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Citi Frequent Flyer Credit Cards

From Qantas Points to Emirates Skywards rewards and Virgin Australia Velocity Points, here are your options for earning frequent flyer points with Citi.

Citi Platinum Credit Card – Exclusive Offer

The Citi Rewards Platinum Credit Card gives you access to balance transfer and purchase rate offers, a discounted first year annual fee and platinum perks such as complimentary insurance packages and the Citibank Dining Program.

Citi Clear Platinum – Exclusive Offer

Benefit from a 24-month 0% balance transfer offer, a reduced first year annual fee and a low purchase interest rate. Plus, a range of platinum benefits such as the Citibank Dining Program and access to a 24/7 concierge service.

The best ways to use 150,000 Citi Rewards points

From frequent flyer points and flights to travel bookings, shopping and gift cards, here’s how far 150,000 Citi Rewards points could take you.

Citi credit card instalment plan options

With lower rates and repayment plans ranging from 3 to 36 months on offer, a Citi Fixed Payment Option could help you get a handle on your card debt.

Citi Platinum Credit Card – Bonus Points

The Citi Rewards Platinum Credit Card gives you bonus points, access to a balance transfer offer and platinum perks such as complimentary insurance packages and the Citibank Dining Program.

Citi Rewards Signature Credit Card – Details and Application

With a reduced annual fee of $199 in the first year, you can now take advantage of 75,000 sign up bonus points, low balance transfer offer and complimentary insurances when you apply for a Citi Rewards Signature Credit Card.

Citi Rewards Platinum Credit Card

Citi Rewards Platinum Credit Card features a 0% promotional balance transfer rate for 24 months and reduced annual fee in the first year.

Citi Qantas Prestige Card – Review

The Citi Qantas Prestige Card offers its cardholders a host of complimentary benefits, generous earn rates and a low balance transfer offer.

Citi cuts frequent flyer points on credit cards

If you’re a Citi cardholder, be familiar with the changes in 2016 that could affect you and your spending. If you’re unhappy with the said changes, you might start looking for other options to find a card with a more valuable earn rate and rewards program.

Citi Prestige Card Review – Rates and Details

The Citi Prestige Card gives its cardholders an access to a variety of benefits, with up to 400,000 total bonus points, complimentary hotel stays and unlimited airport lounge access with Priority Pass.

Citi Simplicity Card – Rates and Fees

A no-frills card from Citi with no late fees, no annual fee ever and balance transfer rate for up to 6 months.

Emirates Citi World Mastercard

People who fly extensively and use credit cards to pay for their purchases can enjoy a range of benefits with the Emirates Citi World Mastercard.

Citi Signature Rewards Credit Card – Rates and Fees

The Citi Signature Credit Card offers you the flexibility of choosing the rewards that meet your lifestyle along with money saving features and benefits.

Citibank Select Rewards Credit Card – Rates & Fees

Citibank offers a personal 24-hour concierge, access to Citibank Dining Program, plus you can earn bonus Qantas Rewards Points without having to pay too much to enjoy benefits with low interest rates.

Citibank Credit Line Complimentary Insurance

Citibank offers its clients a number of benefits like insurance covers depending on type of card they hold.

Citibank Business Credit Line of Credit – Rates & Fees

The Citibank Business Credit Line of Credit offers you an unsecured line of credit with a limit of up to $50,000. You also get three months interest-free on purchases, flexible repayments and low fees.

Citi Clear Platinum – Review and Application

Benefit from a low interest rate and up to 55 interest-free days on purchases with a range of platinum benefits such as Citibank Dining Program and access to a 24/7 concierge service.

Citibank Ready Credit Balance Transfer Offer – Details & Application

If you want to be in control of your credit, the Citibank Ready Credit line of credit could be a viable option for you to consider. Take advantage of the special deals on offer and apply online for yours today.

Citibank Dining Program

Find out how you can get a free bottle of award-winning wine at restaurants around Australia when you pay with a Citi credit card or debit card.

Credit Card Offers

Important Information*
NAB Low Fee Platinum Card - Exclusive Offer
NAB Low Fee Platinum Card - Exclusive...

