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Most credit card promotional offers are only available to new cardholders as a way to encourage applications. This means you can't balance transfer with your existing card company. However, switching will likely offer you more savings than sticking with your current bank.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
The most competitive 0% p.a. credit card offers of 2020.
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While existing cardholders don’t get the most competitive balance transfer, bonus point or 0% interest rate offers, you can still get benefits from using a familiar card. And if you've got a weak credit score, you may not be able to get approved for another card. If you're in this position, it might be worth calling your credit card provider and letting them know you're not happy. Occasionally, they'll offer you an annual fee discount or a couple of extra perks to get you to stay.
Back to topSally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
Get $250 credit back when you meet the eligibility requirements and 55 days interest-free on purchases.
Pay no interest on your credit card debt and clear it faster with a 0% balance transfer credit card. Compare and apply here.
The ANZ Rewards Platinum Credit Card offers a competitive rewards program, $0 annual fee for the first year, a $500 gift card, a balance transfer offer and a range of complimentary insurance covers.
Available to Woolworths Group employees and family, this low-cost card comes with simple features and mobile payment options.
SPONSORED: In a time of financial volatility, here are the key ways to find a credit card that offers you bang for your buck.
This low rate credit card has a $0 annual fee and is available to firefighters and other service workers or volunteers.
A low rate platinum credit card that includes a cashback offer and perks such as complimentary travel insurance and purchase insurance.
The BankSA Vertigo Platinum card offers a $300 cashback a low ongoing purchase rate and a range of complimentary insurance covers.
The St.George Vertigo Platinum card offers a $300 cashback offer, up to 55 days interest-free period and a 12.99% p.a. interest rate on purchases.
Get your credit card debt sorted before the holiday season and save on interest for up to 30 months with one of these credit card offers.
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I want to transfer balances from existing cards to capitalise on best offers
Hi Frank,
Thank you for sending your inquiry today.
You can check the list of balance transfer offers we have from different lenders on this page.
Please take note of their minimum requirements to have higher chances of approval for the new card. Also, most cards would only allow up to 80% transfer to the approved limit, the balance transferred is not eligible for rewards, and is not possible for the same credit card issuer (for example from Virgin to Citibank, as they are both issued by Citibank PTY LTD).
You can check the T&Cs of these cards on their individual cards page and talk to the card specialist if needed as some rules vary per lender.
Hope this helps.
Cheers,
Jonathan
Hi,
I am existing NAB Credit Card holder.
Can I apply for 0% balance transfer on my existing credit card?
Thanks
Hi KK.
Thank you for your inquiry.
Please see this page NAB launches 0% for 24 months balance transfer offer for your reference.
Cheers,
Jason
I am trying to locate the web page for Nab,that leads to the application for Balance transfer for the existing premium card holders.The offer is 0% for 15 months.
I was able to locate the page about 4-5 days ago.But I do not remember the web link on it. If a call Nab it takes over 30 minutes before you can get someone on the other side.
Hi Gery,
Thanks for your question.
Please see this page – I think this may be the offer you’re looking for.
Cheers,
Shirley
That looks like a page that you can apply for if your not a customer or you want to apply for a new card. What about a link to transfer a debt for a credit card to an existing credit card NAB credit card?
Hi Azz,
Thanks for your inquiry.
Unfortunately, there is no balance transfer within the same credit card issuer such as NAB. For more information, please check our guide on which credit card issuers won’t allow transfers between each other.
I hope this helps.
Cheers,
Debbie
Why can I not get credit approval with a bank that I have been with for years but pre approved with other banks.?. Do I have to change banks because the bank I’m with don’t look after me.?.
So much for looking after loyal customers,
Hi Shane,
Thanks for your question.
The decision is completely up to you. If you feel as though you’re getting a better deal or service from another bank, there is no harm in switching.
All the best,
Shirley