Bank Australia Credit Cards
Choose from a $0 annual fee, a low rate or platinum rewards visa card from Bank Australia.
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Key takeaways
- Bank Australia (formerly known as bankmecu) is a customer-owned bank.
- It prides itself on not lending money to harmful industries, including fossil fuels and live animal export.
- It focuses on ethical banking, supporting sustainable and community-focused initiatives.
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Benefits of getting a credit card with Bank Australia
Banking with Bank Australia comes with a number of benefits, and here’s what you can look forward to as a Bank Australia member:
Savings
Bank Australia is 100% owned by customers. This means the bank can put profits back into providing better rates and lower fees for members.
Round-the-clock customer service
Bank Australia members who reside in New South Wales, Victoria, Queensland, South Australia, and ACT can get in touch with a Bank Australia representative over the phone at any time of the day or night.
Internet banking
In keeping up with changing times, Bank Australia gives you access your account information over the internet, through its online and mobile banking platforms. You can turn online to change personal details, view transaction history, and make payments.
Community investments
When you bank with Bank Australia, you know that you’re part of an initiative aimed at giving back to society. It has a Conservation Reserve designed to help protect endangered species and offset the bank's environmental impact. It also invests a portion of profits in projects that address social issues through the Bank Australia Impact Fund.
Digital wallets and contactless payments
You can now use your smartphone or compatible device to make contactless payments at the terminal when you link your Bank Australia credit card to Apple Pay, Samsung Pay or Google Pay.
How to apply for a Bank Australia credit card
Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.
Frequently asked questions
You can find frequently asked questions about Bank Australia credit cards below. Contact us using the form at the bottom of the page if you still have a question about Bank Australia credit cards
Compare other products from Bank Australia
- Bank Australia home loans
- Bank Australia savings accounts
- Bank Australia term deposits
- Bank Australia personal loans
- Bank Australia car loans
- Bank Australia business loans
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Read more on Bank Australia Credit Cards
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Bank Australia Platinum Rewards Visa card
The Bank Australia Platinum Rewards Visa credit card rewards you with Qantas Points as you spend and up to 55 interest-free days on purchases.
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Bank Australia Visa Credit Card
Pay no annual fee and enjoy up to 55 interest-free days with the Bank Australia Visa credit card.
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Bank Australia Low Rate Visa Credit Card
The Bank Australia Low Rate Visa credit card offers a low interest rate on both purchases and cash advances.
Hi How can i apply this credit card, advice me with details.
Hi Mukesh, As the guide notes, you can apply for a Bank Australia credit card online or by visiting any Bank Australia service centre. You might want to compare other credit card options to make sure you’re getting something that matches your needs.
What ATM can I use and how many of them
You can use ANZ, CommBank, NAB or Westpac ATMs without an ATM fee – but note that if you withdraw cash from a credit card, other fees will apply.
I am a pensioner and i am looking for a credit card with a minimum credit of 2000 just in case an unexpected bill comes in just to give me peace of mined
Hi Sydney,
If you want to apply for a Bank Australia credit card, you can do so through the bank’s website or a branch. Finder also has a guide on credit cards for pensioners that includes a comparison table and insights on applying for a card. I hope this helps.
I am travelling overseas. What is the best credit card to take?
Hi Terry,
You can use Finder’s guide to compare credit cards for travel with features including 0% foreign transaction fees, complimentary travel insurance and travel rewards. I hope that helps.
Every lender from Latitude to Commonwealth Bank has declined me for a credit card. Do you know if this is always the case for a poor credit rating and what can I do to make them see past it?
Hi John,
Thank you for getting in touch with Finder.
Sorry to hear about your declined application.
Yes, credit card providers check the applicant’s creditworthiness via a credit report. You may learn more about the other reasons for rejected credit card applications. I suggest that you build your credit score first before applying for a credit card. In the meantime, you may check the other products available for bad credit.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni