Credit cards with Samsung Pay

Save time at the register and leave your wallet at home when you pay using your Samsung smartphone.

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$
% p.a.
Name Product Balance transfer rate Purchase rate Bonus points Annual fee Amount saved
NAB Qantas Rewards Signature Card
0% p.a. for 6 months with 2% balance transfer fee
19.99% p.a.
110,000
$295 annual fee for the first year ($395 p.a. thereafter)
Earn up to 110,000 bonus Qantas Points (90,000 when you spend $3,000 in the first 60 days and 20k after 12 months).
ANZ Rewards Platinum - Exclusive Offer
20.24% p.a.
20.24% p.a.
150,000
$0 annual fee for the first year ($95 p.a. thereafter)
150,000 bonus Reward Points (worth $670 in gift cards) when you spend $1,500 on eligible purchases in the first 3 months. $0 first year annual fee. Ends 30 July 2021.
ANZ Low Rate
0% p.a. for 30 months
12.49% p.a.
N/A
$0 annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a. on balance transfers for 30 months (with no BT fee) and $0 first-year annual fee. Plus a 12.49% p.a. purchase interest rate.
Citi Clear Card - Exclusive Offer
0% p.a. for 28 months
14.99% p.a.
N/A
$49 annual fee for the first year ($99 p.a. thereafter)
Offers 0% p.a. on balance transfers for 28 months with no balance transfer fee and a discounted $49 first-year annual fee.
Qantas American Express Premium Card
20.74% p.a.
30,000
$249
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
ANZ Platinum Credit Card
20.24% p.a.
0% p.a. for 17 months, reverts to 20.24% p.a.
N/A
$0 annual fee for the first year ($87 p.a. thereafter)
Receive a 0% purchase rate offer for 17 months and a $0 first-year annual fee. Plus, complimentary overseas travel and medical insurance.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 26 months
20.74% p.a.
N/A
$64 annual fee for the first year ($129 p.a. thereafter)
Get 0% p.a. on balance transfers for 26 months, a reduced 1st year annual fee & $129 Virgin Australia Gift Voucher yearly.
Westpac Low Rate Card
0% p.a. for 28 months with 1% balance transfer fee
13.74% p.a.
N/A
$0 annual fee for the first year ($59 p.a. thereafter)
Save with a $0 annual fee for the first year, plus, a 0% interest rate on balance transfers for 28 months.
Coles Rewards Mastercard - Exclusive Offer
0% p.a. for 26 months
19.99% p.a.
N/A
$0 annual fee for the first year ($99 p.a. thereafter)
Get 0% on balance transfers for 26 months & a $0 first-year annual fee. Plus $100 off a Coles Supermarket shop (spend $1,500 in 60 days).
St.George Amplify Signature - Qantas
0% p.a. for 15 months with 1% balance transfer fee
19.74% p.a.
90,000
$279
Get 90,000 bonus Qantas Points when you spend $6,000 using your new card within 90 days from approval and 2 Qantas Club lounge invitations per year.
NAB Low Rate Credit Card
0% p.a. for 32 months
12.99% p.a.
N/A
$0 annual fee for the first year ($59 p.a. thereafter)
Get a 0% interest rate on balance transfers for the first 32 months (with no BT fee). Plus, save with a $0 first-year annual fee.
NAB Low Fee Card
0% p.a. for 6 months with 2% balance transfer fee
19.74% p.a.
N/A
$30
Receive complimentary insurance covers and 0% p.a. for 6 months on balance transfers.
American Express Velocity Platinum Card
20.74% p.a.
120,000
$375
Get 120,000 bonus Velocity Points and 120 Velocity Status Credits when you spend $4,500 in the first 3 months. Plus a complimentary domestic flight each year.
American Express Qantas Business Rewards Card
N/A
150,000
$450
ABN holders w/ $75,000 revenue. Get 150,000 bonus Qantas Points, 2 yearly Qantas Club lounge passes and 3x points on eligible Qantas flights.
American Express Explorer Credit Card
20.74% p.a.
50,000
$395
Get 50,000 bonus Membership Rewards Points when you spend $3,000 in the first 3 months. Plus, a $400 Travel Credit each year.
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Samsung Pay is an app that allows you to make tap-and-go payments from your Samsung phone or compatible device. It is supported by many Australian banks and credit card providers – including American Express,ANZ, Citi, CommBank, NAB and Westpac.