Interest rate

19.74

Annual fee

90
Go to site More info
Suncorp Clear Options Platinum Credit Card - Online Offer
Suncorp Clear Options Platinum Credit...

Interest rate

20.74

Annual fee

49*

*$129 p.a. after first year

Go to site More info
American Express Westpac Altitude Platinum Bundle - Qantas
American Express Westpac Altitude Pla...

Interest rate

20.24

Annual fee

50*

*$249 p.a. after first year

Go to site More info
NAB Qantas Rewards Signature Card
NAB Qantas Rewards Signature Card

Interest rate

19.99

Annual fee

295*

*$395 p.a. after first year

Go to site More info

Ask an Expert

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54 Responses

  1. Default Gravatar
    ToniOctober 25, 2018

    I need a card with $20,000 minimum income that offers travel insurance.

    Reply
    • finder Customer Care
      JeniOctober 25, 2018Staff

      Hi Toni,

      Thank you for getting in touch with finder.

      Regarding your enquiry on credit cards with complementary travel insurance, please check out this PAGE. Different credit card providers set their eligibility criteria. Most credit cards with complimentary travel insurance include the minimum income requirement between $35,000 to $40,000. Below are some credit cards with complimentary travel insurance that don’t include the minimum income requirement. I still suggest that you contact your chosen insurer regarding the minimum income requirement and other queries you have on your chosen credit card before you submit your application online.

      1. Bank of Melbourne Amplify Platinum Credit Card
      2. St.George Amplify Platinum Credit Card
      3. NAB Rewards Platinum Card

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

      Reply
  2. Default Gravatar
    VikkiJune 21, 2017

    Hi there,

    Can you get balance transfer when you have bad credit history?

    Reply
    • Default Gravatar
      ArnoldJune 21, 2017

      Hi Vikki,

      Thanks for your inquiry.

      Yes, there are banks that will allow you to get balance transfers. Please check this page out and compare offers from different banks.

      Hope this information helped.

      Cheers,
      Arnold

      Reply
  3. Default Gravatar
    MickOctober 25, 2016

    search tells me that there is a CITI BP fuel credit card and refers me to Citi web site. No mention there of the BP card?

    Reply
    • finder Customer Care
      YsaOctober 25, 2016Staff

      Hi Mick,

      Thanks for your question.

      Unfortunately, the Citi BP MasterCard is no longer available for applications.
      Should you wish to check other credit cards with the same feature, please refer to our petrol credit cards comparison page.

      I hope this helps.

      Cheers,
      Ysa

      Reply
  4. Default Gravatar
    SefrhansMarch 15, 2016

    I don’t remember my reference number

    Reply
    • finder Customer Care
      DebbieMarch 15, 2016Staff

      Hi Sefrhans,

      Thanks for your inquiry.

      Please note that you’ve come through finder.com.au, an online comparison service and not a credit card issuer, such as Citibank.

      You may wish to contact directly Citibank to confirm your reference number.
      Please refer to the number I’ve sent in your email.

      I hope this helps.

      Cheers,
      Debbie

      Reply
  5. Default Gravatar
    hemnathAugust 30, 2015

    Dear sir, my credit card application ref no is, could u say what is position my credit card status

    Reply
    • finder Customer Care
      SallyAugust 31, 2015Staff

      Hi Hemnath,

      Thanks for your inquiry.

      Please note that finder.com.au is an online comparison service and does not, in any way, represent Citibank. Should you wish to track your application, kindly get in touch with Citibank via their 24/7 hotline number: 13 24 84.

      For further information regarding how to check credit card application status, you may also want to check this page.

      I hope this has helped.

      Cheers,

      Sally

      Reply
  6. Default Gravatar
    carolFebruary 19, 2015

    Hello, i am looking for a credit card which offers free access to airport lounges and travel insurance with a low annual fee

    Reply
    • finder Customer Care
      JonathanFebruary 19, 2015Staff

      Hi Carol, thanks for your inquiry!

      For a list of cards that provide free airline lounge access please see this page. Travel insurance details are available on each credit card’s review page, with the annual fees for each card comparable in the table provided.

