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120,000 bonus points
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Yes
|
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
|
$35,000
|
Get 20,000 bonus Qantas Points per month for the first 6 months when you spend $1,500/month. Total of up to 120,000 bonus Qantas Points.
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120,000 bonus points
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Yes
|
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
|
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Collect up to 120,000 bonus Qantas Points. Get 90k when you spend $3,000 on eligible purchases in the first 60 days and 30k after 12 months.
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25,000 bonus points
|
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Yes
|
$29 p.a. annual fee for the first year ($49 p.a. thereafter)
|
$35,000
|
Get up to 25,000 bonus Qantas points, a discounted first year annual fee and complimentary insurance covers.
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60,000 bonus points
|
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Yes
|
$200 p.a.
|
$30,000
|
Get 60,000 bonus Qantas Points when you spend $3,000 within 90 days of approval. Plus, complimentary insurances and a concierge service.
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70,000 bonus points
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No
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$64 p.a. annual fee for the first year ($129 p.a. thereafter)
|
$35,000
|
Earn up to 70,000 bonus Velocity Points (60,000 in 3 months and 10,000 after first year). Plus, save with 0% p.a. for 18 months on balance transfers.
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55,000 bonus points
|
|
Yes
|
$450 p.a.
|
$65,000
|
Get 55,000 bonus Qantas Points, a $450 Qantas Travel Credit and 2 yearly complimentary Qantas Club lounge invitations.
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50,000 bonus points
|
|
Yes
|
$375 p.a.
|
$65,000
|
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
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80,000 bonus points
|
|
Yes
|
$300 p.a.
|
$75,000
|
Earn 80,000 bonus Velocity Points when you meet the spend requirement. Plus, complimentary seat upgrades and lounge passes.
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75,000 bonus points
|
|
Yes
|
$200 p.a. annual fee for the first year ($249 p.a. thereafter)
|
$50,000
|
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
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100,000 bonus points
|
|
Yes
|
$399 p.a. annual fee for the first year ($499 p.a. thereafter)
|
$75,000
|
Up to 100,000 bonus Velocity Points with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex). T&Cs apply.
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110,000 bonus points
|
|
Yes
|
$150 p.a. annual fee for the first year ($199 p.a. thereafter)
|
$50,000
|
Collect up to 110,000 bonus Altitude Points when you meet T&Cs with Mastercard (issued by Westpac) & Amex (issued by Amex).
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Yes
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
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Features an introductory 0% p.a. purchase rate, $49 first year annual fee and complimentary travel insurance covers.
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Yes
|
$0 p.a.
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Offers a $0 annual fee, 0% foreign transaction fees, complimentary international travel insurance and a balance transfer offer.
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Yes
|
$99 p.a.
|
|
Get $400 e-gift card when you spend $3,000 on eligible purchases within 90 days of card approval. Plus, complimentary travel insurance.
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Yes
|
$99 p.a.
|
|
Get a $400 e-gift card when you spend $3,000 on eligible purchases within 90 days of card approval. Plus, complimentary insurance covers.
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|
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Yes
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
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Offers a 0% p.a. purchase rate for 15 months, a reduced annual fee for the first year and complimentary travel insurance.
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200,000 bonus points
|
|
Yes
|
$139 p.a. annual fee for the first year ($279 p.a. thereafter)
|
|
Receive up to 200,000 bonus Amplify Points (130k in the first year & 70k in the second year) when you spend $12k / year for the first 2 years.
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60,000 bonus points
|
|
Yes
|
$99 p.a.
|
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
|
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|
|
|
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|
|
Yes
|
$49 p.a. annual fee for the first year ($99 p.a. thereafter)
|
|
Offers an interest-free purchase promotion, a discounted annual fee of $49 for the first year and complimentary travel insurance.
|
|
|
|
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|
|
100,000 bonus points
|
|
Yes
|
$395 p.a.
|
$75,000
|
ABN holders w/ $75,000 revenue. Get 100,000 bonus points. Plus, 2 yearly lounge passes on this business card.