Use this guide to learn more about Samsung Pay, including how it works and current credit cards that are compatible with this mobile payment option.

samsung pay logo

How does Samsung Pay work?

Samsung Pay uses NFC (Near Field Communication) and MST (Magnetic Secure Transaction) technology embedded in Samsung devices to allow you to make payments at the checkout. Instead of tapping your credit card against the payment machine, you just swipe up on your smartphone screen, authenticate the transaction using your fingerprint and tap your phone against the contactless terminal.

The phone must be within 3cm of the terminal to complete the payment. If your purchase is over $100, you can still use Samsung Pay, but you'll be required to type in your credit card's 4-digit PIN instead of using your fingerprint.

Which devices are compatible with Samsung Pay?

The app is available from the Samsung Galaxy S6 onwards, which all have the integrated NFC chip and a magnetic coil built into them. This includes the Galaxy S6, S6 Edge+, Note 5, Galaxy S7 and Galaxy S7 Edge.

How to install Samsung Pay

  1. On the Home screen, select Apps.
  2. Touch Samsung Pay.
  3. Select INSTALL to download the file.
  4. If there are updates to the built-in application, touch INSTALL.
  5. Touch OPEN to start using Samsung Pay.

How to add your card details to your Samsung Pay app

When you open the Samsung Pay app, you'll be asked to register your cards. You can register your card by scanning your physical card with Samsung Pay or manually inputting the card information. Then, depending on your bank's policies, Samsung Pay will prompt you to verify your identity through a text message or phone call. It can take up to 10 minutes for the registration to complete.

You can register up to 10 payment cards under 1 Samsung Pay account. Please note that your bank may have separate terms and conditions regarding how many cards you can register with Samsung Pay, so make sure to confirm this directly if you want to register multiple cards.

Full list of Australian banks that support Samsung Pay

Is Samsung Pay safe to use?

Samsung Pay was designed to be just as safe, if not safer, than regular contactless card payments. Samsung Pay uses Tokenisation, a Secure Environment and Samsung KNOX to keep your payment information safe. What does this mean?

  • Tokenisation. None of your personal bank information is stored on your Samsung device or the Samsung service. Instead, Samsung Pay uses Tokenisation to replace your sensitive payment information (such as the card number, expiration date, security code etc) with a device-specific token which acts as a stand-in value.
  • Secure Environment. A Secure Environment, sometimes referred to as a Trusted Execution Environment, refers to the physically segregated chip in the card that only allows access to highly sensitive operations such as fingerprint and payment information. Normal applications can't access the information in a Secure Environment.
  • Samsung KNOX. Samsung KNOX runs scans to determine whether or not your device is secure. Samsung KNOX can permanently disable Samsung Pay on a threatened device to protect your payment information.

In addition to these features, you can use Samsung's "Find My Mobile" service to remotely lock or wipe your device if it is lost or stolen. This ensures that no one else can use your Samsung phone for contactless payments. Please note that this means that you'll have to register your cards again if you get a new phone, as no data will be stored in the application.

If you're not with American Express, Citi and Westpac but are looking forward to using Samsung's contactless payment technology, keep checking finder for the latest information on which banks join the Samsung Pay ranks. If you don't use a Samsung device, you can use our Google Pay and Apple Pay guides to compare your options.

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      ZJuly 11, 2016

      Hi I’m rental arrears elec in foxtel in phone bills overdue from now ex-husband on Centrelink need loan

        Avatarfinder Customer Care
        MayJuly 15, 2016Staff

        Hi Z Mary,

        Thanks for your inquiry.

        If you want to find a lender that might consider you for a loan, you may like to check Centrelink loans page. It contains a guide on how a borrower who receives Centrelink payment can access a loan.

        I hope this is helpful.

        Cheers,
        May

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