      Cheers,

      Jonathan

      Reply
  7. Default Gravatar
    stuJanuary 20, 2015

    what is the best balance transfer card when wanting to transfer from a personal loan?

    Reply
    • Default Gravatar
      VioletJanuary 21, 2015

      When you accept the transfer of a debt from an external credit card, does that close the external credit card account, or can the account continue to be used after the debit has been transferred to your Bank?

      Reply
    • finder Customer Care
      JonathanJanuary 22, 2015Staff

      Hi Violet,

      Thanks for your inquiry,

      It is to the credit card owners discretion to weather or not they decide to close any credit card after a balance transfer is completed. A credit card that has been balance transferred from will still remain active, after the balance transfer has been completed. For more information regarding balance transfer please see this page.

      I hope this helps!

      Cheers,

      Jonathan

      Reply
    • finder Customer Care
      JonathanJanuary 21, 2015Staff

      Hi Stu,

      Thanks for your inquiry!

      Please see this page for a list of which financial institutions let you transfer the balance from a personal loan to a credit card.

      I hope this helps!

      Cheers,

      Jonathan

      Reply
  8. Default Gravatar
    CarmelNovember 28, 2014

    I am existing customer and have mastercard gold card, credit limit $10000. haven’t used card since 2013. I do not want to pay another annual card fee of $149. what balance transfer do I qualify.

    Reply
    • finder Customer Care
      ElizabethNovember 28, 2014Staff

      Hi Carmel,

      Thanks for your question.

      If you’re looking to do a balance transfer to another Citi credit card, sign on to Citibank Online, go to ‘Account Services’, then ‘Credit Cards’ and choose the Balance Transfer option. You can also call Citibank on 13 24 84. If you’re looking for a balance transfer credit card from another card issuer, you can compare your options on this page.

      I hope this has helped.

      Thanks,

      Elizabeth

      Reply
  9. Default Gravatar
    melissaSeptember 19, 2014

    Hello, my email came back with an approval for card, the link that it keeps going to from my email goes to creditcardbest.com instead of straight thru to accept the card

    Reply
    • finder Customer Care
      ShirleySeptember 22, 2014Staff

      Hi Melissa,

      Thanks for your question.

      Please get in touch with Citibank directly to enquire about this. The wrong link may have been provided.

      Cheers,
      Shirley

      Reply
  10. Default Gravatar
    NakkinaSeptember 15, 2014

    What is the status of my credit card application. thanks

    Reply
    • finder Customer Care
      ShirleySeptember 16, 2014Staff

      Hi Nakkina,

      Thanks for your question.

      Please get in touch with the credit card issuer for an update on your application.

      Cheers,
      Shirley

      Reply

Credit Cards Comparison

Rates last updated December 12th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Low Fee Platinum Card - Exclusive Offer
Finder Member Offer
NAB Low Fee Platinum Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
finder Exclusive: Take advantage of 0% p.a. interest for 25 months on balance transfers with no balance transfer fee. Ends 16 December 2018
More info
Suncorp Clear Options Platinum Credit Card - Online Offer
Suncorp Clear Options Platinum Credit Card - Online Offer
20.74% p.a.
0% p.a. for 18 months
$49 p.a. annual fee for the first year ($129 p.a. thereafter)
Save with a 0% balance transfer offer and earn up to 60,000 Bonus Rewards Points. Plus, a discounted first year annual fee when you apply online.
Go to site More info
American Express Westpac Altitude Platinum Bundle - Qantas
American Express Westpac Altitude Platinum Bundle - Qantas
20.24% p.a.
$50 p.a. annual fee for the first year ($249 p.a. thereafter)
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Visa (issued & serviced by Westpac) & Amex (issued & serviced by Amex).
Go to site More info
NAB Qantas Rewards Signature Card
NAB Qantas Rewards Signature Card
19.99% p.a.
0% p.a. for 6 months with 2% balance transfer fee
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect 90,000 bonus Qantas Points when you spend $4,000 within 60 days of account opening. Plus, a $295 annual fee in the first year.
Go to site More info

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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