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|
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|
140,000 bonus points
|
|
Yes
|
$349 p.a. annual fee for the first year ($449 p.a. thereafter)
|
$75,000
|
Up to 140,000 bonus Altitude Points with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex). T&Cs apply.
|
|
|
|
|
|
|
60,000 bonus points
|
|
Yes
|
$99 p.a.
|
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.
|
|
|
|
|
|
|
60,000 bonus points
|
|
Yes
|
$99 p.a.
|
|
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
|
|
|
|
|
|
|
60,000 bonus points
|
|
Yes
|
$200 p.a.
|
$30,000
|
Receive 60,000 bonus Velocity Points when you spend $3,000 within 90 days of card approval. Plus, 2 complimentary Economy X Seat Upgrade Vouchers each year.
|
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|
|
|
|
|
75,000 bonus points
|
|
Yes
|
$200 p.a. annual fee for the first year ($249 p.a. thereafter)
|
$50,000
|
Earn up to 75,000 bonus Velocity Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
|
|
|
|
|
|
|
|
|
Yes
|
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
|
$35,000
|
Finder Exclusive:
Save with 0% interest on purchases and balance transfers for 13 months (with no BT fee). Plus, a discounted $49 annual fee for the first year.
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Are there any credit cards that offer travel insurance for over 80?
Hi Valerie,
Thank you for getting in touch with Finder.
There are some credit cards that offer complimentary travel insurance for travellers older than 80 years old like NAB which covers up to 90 years old while Virgin Money, HSBC and Citi did not include the traveller’s age limit so long that there’s no pre-existing medical condition. It is recommended that you contact your chosen provider on this matter for further clarification. Once you have decided which credit card to apply with, please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
What is Travelex card like?
Hi Jenny,
Thanks for your inquiry.
Please visit this page to check further details for Travelex Money Card. Here is also a review for Travelex Foreign Currency and International Payments by going on this page.
Hope this information helped.
Cheers,
Rench
If I have a 28 degrees Mastercard, does it mean when I withdraw cash from an overseas ATM that there will not be a withdrawal fee?
Thanks for your help in clarifying my query.
Hi Bebe, thanks for your inquiry!
The 28 Degrees MasterCard provides no international transaction fees on purchases, which only covers currency conversion rate charges. Overseas ATM withdrawals may still incur a charge, depending on the local ATM’s withdrawal policies and fees.
Cheers,
Jonathan
Hi,
Is there any card that offers zero foreign transaction fee, and currency conversion fees? If not what card offers the lowest fees.
Regards
Tony
Hi Tony,
Thanks for your question.
You can compare a range of cards that charge no foreign currency conversion fees or transaction fees on this page.
I hope this will help.
Thanks,
Elizabeth
Hi,
Can I obtain cash out at the point of purchase in the USA like we can here in Oz?
Hi N,
Thanks for your question.
This is possible, but it’s up to the discretion of the retailer.
I hope this has helped.
Thanks,
Elizabeth
I have been told that to avoid bank currency exchange rates that if you load your credit card up with extra money that there is no foreign exchange rate charge – is this true ?
I have the NAB premium card.
Hello,
I would like to avoid taking a credit card and have the Qantas traveller card but am a little confused with conversion – I am going to Brazil and the card does not hold the Brazilian Real, but if I load it up with Australian or American money, can I still use it at an ATM in Brazil ie: will the machine convert my money and give out Brazilian Real? Thank-you.
Hi Emma,
Thanks for your question.
Yes you can still use an ATM in Brazil, just make sure it displays the same symbol on your card (Mastercard/Visa/Amex etc). Usually the ATM gives out the local currency as well.
Please note a currency conversion fee could apply, because you don’t have the preloaded currency read in your card.
Cheers,
Shirley
Hi Paul.
This is not correct. You will be charged a currency conversion fee regardless of whether your account is in a positive balance. You can compare travel money options on this page. These cards do not charge a currency conversion fee when you carry out a transaction in a currency other than Australian dollars.
Thanks for your question.
i want know how can i get cash from my international credit card.
Hi Renotta. Thanks for your question. There are a couple of ways you can access cash from a credit card when you use it overseas – either you can withdraw it from an ATM, or you can use your card to make a purchase over the counter. Fees and charges will vary depending on how you use you card. If you’re using your card to withdraw from an overseas ATM, you will incur: cash advance interest rate, cash advance fee, international ATM fee, local ATM fee and cross currency conversion fee – these charges vary depending on the card and the ATM you use. Making a purchase over the counter is cheaper overseas and you just get charged the cross currency conversion fee and the purchase rate of interest – excluding any interest free days. There are cards that do not charge some of the fees listed above, you can check the fees in ‘fees table’ at the bottom of each card’s review and application page, and you can compare travel money options here. Let me know if you have any questions about travel money. Bon Voyage! Jacob.