| | |
2.34%
| 2.34% |
$0
|
$0 p.a.
|
80%
|
$48,903.84 |
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
| | | |
| | |
2.54%
| 2.56% |
$0
|
$0 p.a.
|
80%
|
$43,171.24 | Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 80% of the property's value (terms, conditions & exclusions apply). | | | |
| | |
2.49%
| 2.49% |
$0
|
$0 p.a.
|
60%
|
$44,719.6 |
A competitive variable rate home loan for owner-occupiers. Requires a 40% deposit.
| | | |
| | |
2.29%
| 2.72% |
$0
|
$8 p.a.
|
95%
|
$50,287.27 | Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply. | | | |
| | |
1.88%
| 2.98% |
$0
|
$0 p.a.
|
80%
|
$61,434.54 |
Lock in a competitive fixed rate for 2 years and buy your home with a 20% deposit.
| | | |
| | |
2.54%
| 2.55% |
$0
|
$0 p.a.
|
80%
|
$43,314.23 |
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
| | | |
| | |
1.75%
| 2.22% |
$0
|
$0 p.a.
|
80%
|
$64,892.81 | This very low fixed rate is only available until 26 February 2021. Other conditions apply. A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit
| | | |
| | |
2.19%
| 2.19% |
$0
|
$0 p.a.
|
60%
|
$53,040.06 |
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
| | | |
| | |
1.89%
| 2.94% |
$0
|
$0 p.a.
|
80%
|
$61,167.02 |
Lock in a low fixed rate loan for two years and get the annual package fee waived in the first year. Available for borrowers with 20% deposits.
| | | |
| | |
1.94%
| 2.18% |
$250
|
$0 p.a.
|
90%
|
$58,987.91 |
Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.
| | | |
| | |
2.09%
| 3.46% |
$0
|
$395 p.a.
|
95%
|
$55,020.05 |
Lock in a low fixed rate for the first two years. Refinancers borrowing $250,000 or more can get cashbacks between $2,000 and $4,000 depending on their loan to value ratio (Other terms, conditions and exclusions apply | | | |
| | |
2.09%
| 3.5% |
$0
|
$395 p.a.
|
95%
|
$55,375.62 | Up to $3,000 refinance cashback. Competitive fixed rate home loan. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | | |
| | |
2.14%
| 2.16% |
$0
|
$0 p.a.
|
60%
|
$54,408.06 |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | | |
| | |
2.17%
| 2.2% |
$250
|
$0 p.a.
|
80%
|
$52,723.37 |
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. This special discount rate is available for new borrowers who apply and get approved by 30 November 2020. Not available for construction purposes. | | | |
| | |
2.04%
| 2.79% |
$300
|
$10 p.a.
|
80%
|
$56,525 | $3,000 refinance cashback. Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 26 February 2021 and settle by 28 May 2021. | | | |
| | |
2.59%
| 2.6% |
$0
|
$0 p.a.
|
80%
|
$41,903.57 |
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
| | | |
| | |
2.24%
| 2.26% |
$0
|
$0 p.a.
|
90%
|
$51,666.66 |
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
| | | |
| | |
2.59%
| 2.61% |
$0
|
$0 p.a.
|
90%
|
$41,759.64 | Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply). | | | |
| | |
2.19%
| 2.53% |
$0
|
$0 p.a.
|
80%
|
$53,040.06 |
Borrow up to $750,000 with this basic 3 years fixed rate home loan.
| | | |
| | |
2.54%
| 2.54% |
$0
|
$0 p.a.
|
60%
|
$43,314.23 |
Investors with large 40% deposits or equity can get this low variable rate. A competitive option for investors looking to refinance.
| | | |
| | |
2.04%
| 2.17% |
$250
|
$0 p.a.
|
90%
|
$56,278.33 |
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes. | | | |
| | |
2.54%
| 2.56% |
$0
|
$0 p.a.
|
80%
|
$43,171.24 | Up to $4,000 refinance cashback A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
2.24%
| 2.21% |
$0
|
$0 p.a.
