Compare over 270 credit cards on Finder

Compare and read expert reviews of credit cards currently on the Australian market - all in one place.

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At Finder, we've been comparing credit cards since 2006 and we've scoured the Internet to save you the time and effort. The table below contains almost every credit card on the Australian market and you can compare them side by side. To see cards that don't have a 'Go to site' button, simply untick the box below the table.

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Credit cards currently available in Australia

Name Product Purchase rate Interest-free period Balance transfer rate Annual fee
Kogan Money Black Card - Exclusive Offer
20.99% p.a.
Up to 55 days on purchases
0% p.a. for 30 months
$0
Save with a $0 annual fee and a 0% introductory rate on balance transfers. Plus, earn $50 Kogan.com Credit and uncapped rewards points.
Citi Clear Card - Balance Transfer Offer
14.99% p.a.
Up to 55 days on purchases
0% p.a. for 36 months
$99
Offers 0% p.a. on balance transfers for 36 months with no balance transfer fee. Plus, complimentary insurance covers.
HSBC Platinum Credit Card
19.99% p.a.
Up to 55 days on purchases
0% p.a. for 36 months
$29 annual fee for the first year ($129 p.a. thereafter)
Save money with a 0% balance transfer rate for 36 months (with no BT fee), a first-year annual fee discount and free travel insurance.
Citi Premier Qantas Card
21.49% p.a.
Up to 55 days on purchases
0% p.a. for 6 months
$175 annual fee for the first year ($350 p.a. thereafter)
Get 100,000 bonus Qantas Points when you spend $4,000 in the first 90 days and a first-year annual fee discount.
Citi Rewards Card - Points & Gift Card Offer
21.49% p.a.
Up to 55 days on purchases
0% p.a. for 15 months
$49 annual fee for the first year ($149 p.a. thereafter)
Receive 90,000 bonus Citi reward Points (worth $400 in gift cards) and a $100 Coles eGift Card when you spend $3,000 in the first 90 days. Ends 31 October 2021.
NAB Qantas Rewards Signature Card
19.99% p.a.
Up to 44 days on purchases
0% p.a. for 6 months with 2% balance transfer fee
$295 annual fee for the first year ($395 p.a. thereafter)
Earn up to 110,000 bonus Qantas Points (90,000 when you spend $3,000 in the first 60 days and 20k after 12 months).
CommBank Ultimate Awards Credit Card with Qantas Points
20.24% p.a.
Up to 55 days on purchases
5.99% p.a. for 5 months
$450
Receive 70,000 bonus Qantas Points when you apply and spend $5,000 in the first 90 days from card approval. Plus, 0% foreign fees.
Qantas Premier Platinum
19.99% p.a.
Up to 55 days on purchases
0% p.a. for 18 months with 1% balance transfer fee
$199 annual fee for the first year ($299 p.a. thereafter)
Earn 90,000 bonus Qantas Points when you spend $3,500 in the first 3 months and save with a reduced first-year annual fee.
St.George Vertigo Card
0% p.a. for 6 months, reverts to 13.99% p.a.
Up to 55 days on purchases
0% p.a. for 32 months
$0 annual fee for the first year ($55 p.a. thereafter)
Get a 0% interest rate on balance transfers for 32 months (with no balance transfer fee) and a $0 annual fee for the first year.
Bankwest Breeze Classic Mastercard
0% p.a. for 15 months, reverts to 9.9% p.a.
Up to 55 days on purchases
0% p.a. for 15 months
$0 annual fee for the first year ($49 p.a. thereafter)
Save with 0% p.a. on purchases and balance transfers for 15 months (with no BT fee). Plus, a $0 first-year annual fee.
NAB Low Rate Credit Card
12.99% p.a.
Up to 55 days on purchases
0% p.a. for 32 months
$0 annual fee for the first year ($59 p.a. thereafter)
Get a 0% interest rate on balance transfers for the first 32 months (with no BT fee). Plus, save with a $0 first-year annual fee.
American Express Qantas Business Rewards Card
0% p.a.
Up to 51 days on purchases
$450
ABN holders w/ $75,000 revenue. Receive 120,000 bonus Qantas Points when you spend $3,000 in the first 2 months.
ANZ Low Rate
12.49% p.a.
Up to 55 days on purchases
0% p.a. for 30 months
$0 annual fee for the first year ($58 p.a. thereafter)
Now eligible for Cashrewards Max. Save with 0% p.a. on balance transfers for 30 months (with no BT fee) and $0 first-year annual fee. Plus a 12.49% p.a. purchase interest rate.
Westpac Low Rate Card - Cashback Offer
13.74% p.a.
Up to 55 days on purchases
6.99% p.a. for 12 months
$0 annual fee for the first year ($59 p.a. thereafter)
Get $400 cashback when you spend $4,000 on eligible purchases within the first 120 days. Plus, a $0 first-year annual fee.
Citi Premier Card
21.49% p.a.
Up to 55 days on purchases
0% p.a. for 6 months
$150 annual fee for the first year ($300 p.a. thereafter)
Enjoy 130,000 bonus points (worth $450 in eGift cards) when you spend $4,000 within the first 90 days. Plus, a first-year annual fee discount.
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