|
70%
|
$51,666.66 |
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
| | | |
| | |
1.99%
| 2.33% |
$0
|
$0 p.a.
|
80%
|
$58,479.66 |
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
| | | |
| | |
2.09%
| 3.46% |
$0
|
$395 p.a.
|
95%
|
$55,240.95 |
Competitive fixed rate loan. Refinancers borrowing $250,000 or more can get cashbacks between $2,000 and $4,000 depending on their loan to value ratio (Other terms, conditions and exclusions apply | | | |
| | |
2.54%
| 2.56% |
$0
|
$0 p.a.
|
80%
|
$43,171.24 | Up to $4,000 refinance cashback A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get a $4,000 cashback (Other terms, conditions and exclusions apply). | | | |
| | |
2.36%
| 2.39% |
$250
|
$0 p.a.
|
90%
|
$47,462.04 |
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | | |
| | |
2.59%
| 2.61% |
$0
|
$0 p.a.
|
90%
|
$41,903.57 |
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
| | | |
| | |
2.59%
| 2.61% |
$0
|
$0 p.a.
|
80%
|
$41,523.59 |
Competitive variable rate home loan. Refinancers borrowing $250,000 or more can get cashbacks between $2,000 and $4,000 depending on their loan to value ratio (Other terms, conditions and exclusions apply | | | |
| | |
1.99%
| 2.17% |
$250
|
$0 p.a.
|
90%
|
$57,635.86 |
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes. | | | |
| | |
2.09%
| 3.46% |
$0
|
$395 p.a.
|
80%
|
$55,020.05 |
Competitive fixed rate loan. Refinancers borrowing $200,000 or more can get cashbacks between $2,000 and $4,000 depending on their loan to value ratio (Other terms, conditions and exclusions apply | | | |
| | |
2.52%
| 2.55% |
$250
|
$0 p.a.
|
90%
|
$43,021.3 |
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes. | | | |
| | |
2.29%
| 2.23% |
$0
|
$0 p.a.
|
80%
|
$50,287.93 |
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
| | | |
| | |
2.59%
| 2.76% |
$300
|
$10 p.a.
|
60%
|
$41,255.02 | $3,000 refinance cashback. A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 26 February 2021 and settle by 28 May 2021. | | | |
| | |
2.14%
| 2.71% |
$0
|
$0 p.a.
|
80%
|
$54,408.06 |
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
| | | |
| | |
2.84%
| 2.46% |
$0
|
$0 p.a.
|
80%
|
$34,771.25 |
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees.
| | | |
| | |
2.14%
| 2.35% |
$0
|
$0 p.a.
|
80%
|
$54,408.06 |
A one year fixed rate offer with no ongoing bank fees.
| | | |
| | |
2.5%
| 2.67% |
$300
|
$10 p.a.
|
60%
|
$43,798.03 | $3,000 refinance cashback. Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 26 February 2021 and settle by 28 May 2021. | | | |
| | |
2.29%
| 2.72% |
$0
|
$0 p.a.
|
80%
|
$50,287.93 |
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
| | | |
| | |
2.64%
| 2.65% |
$0
|
$0 p.a.
|
90%
|
$40,487.62 |
A competitive value home loan with no ongoing fee.
| | | |
| | |
2.09%
| 2.3% |
$0
|
$0 p.a.
|
80%
|
$55,770.62 |
A competitive 3 year fixed rate with no ongoing bank fees.
| | | |
Currently have $275000 mortgage with Bankwest interest rate is 5.3%
Morgage house offering 3.49%
Is it worth changing loans what will my discharge fee be with Bankwest
Hi Karen,
Thanks for your question.
While I can’t answer if changing your lender is indeed the best option for you, our home refinancing guide on this page can help you make the right decision. On the same page, we have also listed the true cost of refinancing as well as your refinancing options.
Before refinancing, you may want to get in touch first with Bankwest and see if you can negotiate a lower rate. They are also able to compute the discharge fee of your loan in case you want to refinance.
Cheers,
Anndy